BlastPoint's Credit Union Scorecard
U-1ST COMMUNITY
Charter #10580 · NM
U-1ST COMMUNITY demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.63% above tier average
- + Net Interest Margin 0.83% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
867
+0.3% YoY+0.3% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
30,914
+5.7% YoY
|
33,913
+5.7% YoY
|
25% |
| Assets |
$9.5M
-0.1% YoY+0.7% QoQ
|
$-20.7M |
$30.2M
+1.3% YoY
|
$559.7M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
31% |
| Loans |
$5.7M
-3.5% YoY-6.9% QoQ
|
$-9.6M |
$15.3M
-2.0% YoY
|
$378.7M
+12.3% YoY
|
$402.4M
+8.7% YoY
|
38% |
| Deposits |
$8.1M
-0.5% YoY+1.1% QoQ
|
$-17.7M |
$25.8M
+0.7% YoY
|
$478.4M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
31% |
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| ROA |
0.8%
-27.3% YoY+41.6% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.8%
+125.8% YoY
|
0.4%
-39.2% YoY
|
59% |
| NIM |
4.8%
+13.0% YoY+7.8% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
3.9%
+3.5% YoY
|
3.8%
+4.1% YoY
|
Top 14.4% in tier |
| Efficiency Ratio |
84.5%
+4.3% YoY+0.3% QoQ
|
-6.1% |
90.6%
+6.5% YoY
|
76.9%
-4.0% YoY
|
84.6%
+2.8% YoY
|
57% |
| Delinquency Rate |
0.2%
-73.3% YoY-38.7% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
0.9%
+18.5% YoY
|
1.2%
+3.4% YoY
|
26% |
| Loan To Share |
70.2%
-3.0% YoY-7.9% QoQ
|
+11.7% |
58.5%
-3.0% YoY
|
69.3%
+1.3% YoY
|
65.6%
-1.4% YoY
|
68% |
| AMR |
$15,900
-2.1% YoY-2.7% QoQ
|
+$1K |
$14,884
-1.7% YoY
|
$21,135
+4.9% YoY
|
$19,920
+1.6% YoY
|
60% |
| CD Concentration |
17.9%
-15.9% YoY-2.0% QoQ
|
-6.4% | 24.3% | 24.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)