BlastPoint's Credit Union Scorecard
DAKOTA PLAINS
Charter #11526 · SD
DAKOTA PLAINS has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.87% above tier average
- + Net Interest Margin 0.72% above tier average
- + Total Deposits: Top 4.0% in tier
- + Total Loans: Top 5.4% in tier
- + Total Assets: Top 5.6% in tier
- + Deposit Growth Rate: Top 6.5% in tier
- + Asset Growth Rate: Top 6.7% in tier
- + Average Member Relationship (AMR): Top 6.8% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 5.4% in tier
- - Net Worth Ratio: Bottom 6.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (SD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,855
+1.3% YoY-0.1% QoQ
|
+2.2K |
2,615
-1.9% YoY
|
10,625
+2.1% YoY
|
33,374
+5.7% YoY
|
Top 14.9% in tier |
| Assets |
$85.8M
+11.5% YoY+14.4% QoQ
|
+$55.6M |
$30.1M
+2.1% YoY
|
$182.5M
+3.9% YoY
|
$561.6M
+9.7% YoY
|
Top 5.6% in tier |
| Loans |
$50.4M
-0.6% YoY-5.5% QoQ
|
+$34.6M |
$15.8M
-1.3% YoY
|
$124.3M
+2.3% YoY
|
$397.0M
+8.8% YoY
|
Top 5.4% in tier |
| Deposits |
$77.6M
+12.3% YoY+16.5% QoQ
|
+$51.9M |
$25.7M
+1.4% YoY
|
$161.4M
+6.0% YoY
|
$477.3M
+9.7% YoY
|
Top 4.0% in tier |
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| ROA |
1.5%
+28.3% YoY-28.9% QoQ
|
+0.9% |
0.6%
+10.8% YoY
|
1.1%
+33.3% YoY
|
0.7%
+15.9% YoY
|
84% |
| NIM |
4.7%
+12.7% YoY-6.4% QoQ
|
+0.7% |
4.0%
+4.0% YoY
|
4.0%
+8.8% YoY
|
3.8%
+5.1% YoY
|
78% |
| Efficiency Ratio |
73.9%
-14.5% YoY+8.6% QoQ
|
-8.6% |
82.6%
-2.3% YoY
|
76.6%
-2.2% YoY
|
79.7%
-3.3% YoY
|
36% |
| Delinquency Rate |
0.4%
-69.4% YoY-23.4% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
0.8%
-2.2% YoY
|
1.3%
-2.1% YoY
|
34% |
| Loan To Share |
64.9%
-11.5% YoY-18.8% QoQ
|
+4.3% |
60.6%
-3.1% YoY
|
72.1%
-0.2% YoY
|
67.4%
-1.7% YoY
|
56% |
| AMR |
$26,350
+5.4% YoY+6.8% QoQ
|
+$12K |
$14,783
-1.4% YoY
|
$21,631
+3.0% YoY
|
$19,687
+2.0% YoY
|
Top 6.8% in tier |
| CD Concentration |
27.5%
-6.4% YoY-1.0% QoQ
|
+3.1% | 24.4% | 29.0% | 19.8% | 50% |
| Indirect Auto % |
21.3%
+20.9% YoY+12.0% QoQ
|
+7.5% | 13.8% | 8.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)