BlastPoint's Credit Union Scorecard
LOCAL UNION 1186 IBEW
Charter #10882 · HI
LOCAL UNION 1186 IBEW has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.11% above tier average
- + Members Per Employee (MPE): Top 0.8% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.64% above tier average
- - Loan-to-Share Ratio: Bottom 5.2% in tier
- - Fee Income Per Member: Bottom 8.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,041
+1.7% YoY+0.6% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
19,510
+0.1% YoY
|
33,913
+5.7% YoY
|
29% |
| Assets |
$12.7M
-3.8% YoY-1.1% QoQ
|
$-17.5M |
$30.2M
+1.3% YoY
|
$385.1M
+5.4% YoY
|
$578.3M
+9.0% YoY
|
37% |
| Loans |
$2.1M
-4.5% YoY+0.8% QoQ
|
$-13.1M |
$15.3M
-2.0% YoY
|
$193.9M
+4.9% YoY
|
$402.4M
+8.7% YoY
|
19% |
| Deposits |
$10.8M
-4.6% YoY-1.4% QoQ
|
$-15.0M |
$25.8M
+0.7% YoY
|
$341.1M
+4.6% YoY
|
$494.3M
+9.1% YoY
|
38% |
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| ROA |
0.3%
-275.0% YoY+120.9% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.8%
-0.9% YoY
|
0.4%
-39.2% YoY
|
33% |
| NIM |
2.7%
+27.8% YoY+16.0% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
3.2%
+6.8% YoY
|
3.8%
+4.1% YoY
|
Bottom 11.5% in tier |
| Efficiency Ratio |
82.5%
-11.3% YoY-5.6% QoQ
|
-8.1% |
90.6%
+6.5% YoY
|
73.4%
-3.4% YoY
|
84.6%
+2.8% YoY
|
52% |
| Delinquency Rate |
3.1%
+10.7% YoY+3.4% QoQ
|
+1.6 |
1.5%
+3.8% YoY
|
1.1%
+17.2% YoY
|
1.2%
+3.4% YoY
|
Bottom 10.6% in tier |
| Loan To Share |
19.9%
+0.2% YoY+2.3% QoQ
|
-38.6% |
58.5%
-3.0% YoY
|
53.2%
-3.6% YoY
|
65.6%
-1.4% YoY
|
Bottom 5.1% in tier |
| AMR |
$12,432
-6.2% YoY-1.6% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$23,509
+4.4% YoY
|
$19,920
+1.6% YoY
|
41% |
| CD Concentration |
11.0%
+20.8% YoY+17.0% QoQ
|
-13.3% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)