BlastPoint's Credit Union Scorecard
KNOX COUNTY TEACHERS
Charter #10676 · TN
KNOX COUNTY TEACHERS has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.20% above tier average
- + Loan-to-Member Ratio (LMR): Top 8.6% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.1% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,093
-3.1% YoY-2.1% QoQ
|
-583 |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
53% |
| Assets |
$34.4M
+2.0% YoY+1.5% QoQ
|
+$4.2M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
64% |
| Loans |
$20.6M
-0.7% YoY-0.2% QoQ
|
+$5.4M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
72% |
| Deposits |
$28.9M
-0.6% YoY+1.2% QoQ
|
+$3.1M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
63% |
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| ROA |
1.3%
-18.3% YoY-7.2% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
81% |
| NIM |
3.9%
-9.6% YoY-3.6% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
67.1%
+12.7% YoY+6.0% QoQ
|
-23.6% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
21% |
| Delinquency Rate |
0.2%
+26.7% YoY-57.1% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
29% |
| Loan To Share |
71.3%
-0.2% YoY-1.3% QoQ
|
+12.8% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
70% |
| AMR |
$23,684
+2.5% YoY+2.8% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
Top 11.1% in tier |
| CD Concentration |
4.8%
-8.5% YoY-1.7% QoQ
|
-19.5% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)