BlastPoint's Credit Union Scorecard
CORNING GLASS WORKS HARRODSBG
Charter #11285 · KY
CORNING GLASS WORKS HARRODSBG faces 5 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.14% below tier average
- - Efficiency ratio 3.81% above tier (higher cost structure)
- - Member decline: -2.9% YoY
- - Fee Income Per Member: Bottom 8.4% in tier
- - Net Charge-Off Rate: Bottom 9.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits -1.6% year over year ($4.0M in shares and deposits).
- Membership: 664 members, -2.9% vs a year ago.
- Delinquency rate 1.00%.
- Return on assets 0.35%.
- Efficiency ratio 92.58% vs a 88.77% peer average.
- Loan-to-share ratio 52.53% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
664
-2.9% YoY+0.9% QoQ
|
-1.9K |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
18% |
| Assets |
$5.2M
-1.3% YoY+0.7% QoQ
|
$-25.1M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
19% |
| Loans |
$2.1M
-0.6% YoY-4.6% QoQ
|
$-13.3M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
18% |
| Deposits |
$4.0M
-1.6% YoY+1.9% QoQ
|
$-21.8M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
18% |
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| ROA |
0.4%
-77.1% YoY-228.7% QoQ
|
-1.1% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
22% |
| NIM |
2.8%
-2.5% YoY+1.9% QoQ
|
-1.1% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
Bottom 12.0% in tier |
| Efficiency Ratio |
92.6%
+29.2% YoY-15.8% QoQ
|
+3.8% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
76% |
| Delinquency Rate |
1.0%
-81.1% YoY-42.4% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
61% |
| Loan To Share |
52.5%
+1.0% YoY-6.3% QoQ
|
-6.4% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
41% |
| AMR |
$9,261
+1.7% YoY-1.4% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
24% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)