BlastPoint's Credit Union Scorecard
EWEB EMPLOYEES
Charter #9777 · OR
EWEB EMPLOYEES has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 3.1% in tier
- + Loan-to-Member Ratio (LMR): Top 5.5% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 9.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,445
+3.3% YoY+1.2% QoQ
|
-1.2K |
2,676
+1.6% YoY
|
51,194
+9.2% YoY
|
33,913
+5.7% YoY
|
40% |
| Assets |
$35.0M
+1.3% YoY+1.9% QoQ
|
+$4.8M |
$30.2M
+1.3% YoY
|
$843.4M
+7.6% YoY
|
$578.3M
+9.0% YoY
|
64% |
| Loans |
$16.2M
-0.3% YoY-0.4% QoQ
|
+$900K |
$15.3M
-2.0% YoY
|
$578.4M
+10.5% YoY
|
$402.4M
+8.7% YoY
|
64% |
| Deposits |
$30.1M
+0.3% YoY+2.3% QoQ
|
+$4.3M |
$25.8M
+0.7% YoY
|
$722.8M
+7.3% YoY
|
$494.3M
+9.1% YoY
|
64% |
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| ROA |
0.9%
-40.9% YoY-13.2% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.7%
-4.2% YoY
|
0.4%
-39.2% YoY
|
66% |
| NIM |
3.7%
-17.0% YoY-10.6% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
4.0%
+4.4% YoY
|
3.8%
+4.1% YoY
|
43% |
| Efficiency Ratio |
76.2%
+28.7% YoY+6.8% QoQ
|
-14.4% |
90.6%
+6.5% YoY
|
77.9%
+0.7% YoY
|
84.6%
+2.8% YoY
|
37% |
| Delinquency Rate |
0.0%
-100.0% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.1%
+40.5% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
53.7%
-0.6% YoY-2.7% QoQ
|
-4.8% |
58.5%
-3.0% YoY
|
75.8%
+1.2% YoY
|
65.6%
-1.4% YoY
|
43% |
| AMR |
$32,045
-3.1% YoY+0.1% QoQ
|
+$17K |
$14,884
-1.7% YoY
|
$25,270
+0.9% YoY
|
$19,920
+1.6% YoY
|
Top 3.2% in tier |
| CD Concentration |
10.9%
+135.0% YoY-1.0% QoQ
|
-13.3% | 24.3% | 16.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 13.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)