BlastPoint's Credit Union Scorecard
OLIVE VIEW EMPLOYEES
Charter #1034 · CA
OLIVE VIEW EMPLOYEES has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.55% above tier average
- + Strong member growth: 7.1% YoY
- + Member Growth Rate: Top 5.2% in tier
- + Deposit Growth Rate: Top 6.2% in tier
- + Total Members: Top 6.9% in tier
- + Members Per Employee (MPE): Top 8.0% in tier
Key Concerns
Areas that may need attention
- - Net Charge-Off Rate: Bottom 2.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
- Shares and deposits +11.6% year over year ($60.7M in shares and deposits).
- Membership: 6,484 members, +7.1% vs a year ago.
- Delinquency rate 0.93%.
- Return on assets 2.04%.
- Efficiency ratio 87.70% vs a 88.77% peer average.
- Loan-to-share ratio 54.97% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,484
+7.1% YoY+4.4% QoQ
|
+3.9K |
2,585
-1.7% YoY
|
67,400
+7.3% YoY
|
34,678
+6.6% YoY
|
Top 6.9% in tier |
| Assets |
$74.9M
+8.0% YoY-0.4% QoQ
|
+$44.6M |
$30.3M
+1.5% YoY
|
$1.4B
+10.3% YoY
|
$593.1M
+10.2% YoY
|
Top 10.2% in tier |
| Loans |
$33.4M
-8.0% YoY-2.4% QoQ
|
+$17.9M |
$15.5M
-1.7% YoY
|
$958.9M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
Top 14.4% in tier |
| Deposits |
$60.7M
+11.6% YoY+0.1% QoQ
|
+$34.9M |
$25.8M
+1.1% YoY
|
$1.2B
+11.1% YoY
|
$504.8M
+10.3% YoY
|
Top 12.1% in tier |
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| ROA |
2.0%
+210.2% YoY-191.6% QoQ
|
+0.5% |
1.5%
+241.5% YoY
|
2.5%
+328.4% YoY
|
1.2%
+121.4% YoY
|
Top 9.2% in tier |
| NIM |
3.2%
-3.0% YoY-9.5% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.4%
+4.4% YoY
|
3.8%
+2.3% YoY
|
23% |
| Efficiency Ratio |
87.7%
+8.6% YoY+25.2% QoQ
|
-1.1% |
88.8%
-6.9% YoY
|
79.7%
-4.5% YoY
|
83.0%
-5.3% YoY
|
67% |
| Delinquency Rate |
0.9%
-54.1% YoY-30.1% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
0.7%
-14.3% YoY
|
1.3%
+2.6% YoY
|
59% |
| Loan To Share |
55.0%
-17.6% YoY-2.4% QoQ
|
-3.9% |
58.9%
-3.1% YoY
|
69.0%
+0.5% YoY
|
66.4%
-1.4% YoY
|
45% |
| AMR |
$14,515
-3.1% YoY-5.0% QoQ
|
$-448 |
$14,963
-6.8% YoY
|
$29,171
+2.5% YoY
|
$20,028
-0.9% YoY
|
53% |
| CD Concentration |
31.2%
+36.3% YoY-0.4% QoQ
|
+6.7% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)