BlastPoint's Credit Union Scorecard
AKRON
Charter #10253 · CO
AKRON has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.33% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.67% below tier average
- - Efficiency ratio 27.84% above tier (higher cost structure)
- - Delinquency rate 2.29% above tier average
- - Member decline: -7.9% YoY
- - Loan Growth Rate: Bottom 1.9% in tier
- - Total Assets: Bottom 2.9% in tier
- - Total Deposits: Bottom 3.3% in tier
- - AMR Growth Rate: Bottom 4.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits -8.2% year over year ($418K in shares and deposits).
- Membership: 211 members, -7.9% vs a year ago.
- Delinquency rate 3.84%.
- Return on assets 0.83%.
- Efficiency ratio 116.61% vs a 88.77% peer average.
- Loan-to-share ratio 69.54% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
211
-7.9% YoY-9.8% QoQ
|
-2.4K |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
Bottom 5.1% in tier |
| Assets |
$485,908
-8.0% YoY+2.6% QoQ
|
$-29.8M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
Bottom 2.8% in tier |
| Loans |
$290,606
-34.3% YoY-13.9% QoQ
|
$-15.2M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
Bottom 5.3% in tier |
| Deposits |
$417,917
-8.2% YoY+2.9% QoQ
|
$-25.4M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
Bottom 3.3% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
+242.7% YoY-164.1% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
51% |
| NIM |
4.2%
-19.3% YoY-10.4% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
116.6%
+21.7% YoY-5.4% QoQ
|
+27.8% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
Bottom 6.0% in tier |
| Delinquency Rate |
3.8%
+203.9% YoY-82.4% QoQ
|
+2.3 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
Bottom 9.5% in tier |
| Loan To Share |
69.5%
-28.4% YoY-16.3% QoQ
|
+10.6% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
66% |
| AMR |
$3,358
-14.3% YoY+5.6% QoQ
|
$-12K |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
Bottom 4.9% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)