BlastPoint's Credit Union Scorecard
AKRON
Charter #10253 · CO
2556 CUs in <100M nationally
29 in CO
AKRON has 5 strengths but faces 14 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.04% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.75% below tier average
- - Efficiency ratio 19.69% above tier (higher cost structure)
- - Delinquency rate 11.06% above tier average
- - Asset Growth Rate: Bottom 1.7% in tier
- - Total Delinquency Rate (60+ days): Bottom 1.8% in tier
- - AMR Growth Rate: Bottom 1.8% in tier
- - Deposit Growth Rate: Bottom 2.0% in tier
- - Total Assets: Bottom 3.2% in tier
- - Total Deposits: Bottom 3.8% in tier
- - Average Member Relationship (AMR): Bottom 5.1% in tier
- - Total Members: Bottom 5.5% in tier
- - Total Loans: Bottom 6.0% in tier
- - Loan Growth Rate: Bottom 6.1% in tier
- - Loan-to-Member Ratio (LMR): Bottom 9.2% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
235
+1.3% YoY+2.2% QoQ
|
-2.4K |
2,615
-1.9% YoY
|
37,842
+7.2% YoY
|
33,374
+5.7% YoY
|
Bottom 5.4% in tier |
| Assets |
$518,451
-16.4% YoY-2.4% QoQ
|
$-29.6M |
$30.1M
+2.1% YoY
|
$688.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
Bottom 3.2% in tier |
| Loans |
$368,463
-19.5% YoY-14.5% QoQ
|
$-15.4M |
$15.8M
-1.3% YoY
|
$531.4M
+7.9% YoY
|
$397.0M
+8.8% YoY
|
Bottom 6.0% in tier |
| Deposits |
$448,911
-17.9% YoY-2.5% QoQ
|
$-25.2M |
$25.7M
+1.4% YoY
|
$583.2M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
Bottom 3.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.1%
-89.3% YoY+170.7% QoQ
|
-0.7% |
0.6%
+10.8% YoY
|
0.4%
-10.6% YoY
|
0.7%
+15.9% YoY
|
Bottom 13.5% in tier |
| NIM |
5.0%
+18.8% YoY-3.0% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
3.5%
+1.6% YoY
|
3.8%
+5.1% YoY
|
Top 14.7% in tier |
| Efficiency Ratio |
102.2%
-14.8% YoY+1.4% QoQ
|
+19.7% |
82.6%
-2.3% YoY
|
82.6%
+1.3% YoY
|
79.7%
-3.3% YoY
|
Top 9.6% in tier |
| Delinquency Rate |
12.6%
+1303.2% YoY+133.4% QoQ
|
+11.1 |
1.6%
-3.1% YoY
|
1.0%
+15.7% YoY
|
1.3%
-2.1% YoY
|
Top 1.8% in tier |
| Loan To Share |
82.1%
-2.0% YoY-12.4% QoQ
|
+21.5% |
60.6%
-3.1% YoY
|
72.0%
-2.4% YoY
|
67.4%
-1.7% YoY
|
81% |
| AMR |
$3,478
-19.7% YoY-10.2% QoQ
|
$-11K |
$14,783
-1.4% YoY
|
$23,202
+4.3% YoY
|
$19,687
+2.0% YoY
|
Bottom 5.1% in tier |
| CD Concentration | 0.0% | -24.4% | 24.4% | 26.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (7 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
208
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: -
#208 of 2556
Top 8.1% in <100M tier
376
Net Interest Margin (NIM)
profitability
Value:
5.00%
Peer Median: -
#376 of 2556
Top 14.7% in <100M tier
482
Loan-to-Share Ratio
balance_sheet
Value:
82.08%
Peer Median: -
#482 of 2556
Top 18.8% in <100M tier
531
Member Growth Rate
growth
Value:
1.29%
Peer Median: -
#531 of 2556
Top 20.7% in <100M tier
Top Weaknesses (15 metrics)
2513
Asset Growth Rate
growth
Value:
-16.38%
Peer Median: -
#2513 of 2556
Bottom 1.7% in <100M tier
2511
Total Delinquency Rate (60+ days)
risk
Value:
12.62%
Peer Median: -
#2511 of 2556
Bottom 1.8% in <100M tier
2510
AMR Growth Rate
growth
Value:
-19.70%
Peer Median: -
#2510 of 2556
Bottom 1.8% in <100M tier
2507
Deposit Growth Rate
growth
Value:
-17.93%
Peer Median: -
#2507 of 2556
Bottom 2.0% in <100M tier
2474
Total Assets
balance_sheet
Value:
$518,451
Peer Median: -
#2474 of 2556
Bottom 3.2% in <100M tier
2461
Total Deposits
balance_sheet
Value:
$448,911
Peer Median: -
#2461 of 2556
Bottom 3.8% in <100M tier
2426
Average Member Relationship (AMR)
engagement
Value:
$3,478
Peer Median: -
#2426 of 2556
Bottom 5.1% in <100M tier
2416
Total Members
engagement
Value:
235
Peer Median: -
#2416 of 2556
Bottom 5.5% in <100M tier
2403
Total Loans
balance_sheet
Value:
$368,463
Peer Median: -
#2403 of 2556
Bottom 6.0% in <100M tier
2402
Loan Growth Rate
growth
Value:
-19.53%
Peer Median: -
#2402 of 2556
Bottom 6.1% in <100M tier