BlastPoint's Credit Union Scorecard
DAKOTA PLAINS
Charter #11526 · SD
DAKOTA PLAINS has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.80% above tier average
- + Total Loans: Top 3.5% in tier
- + Total Deposits: Top 4.6% in tier
- + Asset Growth Rate: Top 5.1% in tier
- + Deposit Growth Rate: Top 5.6% in tier
- + Total Assets: Top 5.9% in tier
- + Loan-to-Member Ratio (LMR): Top 6.0% in tier
- + Average Member Relationship (AMR): Top 6.9% in tier
Key Concerns
Areas that may need attention
- - ROA 0.37% below tier average
- - Indirect Auto Concentration (%): Bottom 5.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 21 that size in South Dakota.
- Shares and deposits +12.2% year over year ($75.8M in shares and deposits).
- Membership: 4,930 members, +3.1% vs a year ago.
- Delinquency rate 0.56%.
- Return on assets 1.12%.
- Efficiency ratio 74.40% vs a 88.77% peer average.
- Loan-to-share ratio 72.13% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,930
+3.1% YoY+0.6% QoQ
|
+2.3K |
2,585
-1.7% YoY
|
10,596
+0.4% YoY
|
34,678
+6.6% YoY
|
Top 13.9% in tier |
| Assets |
$84.4M
+11.3% YoY-2.0% QoQ
|
+$54.1M |
$30.3M
+1.5% YoY
|
$187.3M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Top 5.9% in tier |
| Loans |
$54.7M
+5.3% YoY+4.1% QoQ
|
+$39.2M |
$15.5M
-1.7% YoY
|
$126.7M
+3.4% YoY
|
$418.6M
+10.1% YoY
|
Top 3.6% in tier |
| Deposits |
$75.8M
+12.2% YoY-2.3% QoQ
|
+$50.0M |
$25.8M
+1.1% YoY
|
$165.1M
+5.0% YoY
|
$504.8M
+10.3% YoY
|
Top 4.7% in tier |
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| ROA |
1.1%
-46.2% YoY+40.9% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.2%
+16.4% YoY
|
1.2%
+121.4% YoY
|
66% |
| NIM |
4.7%
-2.6% YoY+10.1% QoQ
|
+0.8% |
3.9%
+0.9% YoY
|
4.3%
+7.8% YoY
|
3.8%
+2.3% YoY
|
82% |
| Efficiency Ratio |
74.4%
+14.7% YoY-8.6% QoQ
|
-14.4% |
88.8%
-6.9% YoY
|
77.2%
-0.2% YoY
|
83.0%
-5.3% YoY
|
35% |
| Delinquency Rate |
0.6%
+39.4% YoY+87.9% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
1.0%
+21.8% YoY
|
1.3%
+2.6% YoY
|
44% |
| Loan To Share |
72.1%
-6.1% YoY+6.5% QoQ
|
+13.2% |
58.9%
-3.1% YoY
|
72.5%
-0.5% YoY
|
66.4%
-1.4% YoY
|
70% |
| AMR |
$26,455
+5.9% YoY-0.3% QoQ
|
+$11K |
$14,963
-6.8% YoY
|
$22,000
+3.5% YoY
|
$20,028
-0.9% YoY
|
Top 6.9% in tier |
| CD Concentration |
28.8%
+14.5% YoY+2.0% QoQ
|
+4.2% | 24.6% | 29.4% | 20.0% | 50% |
| Indirect Auto % |
21.0%
+11.5% YoY+2.8% QoQ
|
+7.4% | 13.6% | 8.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)