BlastPoint's Credit Union Scorecard

C A S E

Charter #11299 · TX

<100M
2675 CUs in <100M nationally 250 in TX

C A S E has 2 strengths but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.27% above tier average
  • + Net Interest Margin 0.13% above tier average

Key Concerns

Areas that may need attention

  • - Member decline: -33.8% YoY
  • - AMR Growth Rate: Bottom 0.1% in tier
  • - Member Growth Rate: Bottom 0.1% in tier
  • - Asset Growth Rate: Bottom 0.1% in tier
  • - Loan Growth Rate: Bottom 0.1% in tier

Core Metrics

As of 2025-Q1

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Members 678
-33.8% YoY-1.3% QoQ
-2.0K 2,634
-1.7% YoY
26,490
+3.3% YoY
32,082
+5.7% YoY
19%
Assets $5.6M
-9.9% YoY-1.7% QoQ
$-24.2M $29.8M
+1.1% YoY
$400.6M
+4.4% YoY
$530.6M
+6.3% YoY
22%
Loans $2.0M
-16.2% YoY-4.3% QoQ
$-13.6M $15.6M
-2.4% YoY
$286.0M
+3.1% YoY
$370.4M
+7.0% YoY
17%
Deposits $5.0M
-9.2% YoY+0.8% QoQ
$-20.6M $25.6M
+0.4% YoY
$334.8M
+5.1% YoY
$453.0M
+8.2% YoY
23%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.9%
-204.7% YoY-244.6% QoQ
+1.3% 0.7%
+2.7% YoY
0.5%
-13.5% YoY
0.6%
+4.8% YoY
Top 11.3% in tier
NIM 4.0%
-2.7% YoY-11.8% QoQ
+0.1% 3.9%
+4.7% YoY
3.9%
+6.4% YoY
3.6%
+5.4% YoY
57%
Efficiency Ratio 54.9%
-59.8% YoY-54.4% QoQ
-30.2% 85.1%
-4.4% YoY
82.0%
-2.2% YoY
82.3%
-3.9% YoY
Top 9.3% in tier
Delinquency Rate 0.7%
-43.5% YoY-25.4% QoQ
-0.8 1.4%
+1.0% YoY
1.0%
+10.8% YoY
1.1%
+2.1% YoY
53%
Loan To Share 39.2%
-7.7% YoY-5.1% QoQ
-21.1% 60.3%
-2.8% YoY
71.3%
-2.8% YoY
66.5%
-2.1% YoY
19%
AMR $10,355
+33.9% YoY+0.6% QoQ
$-5K $15,144
+0.3% YoY
$17,310
-0.3% YoY
$19,598
+2.2% YoY
30%
CD Concentration 0.0% - - - - 50%
Indirect Auto % 0.0% - - - - 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2675 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2675 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2675 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2675 Top 0.1% in <100M tier
302
Return on Assets (ROA)
profitability
Value: 1.92%
Peer Median: -
#302 of 2675 Top 11.3% in <100M tier
496
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: -
#496 of 2675 Top 18.5% in <100M tier
640
Efficiency Ratio
profitability
Value: 54.07%
Peer Median: -
#640 of 2675 Top 23.9% in <100M tier

Top Weaknesses (11 metrics)

2675
AMR Growth Rate
growth
Value: -
Peer Median: -
#2675 of 2675 Bottom 0.1% in <100M tier
2675
Member Growth Rate
growth
Value: -
Peer Median: -
#2675 of 2675 Bottom 0.1% in <100M tier
2675
Asset Growth Rate
growth
Value: -
Peer Median: -
#2675 of 2675 Bottom 0.1% in <100M tier
2675
Loan Growth Rate
growth
Value: -
Peer Median: -
#2675 of 2675 Bottom 0.1% in <100M tier
2348
Net Worth Ratio
risk
Value: 9.04%
Peer Median: -
#2348 of 2675 Bottom 12.3% in <100M tier
2214
Total Loans
balance_sheet
Value: $1.98M
Peer Median: -
#2214 of 2675 Bottom 17.3% in <100M tier
2169
Total Members
engagement
Value: 678
Peer Median: -
#2169 of 2675 Bottom 19.0% in <100M tier
2166
Loan-to-Share Ratio
balance_sheet
Value: 39.23%
Peer Median: -
#2166 of 2675 Bottom 19.1% in <100M tier
2098
Total Assets
balance_sheet
Value: $5.64M
Peer Median: -
#2098 of 2675 Bottom 21.6% in <100M tier
2063
Loan-to-Member Ratio (LMR)
engagement
Value: $2,918
Peer Median: -
#2063 of 2675 Bottom 22.9% in <100M tier
Link copied to clipboard!