BlastPoint's Credit Union Scorecard
DAKOTA PLAINS
Charter #11526 · SD
DAKOTA PLAINS has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.41% above tier average
- + Net Interest Margin 1.07% above tier average
- + Total Loans: Top 4.0% in tier
- + Loan-to-Member Ratio (LMR): Top 6.0% in tier
- + Total Deposits: Top 8.3% in tier
- + Average Member Relationship (AMR): Top 8.5% in tier
- + Total Assets: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 6.0% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,858
+1.2% YoY+1.6% QoQ
|
+2.2K |
2,625
-2.2% YoY
|
10,608
+2.1% YoY
|
33,089
+6.1% YoY
|
85% |
| Assets |
$75.0M
+2.5% YoY-1.1% QoQ
|
+$45.1M |
$29.9M
+1.1% YoY
|
$179.2M
+3.1% YoY
|
$547.7M
+7.8% YoY
|
Top 9.7% in tier |
| Loans |
$53.3M
+1.7% YoY+2.7% QoQ
|
+$37.5M |
$15.8M
-2.4% YoY
|
$123.6M
+0.8% YoY
|
$388.7M
+8.6% YoY
|
Top 4.0% in tier |
| Deposits |
$66.6M
+1.9% YoY-1.4% QoQ
|
+$41.2M |
$25.5M
+0.4% YoY
|
$158.4M
+5.8% YoY
|
$464.6M
+9.3% YoY
|
Top 8.3% in tier |
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| ROA |
2.1%
+45.7% YoY+0.5% QoQ
|
+1.4% |
0.7%
-731.4% YoY
|
1.2%
+16.1% YoY
|
0.7%
+273.4% YoY
|
Top 7.6% in tier |
| NIM |
5.0%
+16.2% YoY+3.6% QoQ
|
+1.1% |
3.9%
+3.8% YoY
|
4.1%
+10.1% YoY
|
3.7%
+5.0% YoY
|
Top 14.1% in tier |
| Efficiency Ratio |
68.1%
-17.8% YoY+4.9% QoQ
|
-13.3% |
81.4%
-2.4% YoY
|
76.3%
-2.5% YoY
|
79.1%
-3.3% YoY
|
28% |
| Delinquency Rate |
0.5%
+38.3% YoY+14.8% QoQ
|
-1.0 |
1.5%
-2.0% YoY
|
0.8%
-9.0% YoY
|
1.2%
-0.9% YoY
|
40% |
| Loan To Share |
80.0%
-0.2% YoY+4.1% QoQ
|
+18.7% |
61.2%
-3.0% YoY
|
74.1%
-0.2% YoY
|
68.0%
-1.7% YoY
|
78% |
| AMR |
$24,677
+0.6% YoY-1.3% QoQ
|
+$10K |
$14,627
-2.7% YoY
|
$21,356
+3.4% YoY
|
$19,418
+1.3% YoY
|
Top 8.5% in tier |
| CD Concentration |
27.8%
-15.6% YoY+10.6% QoQ
|
+3.4% |
24.4%
+4.2% YoY
|
28.6%
+2.7% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
19.0%
+14.0% YoY+0.9% QoQ
|
+5.1% |
14.0%
-5.7% YoY
|
7.9%
+0.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)