BlastPoint's Credit Union Scorecard
OK
Charter #10158 · OK
OK has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 7.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.33% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Oklahoma.
- Shares and deposits +3.9% year over year ($22.1M in shares and deposits).
- Membership: 3,557 members, +1.5% vs a year ago.
- Delinquency rate 0.60%.
- Return on assets 1.16%.
- Efficiency ratio 69.19% vs a 88.77% peer average.
- Loan-to-share ratio 79.24% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,557
+1.5% YoY+0.7% QoQ
|
+971 |
2,585
-1.7% YoY
|
28,343
+3.0% YoY
|
34,678
+6.6% YoY
|
75% |
| Assets |
$26.4M
+4.5% YoY-1.9% QoQ
|
$-3.9M |
$30.3M
+1.5% YoY
|
$422.2M
+5.5% YoY
|
$593.1M
+10.2% YoY
|
56% |
| Loans |
$17.5M
-0.4% YoY+3.0% QoQ
|
+$2.1M |
$15.5M
-1.7% YoY
|
$261.4M
+3.6% YoY
|
$418.6M
+10.1% YoY
|
66% |
| Deposits |
$22.1M
+3.9% YoY-2.6% QoQ
|
$-3.7M |
$25.8M
+1.1% YoY
|
$356.1M
+5.9% YoY
|
$504.8M
+10.3% YoY
|
55% |
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| ROA |
1.2%
+3.0% YoY+94.0% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
0.8%
+38.1% YoY
|
1.2%
+121.4% YoY
|
68% |
| NIM |
3.7%
-5.0% YoY+1.4% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
4.0%
+2.7% YoY
|
3.8%
+2.3% YoY
|
44% |
| Efficiency Ratio |
69.2%
-3.5% YoY-7.1% QoQ
|
-19.6% |
88.8%
-6.9% YoY
|
80.0%
+0.4% YoY
|
83.0%
-5.3% YoY
|
24% |
| Delinquency Rate |
0.6%
-9.9% YoY-9.4% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
0.9%
-29.0% YoY
|
1.3%
+2.6% YoY
|
46% |
| Loan To Share |
79.2%
-4.2% YoY+5.8% QoQ
|
+20.3% |
58.9%
-3.1% YoY
|
69.7%
-2.0% YoY
|
66.4%
-1.4% YoY
|
79% |
| AMR |
$11,142
+0.5% YoY-0.9% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$18,336
+3.3% YoY
|
$20,028
-0.9% YoY
|
34% |
| CD Concentration |
31.1%
+14.9% YoY+0.5% QoQ
|
+6.5% | 24.6% | 22.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 14.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)