BlastPoint's Credit Union Scorecard
AKRON
Charter #10253 · CO
<100M
2508 CUs in <100M nationally
25 in CO
AKRON has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.71% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.44% below tier average
- - Efficiency ratio 32.63% above tier (higher cost structure)
- - Delinquency rate 20.37% above tier average
- - Total Delinquency Rate (60+ days): Bottom 1.0% in tier
- - Asset Growth Rate: Bottom 2.7% in tier
- - AMR Growth Rate: Bottom 2.8% in tier
- - Total Assets: Bottom 3.0% in tier
- - Total Deposits: Bottom 3.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
234
-0.8% YoY-0.4% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
Bottom 5.5% in tier |
| Assets |
$473,693
-12.9% YoY-8.6% QoQ
|
$-29.7M |
$30.2M
+1.3% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 3.0% in tier |
| Loans |
$337,601
-20.5% YoY-8.4% QoQ
|
$-14.9M |
$15.3M
-2.0% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
Bottom 5.8% in tier |
| Deposits |
$406,273
-13.7% YoY-9.5% QoQ
|
$-25.4M |
$25.8M
+0.7% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
Bottom 3.2% in tier |
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| ROA |
-1.3%
-245.1% YoY+918.2% QoQ
|
-1.4% |
0.1%
-77.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 7.1% in tier |
| NIM |
4.7%
-12.9% YoY-5.7% QoQ
|
+0.7% |
4.0%
+4.0% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
83% |
| Efficiency Ratio |
123.3%
+45.1% YoY+20.6% QoQ
|
+32.6% |
90.6%
+6.5% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
Bottom 5.2% in tier |
| Delinquency Rate |
21.9%
+1636.1% YoY+73.4% QoQ
|
+20.4 |
1.5%
+3.8% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
Bottom 1.0% in tier |
| Loan To Share |
83.1%
-8.0% YoY+1.2% QoQ
|
+24.6% |
58.5%
-3.0% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
Top 15.0% in tier |
| AMR |
$3,179
-16.2% YoY-8.6% QoQ
|
$-12K |
$14,884
-1.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 4.9% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
375
Loan-to-Share Ratio
balance_sheet
Value:
83.10%
Peer Median: 58.72%
#375 of 2508
Top 14.9% in <100M tier
435
Net Interest Margin (NIM)
profitability
Value:
4.71%
Peer Median: 3.83%
#435 of 2508
Top 17.3% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (14 metrics)
2485
Total Delinquency Rate (60+ days)
risk
Value:
21.88%
Peer Median: 0.65%
#2485 of 2508
Bottom 1.0% in <100M tier
2442
Asset Growth Rate
growth
Value:
-12.93%
Peer Median: 1.30%
#2442 of 2508
Bottom 2.7% in <100M tier
2438
AMR Growth Rate
growth
Value:
-16.22%
Peer Median: 1.27%
#2438 of 2508
Bottom 2.8% in <100M tier
2433
Total Assets
balance_sheet
Value:
$473,693
Peer Median: $21.86M
#2433 of 2508
Bottom 3.0% in <100M tier
2427
Total Deposits
balance_sheet
Value:
$406,273
Peer Median: $18.77M
#2427 of 2508
Bottom 3.3% in <100M tier
2418
Deposit Growth Rate
growth
Value:
-13.66%
Peer Median: 0.66%
#2418 of 2508
Bottom 3.6% in <100M tier
2386
Average Member Relationship (AMR)
engagement
Value:
$3,179
Peer Median: $13,926
#2386 of 2508
Bottom 4.9% in <100M tier
2379
Efficiency Ratio
profitability
Value:
123.26%
Peer Median: 81.45%
#2379 of 2508
Bottom 5.2% in <100M tier
2368
Total Members
engagement
Value:
234
Peer Median: 1,918
#2368 of 2508
Bottom 5.6% in <100M tier
2363
Total Loans
balance_sheet
Value:
$337,601
Peer Median: $9.48M
#2363 of 2508
Bottom 5.8% in <100M tier