BlastPoint's Credit Union Scorecard
OK
Charter #10158 · OK
OK demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.59% above tier average
- + Net Interest Margin 0.06% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 8.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,503
0% YoY-0.5% QoQ
|
+887 |
2,615
-1.9% YoY
|
27,482
+2.5% YoY
|
33,374
+5.7% YoY
|
74% |
| Assets |
$25.2M
-0.4% YoY-0.1% QoQ
|
$-4.9M |
$30.1M
+2.1% YoY
|
$405.9M
+5.4% YoY
|
$561.6M
+9.7% YoY
|
54% |
| Loans |
$17.3M
-7.0% YoY-1.1% QoQ
|
+$1.6M |
$15.8M
-1.3% YoY
|
$252.1M
+2.0% YoY
|
$397.0M
+8.8% YoY
|
65% |
| Deposits |
$21.1M
-2.0% YoY-0.8% QoQ
|
$-4.6M |
$25.7M
+1.4% YoY
|
$340.9M
+4.8% YoY
|
$477.3M
+9.7% YoY
|
54% |
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| ROA |
1.2%
-5.7% YoY+8.1% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
0.5%
+4.6% YoY
|
0.7%
+15.9% YoY
|
75% |
| NIM |
4.0%
+7.9% YoY+0.6% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.9%
+3.6% YoY
|
3.8%
+5.1% YoY
|
55% |
| Efficiency Ratio |
70.8%
-1.5% YoY-0.3% QoQ
|
-11.8% |
82.6%
-2.3% YoY
|
81.1%
+0.6% YoY
|
79.7%
-3.3% YoY
|
29% |
| Delinquency Rate |
0.4%
+7.7% YoY+2.7% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.2%
+8.0% YoY
|
1.3%
-2.1% YoY
|
35% |
| Loan To Share |
82.3%
-5.1% YoY-0.3% QoQ
|
+21.7% |
60.6%
-3.1% YoY
|
70.1%
-2.3% YoY
|
67.4%
-1.7% YoY
|
82% |
| AMR |
$10,966
-4.3% YoY-0.4% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$18,047
+3.6% YoY
|
$19,687
+2.0% YoY
|
33% |
| CD Concentration |
30.5%
+9.6% YoY+2.0% QoQ
|
+6.1% | 24.4% | 23.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)