BlastPoint's Credit Union Scorecard
TAYCO EMPLOYEES
Charter #10177 · KY
TAYCO EMPLOYEES has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Worth Ratio: Top 1.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.62% below tier average
- - Average Member Relationship (AMR): Bottom 6.4% in tier
- - Total Deposits: Bottom 7.4% in tier
- - Total Loans: Bottom 8.1% in tier
- - Loan-to-Member Ratio (LMR): Bottom 8.3% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
398
-0.7% YoY-0.5% QoQ
|
-2.2K |
2,625
-2.2% YoY
|
18,350
+6.5% YoY
|
33,089
+6.1% YoY
|
Bottom 11.1% in tier |
| Assets |
$2.1M
-0.4% YoY-0.9% QoQ
|
$-27.8M |
$29.9M
+1.1% YoY
|
$291.9M
+10.4% YoY
|
$547.7M
+7.8% YoY
|
Bottom 10.1% in tier |
| Loans |
$569,879
-14.8% YoY+4.0% QoQ
|
$-15.2M |
$15.8M
-2.4% YoY
|
$208.5M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
Bottom 8.1% in tier |
| Deposits |
$1.0M
-3.7% YoY-2.6% QoQ
|
$-24.4M |
$25.5M
+0.4% YoY
|
$245.3M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
Bottom 7.3% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-91.0% YoY-110.3% QoQ
|
-0.6% |
0.7%
-731.4% YoY
|
0.2%
-216.5% YoY
|
0.7%
+273.4% YoY
|
18% |
| NIM |
3.5%
-13.5% YoY-7.7% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
3.6%
+4.6% YoY
|
3.7%
+5.0% YoY
|
33% |
| Efficiency Ratio |
67.3%
+25.9% YoY-9.3% QoQ
|
-14.1% |
81.4%
-2.4% YoY
|
85.0%
-21.4% YoY
|
79.1%
-3.3% YoY
|
26% |
| Delinquency Rate |
0.4%
-81.5% YoY-25.9% QoQ
|
-1.1 |
1.5%
-2.0% YoY
|
0.8%
-26.3% YoY
|
1.2%
-0.9% YoY
|
37% |
| Loan To Share |
56.0%
-11.5% YoY+6.7% QoQ
|
-5.2% |
61.2%
-3.0% YoY
|
65.5%
-4.4% YoY
|
68.0%
-1.7% YoY
|
42% |
| AMR |
$3,987
-7.3% YoY+0.2% QoQ
|
$-11K |
$14,627
-2.7% YoY
|
$16,917
+3.2% YoY
|
$19,418
+1.3% YoY
|
Bottom 6.4% in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
22.1%
-0.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-3.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)