BlastPoint's Credit Union Scorecard
CORNING GLASS WORKS HARRODSBG
Charter #11285 · KY
CORNING GLASS WORKS HARRODSBG has 5 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.51% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 1.3% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 4.42% above tier average
- - Member decline: -7.7% YoY
- - Total Delinquency Rate (60+ days): Bottom 4.7% in tier
- - Member Growth Rate: Bottom 9.2% in tier
- - Fee Income Per Member: Bottom 9.3% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
670
-7.7% YoY-2.0% QoQ
|
-2.0K |
2,625
-2.2% YoY
|
18,350
+6.5% YoY
|
33,089
+6.1% YoY
|
18% |
| Assets |
$5.1M
-4.6% YoY-2.6% QoQ
|
$-24.7M |
$29.9M
+1.1% YoY
|
$291.9M
+10.4% YoY
|
$547.7M
+7.8% YoY
|
20% |
| Loans |
$2.2M
+0.2% YoY+1.6% QoQ
|
$-13.6M |
$15.8M
-2.4% YoY
|
$208.5M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
19% |
| Deposits |
$3.9M
-7.3% YoY-4.0% QoQ
|
$-21.5M |
$25.5M
+0.4% YoY
|
$245.3M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
19% |
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| ROA |
1.2%
+221.3% YoY-22.0% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
0.2%
-216.5% YoY
|
0.7%
+273.4% YoY
|
70% |
| NIM |
2.9%
-0.1% YoY+0.6% QoQ
|
-1.1% |
3.9%
+3.8% YoY
|
3.6%
+4.6% YoY
|
3.7%
+5.0% YoY
|
Bottom 14.4% in tier |
| Efficiency Ratio |
73.4%
+10.1% YoY+2.4% QoQ
|
-8.0% |
81.4%
-2.4% YoY
|
85.0%
-21.4% YoY
|
79.1%
-3.3% YoY
|
38% |
| Delinquency Rate |
5.9%
+391.0% YoY+12.4% QoQ
|
+4.4 |
1.5%
-2.0% YoY
|
0.8%
-26.3% YoY
|
1.2%
-0.9% YoY
|
Top 4.7% in tier |
| Loan To Share |
55.1%
+8.0% YoY+5.8% QoQ
|
-6.2% |
61.2%
-3.0% YoY
|
65.5%
-4.4% YoY
|
68.0%
-1.7% YoY
|
40% |
| AMR |
$9,103
+3.2% YoY-0.0% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$16,917
+3.2% YoY
|
$19,418
+1.3% YoY
|
24% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
22.1%
-0.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-3.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)