BlastPoint's Credit Union Scorecard
CUSA
Charter #10640 · LA
CUSA faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.48% below tier average
- - Member decline: -3.3% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
- Shares and deposits -1.0% year over year ($27.4M in shares and deposits).
- Membership: 2,520 members, -3.3% vs a year ago.
- Delinquency rate 1.02%.
- Return on assets 0.02%.
- Efficiency ratio 86.63% vs a 88.77% peer average.
- Loan-to-share ratio 75.64% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,520
-3.3% YoY-1.2% QoQ
|
-65 |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
61% |
| Assets |
$30.6M
-0.5% YoY+0.0% QoQ
|
+$271K |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
60% |
| Loans |
$20.7M
-14.7% YoY-4.0% QoQ
|
+$5.3M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
72% |
| Deposits |
$27.4M
-1.0% YoY+0.1% QoQ
|
+$1.6M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
62% |
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| ROA |
0.0%
-112.2% YoY-91.6% QoQ
|
-1.5% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
Bottom 1.0% in tier |
| NIM |
3.3%
+5.7% YoY-2.0% QoQ
|
-0.6% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
27% |
| Efficiency Ratio |
86.6%
-15.6% YoY+1.6% QoQ
|
-2.1% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
65% |
| Delinquency Rate |
1.0%
+106.4% YoY+9.1% QoQ
|
-0.5 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
62% |
| Loan To Share |
75.6%
-13.9% YoY-4.1% QoQ
|
+16.7% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
75% |
| AMR |
$19,113
-4.2% YoY-0.5% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
74% |
| CD Concentration |
30.5%
+0.8% YoY+1.4% QoQ
|
+5.9% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)