BlastPoint's Credit Union Scorecard
FIRST EAGLE
Charter #10958 · MD
FIRST EAGLE has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.19% above tier average
- + Net Interest Margin 0.33% above tier average
Key Concerns
Areas that may need attention
- - Deposit Outflow: Bottom 50.0% in tier
- - Total Assets: Bottom 8.3% in tier
- - Total Deposits: Bottom 9.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,184
-0.4% YoY+0.4% QoQ
|
-7.0K |
15,145
-2.5% YoY
|
35,042
+5.0% YoY
|
33,913
+5.7% YoY
|
19% |
| Assets |
$111.5M
-0.2% YoY+1.0% QoQ
|
$-120.2M |
$231.7M
+0.8% YoY
|
$654.4M
+9.6% YoY
|
$578.3M
+9.0% YoY
|
Bottom 8.2% in tier |
| Loans |
$66.7M
+6.4% YoY+1.5% QoQ
|
$-77.4M |
$144.1M
+0.2% YoY
|
$458.0M
+7.3% YoY
|
$402.4M
+8.7% YoY
|
Bottom 14.8% in tier |
| Deposits |
$97.3M
-1.6% YoY+0.9% QoQ
|
$-103.9M |
$201.1M
+0.4% YoY
|
$558.1M
+9.3% YoY
|
$494.3M
+9.1% YoY
|
Bottom 8.9% in tier |
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| ROA |
0.9%
+4.2% YoY-8.5% QoQ
|
+0.2% |
0.7%
+5.1% YoY
|
0.5%
+20.2% YoY
|
0.4%
-39.2% YoY
|
65% |
| NIM |
4.0%
+10.1% YoY+2.7% QoQ
|
+0.3% |
3.6%
+4.6% YoY
|
3.4%
+2.6% YoY
|
3.8%
+4.1% YoY
|
72% |
| Efficiency Ratio |
77.2%
+2.7% YoY+5.3% QoQ
|
-0.8% |
78.0%
-1.7% YoY
|
82.5%
-2.2% YoY
|
84.6%
+2.8% YoY
|
44% |
| Delinquency Rate |
0.5%
-24.9% YoY-14.6% QoQ
|
-0.3 |
0.8%
+7.1% YoY
|
1.2%
+17.1% YoY
|
1.2%
+3.4% YoY
|
40% |
| Loan To Share |
68.6%
+8.1% YoY+0.6% QoQ
|
-1.8% |
70.4%
-0.4% YoY
|
63.5%
+1.0% YoY
|
65.6%
-1.4% YoY
|
43% |
| AMR |
$20,039
+1.9% YoY+0.7% QoQ
|
$-5K |
$24,918
+2.7% YoY
|
$21,172
+3.9% YoY
|
$19,920
+1.6% YoY
|
32% |
| CD Concentration |
23.2%
-0.7% YoY-6.0% QoQ
|
-1.1% | 24.3% | 21.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (1)
Deposit Outflow
declineMembers staying (>= -1% YoY) but deposits leaving. They're moving money to higher-yield competitors - rate pressure is real.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)