BlastPoint's Credit Union Scorecard
TENNESSEE MILITARY
Charter #11152 · TN
TENNESSEE MILITARY shows strong momentum with 8 strengths and 6.4% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.61% above tier average
- + Strong member growth: 6.4% YoY
- + Loan-to-Member Ratio (LMR): Top 3.3% in tier
- + Average Member Relationship (AMR): Top 4.1% in tier
- + Member Growth Rate: Top 5.7% in tier
- + Efficiency Ratio: Top 8.2% in tier
- + Loan Growth Rate: Top 8.6% in tier
- + Net Charge-Off Rate: Top 8.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 84 that size in Tennessee.
- Shares and deposits +5.9% year over year ($26.9M in shares and deposits).
- Membership: 1,587 members, +6.4% vs a year ago.
- Delinquency rate 0.97%.
- Return on assets 2.11%.
- Efficiency ratio 56.15% vs a 88.77% peer average.
- Loan-to-share ratio 78.49% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,587
+6.4% YoY+1.3% QoQ
|
-998 |
2,585
-1.7% YoY
|
22,058
+4.8% YoY
|
34,678
+6.6% YoY
|
42% |
| Assets |
$31.5M
+7.4% YoY+3.6% QoQ
|
+$1.2M |
$30.3M
+1.5% YoY
|
$390.3M
+9.5% YoY
|
$593.1M
+10.2% YoY
|
61% |
| Loans |
$21.1M
+11.3% YoY+6.1% QoQ
|
+$5.6M |
$15.5M
-1.7% YoY
|
$289.3M
+8.5% YoY
|
$418.6M
+10.1% YoY
|
72% |
| Deposits |
$26.9M
+5.9% YoY+2.3% QoQ
|
+$1.1M |
$25.8M
+1.1% YoY
|
$326.4M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
61% |
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| ROA |
2.1%
+24.5% YoY+21.1% QoQ
|
+0.6% |
1.5%
+241.5% YoY
|
1.1%
+46.9% YoY
|
1.2%
+121.4% YoY
|
Top 8.4% in tier |
| NIM |
3.9%
-0.4% YoY+2.0% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.9%
+2.1% YoY
|
3.8%
+2.3% YoY
|
54% |
| Efficiency Ratio |
56.2%
-11.0% YoY-7.1% QoQ
|
-32.6% |
88.8%
-6.9% YoY
|
78.9%
+2.6% YoY
|
83.0%
-5.3% YoY
|
Top 8.2% in tier |
| Delinquency Rate |
1.0%
+1482.3% YoY
|
-0.6 |
1.5%
+2.1% YoY
|
1.1%
-1.7% YoY
|
1.3%
+2.6% YoY
|
60% |
| Loan To Share |
78.5%
+5.0% YoY+3.7% QoQ
|
+19.6% |
58.9%
-3.1% YoY
|
68.7%
-1.7% YoY
|
66.4%
-1.4% YoY
|
79% |
| AMR |
$30,220
+1.7% YoY+2.6% QoQ
|
+$15K |
$14,963
-6.8% YoY
|
$19,228
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 4.1% in tier |
| CD Concentration |
17.4%
+4.7% YoY+1.4% QoQ
|
-7.2% | 24.6% | 22.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)