BlastPoint's Credit Union Scorecard

FAYETTE FEDERAL EMPLOYEES

Charter #10690 · PA

<100M

2508 CUs in <100M nationally 186 in PA

FAYETTE FEDERAL EMPLOYEES demonstrates 4 strengths

National Analysis

How does the industry compare?

PA Analysis

How does PA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.72% above tier average
+ Asset Growth Rate: Top 5.7% in tier
+ Deposit Growth Rate: Top 7.1% in tier
+ Efficiency Ratio: Top 8.4% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (PA)	National Avg	Tier Percentile
Members	1,261 +0.7% YoY+1.1% QoQ	-1.4K	2,676 +1.6% YoY	18,228 +6.1% YoY	33,913 +5.7% YoY	35%
Assets	$19.4M +11.5% YoY+6.5% QoQ	$-10.7M	$30.2M +1.3% YoY	$307.3M +11.2% YoY	$578.3M +9.0% YoY	47%
Loans	$8.8M -1.9% YoY+5.5% QoQ	$-6.4M	$15.3M -2.0% YoY	$202.4M +9.8% YoY	$402.4M +8.7% YoY	48%
Deposits	$16.6M +10.9% YoY+7.1% QoQ	$-9.2M	$25.8M +0.7% YoY	$264.3M +10.7% YoY	$494.3M +9.1% YoY	47%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.9% +12.1% YoY+8.3% QoQ	+1.7%	0.1% -77.6% YoY	0.8% +3.2% YoY	0.4% -39.2% YoY	Top 8.3% in tier
NIM	3.7% -2.9% YoY-5.7% QoQ	-0.3%	4.0% +4.0% YoY	3.5% +3.1% YoY	3.8% +4.1% YoY	46%
Efficiency Ratio	56.1% -0.3% YoY-3.4% QoQ	-34.5%	90.6% +6.5% YoY	78.0% -8.8% YoY	84.6% +2.8% YoY	Top 8.4% in tier
Delinquency Rate	0.7% +85.4% YoY-60.4% QoQ	-0.8	1.5% +3.8% YoY	1.2% -7.0% YoY	1.2% +3.4% YoY	52%
Loan To Share	53.2% -11.5% YoY-1.5% QoQ	-5.3%	58.5% -3.0% YoY	52.5% -2.7% YoY	65.6% -1.4% YoY	42%
AMR	$20,169 +5.3% YoY+5.3% QoQ	+$5K	$14,884 -1.7% YoY	$16,757 +3.3% YoY	$19,920 +1.6% YoY	79%
CD Concentration	22.7% +4.1% YoY-6.9% QoQ	-1.6%	24.3%	15.4%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	8.3%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

144

Asset Growth Rate

growth

Value: 11.46%

Peer Median: 1.30%

#144 of 2508 Top 5.7% in <100M tier

180

Deposit Growth Rate

growth

Value: 10.88%

Peer Median: 0.66%

#180 of 2508 Top 7.1% in <100M tier

208

Return on Assets (ROA)

profitability

Value: 1.87%

Peer Median: 0.61%

#208 of 2508 Top 8.3% in <100M tier

212

Efficiency Ratio

profitability

Value: 56.14%

Peer Median: 81.45%

#212 of 2508 Top 8.4% in <100M tier

394

Net Charge-Off Rate

risk

Value: -0.02%

Peer Median: 0.07%

#394 of 2508 Top 15.7% in <100M tier

537

Average Member Relationship (AMR)

engagement

Value: $20,169

Peer Median: $13,926

#537 of 2508 Top 21.4% in <100M tier

611

AMR Growth Rate

growth

Value: 5.32%

Peer Median: 1.27%

#611 of 2508 Top 24.3% in <100M tier

627

Loan-to-Member Ratio (LMR)

engagement

Value: $7,007

Peer Median: $4,923

#627 of 2508 Top 25.0% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available