BlastPoint's Credit Union Scorecard

GREAT FALLS REGIONAL

Charter #10221 · ME

<100M

2508 CUs in <100M nationally 9 in ME

GREAT FALLS REGIONAL has 1 strength but faces 3 concerns

National Analysis

How does the industry compare?

ME Analysis

How does ME stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.18% above tier average

Key Concerns

Areas that may need attention

- Efficiency ratio 1.95% above tier (higher cost structure)
- Member decline: -2.1% YoY
- Indirect Auto Concentration (%): Bottom 3.4% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (ME)	National Avg	Tier Percentile
Members	4,757 -2.1% YoY+0.6% QoQ	+2.1K	2,676 +1.6% YoY	16,050 +1.9% YoY	33,913 +5.7% YoY	Top 15.0% in tier
Assets	$65.8M +4.0% YoY+1.7% QoQ	+$35.6M	$30.2M +1.3% YoY	$279.7M +5.3% YoY	$578.3M +9.0% YoY	Top 14.2% in tier
Loans	$22.9M +5.7% YoY+2.1% QoQ	+$7.6M	$15.3M -2.0% YoY	$190.6M +4.6% YoY	$402.4M +8.7% YoY	75%
Deposits	$57.0M +3.4% YoY+1.9% QoQ	+$31.2M	$25.8M +0.7% YoY	$245.5M +5.2% YoY	$494.3M +9.1% YoY	Top 14.0% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.3% -80.3% YoY-78.0% QoQ	+0.2%	0.1% -77.6% YoY	0.8% +5.6% YoY	0.4% -39.2% YoY	37%
NIM	3.9% -15.3% YoY-9.1% QoQ	-0.1%	4.0% +4.0% YoY	3.5% +1.0% YoY	3.8% +4.1% YoY	52%
Efficiency Ratio	92.6% +32.7% YoY+31.2% QoQ	+2.0%	90.6% +6.5% YoY	77.8% -1.1% YoY	84.6% +2.8% YoY	74%
Delinquency Rate	0.8% +4.2% YoY-18.4% QoQ	-0.7	1.5% +3.8% YoY	0.7% +13.3% YoY	1.2% +3.4% YoY	56%
Loan To Share	40.2% +2.2% YoY+0.2% QoQ	-18.3%	58.5% -3.0% YoY	72.9% -1.6% YoY	65.6% -1.4% YoY	22%
AMR	$16,791 +6.3% YoY+1.4% QoQ	+$2K	$14,884 -1.7% YoY	$25,927 +3.7% YoY	$19,920 +1.6% YoY	64%
CD Concentration	8.0% -7.2% YoY-5.6% QoQ	-16.3%	24.3%	25.4%	19.8%	50%
Indirect Auto %	32.4% +52.0% YoY+19.3% QoQ	+18.6%	13.8%	16.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

350

Total Deposits

balance_sheet

Value: $56.99M

Peer Median: $18.77M

#350 of 2508 Top 13.9% in <100M tier

356

Total Assets

balance_sheet

Value: $65.79M

Peer Median: $21.86M

#356 of 2508 Top 14.2% in <100M tier

377

Total Members

engagement

Value: 4,757

Peer Median: 1,918

#377 of 2508 Top 15.0% in <100M tier

462

Loan Growth Rate

growth

Value: 5.69%

Peer Median: -2.36%

#462 of 2508 Top 18.4% in <100M tier

467

Fee Income Per Member

profitability

Value: $126.01

Peer Median: $60.42

#467 of 2508 Top 18.6% in <100M tier

498

AMR Growth Rate

growth

Value: 6.26%

Peer Median: 1.27%

#498 of 2508 Top 19.8% in <100M tier

625

Total Loans

balance_sheet

Value: $22.89M

Peer Median: $9.48M

#625 of 2508 Top 24.9% in <100M tier

Top Weaknesses (4 metrics)

2423

Indirect Auto Concentration (%)

balance_sheet

Value: 32.40%

Peer Median: 0.00%

#2423 of 2508 Bottom 3.4% in <100M tier

1987

Members Per Employee (MPE)

engagement

Value: 226.524

Peer Median: 333.750

#1987 of 2508 Bottom 20.8% in <100M tier

1947

Loan-to-Share Ratio

balance_sheet

Value: 40.17%

Peer Median: 58.72%

#1947 of 2508 Bottom 22.4% in <100M tier

1889

First Mortgage Concentration (%)

balance_sheet

Value: 26.14%

Peer Median: 3.66%

#1889 of 2508 Bottom 24.7% in <100M tier