BlastPoint's Credit Union Scorecard
OLIVE VIEW EMPLOYEES
Charter #1034 · CA
OLIVE VIEW EMPLOYEES has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 5.9% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 3.4% in tier
- + Asset Growth Rate: Top 4.1% in tier
- + Member Growth Rate: Top 5.9% in tier
- + Total Members: Top 8.6% in tier
- + Members Per Employee (MPE): Top 9.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.05% below tier average
- - Delinquency rate 0.43% above tier average
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,165
+5.9% YoY+1.8% QoQ
|
+3.5K |
2,625
-2.2% YoY
|
59,606
+5.7% YoY
|
33,089
+6.1% YoY
|
Top 8.7% in tier |
| Assets |
$72.0M
+13.5% YoY+3.9% QoQ
|
+$42.2M |
$29.9M
+1.1% YoY
|
$1.2B
+6.2% YoY
|
$547.7M
+7.8% YoY
|
Top 11.4% in tier |
| Loans |
$35.5M
+0.8% YoY-2.1% QoQ
|
+$19.8M |
$15.8M
-2.4% YoY
|
$845.5M
+7.1% YoY
|
$388.7M
+8.6% YoY
|
Top 13.7% in tier |
| Deposits |
$56.8M
+16.1% YoY+4.4% QoQ
|
+$31.3M |
$25.5M
+0.4% YoY
|
$1.0B
+8.8% YoY
|
$464.6M
+9.3% YoY
|
Top 13.8% in tier |
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| ROA |
0.6%
-20.3% YoY-3.9% QoQ
|
-0.1% |
0.7%
-731.4% YoY
|
0.6%
+30.0% YoY
|
0.7%
+273.4% YoY
|
43% |
| NIM |
3.3%
-6.6% YoY-0.5% QoQ
|
-0.6% |
3.9%
+3.8% YoY
|
3.3%
+6.5% YoY
|
3.7%
+5.0% YoY
|
27% |
| Efficiency Ratio |
79.4%
+13.1% YoY-1.6% QoQ
|
-2.0% |
81.4%
-2.4% YoY
|
79.3%
-6.2% YoY
|
79.1%
-3.3% YoY
|
53% |
| Delinquency Rate |
1.9%
+16.7% YoY-4.3% QoQ
|
+0.4 |
1.5%
-2.0% YoY
|
0.7%
-38.7% YoY
|
1.2%
-0.9% YoY
|
79% |
| Loan To Share |
62.6%
-13.2% YoY-6.2% QoQ
|
+1.3% |
61.2%
-3.0% YoY
|
68.8%
-1.5% YoY
|
68.0%
-1.7% YoY
|
52% |
| AMR |
$14,974
+3.6% YoY-0.1% QoQ
|
+$347 |
$14,627
-2.7% YoY
|
$28,514
+2.8% YoY
|
$19,418
+1.3% YoY
|
57% |
| CD Concentration |
26.9%
+59.7% YoY+17.4% QoQ
|
+2.5% |
24.4%
+4.2% YoY
|
21.6%
+4.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.5%
-7.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)