BlastPoint's Credit Union Scorecard
COLUMBINE
Charter #11548 · CO
COLUMBINE has 5 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + AMR Growth Rate: Top 3.0% in tier
- + Total Members: Top 6.3% in tier
- + Total Deposits: Top 7.7% in tier
- + Total Loans: Top 7.8% in tier
- + Total Assets: Top 8.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.77% below tier average
- - Efficiency ratio 14.69% above tier (higher cost structure)
- - Member decline: -17.3% YoY
- - Member Growth Rate: Bottom 2.2% in tier
- - Indirect Auto Concentration (%): Bottom 7.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,850
-17.3% YoY-2.3% QoQ
|
+4.2K |
2,625
-2.2% YoY
|
38,063
+8.0% YoY
|
33,089
+6.1% YoY
|
Top 6.4% in tier |
| Assets |
$77.8M
+2.2% YoY+1.4% QoQ
|
+$47.9M |
$29.9M
+1.1% YoY
|
$678.0M
+7.3% YoY
|
$547.7M
+7.8% YoY
|
Top 8.4% in tier |
| Loans |
$44.7M
-8.6% YoY+0.1% QoQ
|
+$28.9M |
$15.8M
-2.4% YoY
|
$529.4M
+8.0% YoY
|
$388.7M
+8.6% YoY
|
Top 7.8% in tier |
| Deposits |
$67.8M
+2.2% YoY+1.5% QoQ
|
+$42.4M |
$25.5M
+0.4% YoY
|
$571.8M
+9.1% YoY
|
$464.6M
+9.3% YoY
|
Top 7.8% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.1%
-114.3% YoY+114.8% QoQ
|
-0.8% |
0.7%
-731.4% YoY
|
0.5%
+8.5% YoY
|
0.7%
+273.4% YoY
|
Bottom 14.2% in tier |
| NIM |
3.8%
-12.2% YoY-1.9% QoQ
|
-0.2% |
3.9%
+3.8% YoY
|
3.6%
+3.7% YoY
|
3.7%
+5.0% YoY
|
45% |
| Efficiency Ratio |
96.1%
+18.3% YoY+0.7% QoQ
|
+14.7% |
81.4%
-2.4% YoY
|
80.6%
-2.6% YoY
|
79.1%
-3.3% YoY
|
Top 14.8% in tier |
| Delinquency Rate |
1.3%
-15.1% YoY-22.0% QoQ
|
-0.2 |
1.5%
-2.0% YoY
|
0.9%
+6.2% YoY
|
1.2%
-0.9% YoY
|
68% |
| Loan To Share |
65.9%
-10.5% YoY-1.4% QoQ
|
+4.6% |
61.2%
-3.0% YoY
|
72.9%
-3.4% YoY
|
68.0%
-1.7% YoY
|
56% |
| AMR |
$16,424
+18.0% YoY+3.3% QoQ
|
+$2K |
$14,627
-2.7% YoY
|
$22,866
+4.1% YoY
|
$19,418
+1.3% YoY
|
65% |
| CD Concentration |
34.6%
+58.9% YoY+6.5% QoQ
|
+10.2% |
24.4%
+4.2% YoY
|
26.3%
+7.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
14.1%
-18.2% YoY-3.3% QoQ
|
+0.2% |
14.0%
-5.7% YoY
|
12.4%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)