BlastPoint's Credit Union Scorecard
MARYVALE SCHOOLS
Charter #11550 · NY
MARYVALE SCHOOLS faces 4 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.31% below tier average
- - Delinquency rate 0.59% above tier average
- - Member decline: -13.6% YoY
- - Member Growth Rate: Bottom 3.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 176 that size in New York.
- Shares and deposits -6.5% year over year ($8.1M in shares and deposits).
- Membership: 791 members, -13.6% vs a year ago.
- Delinquency rate 2.13%.
- Return on assets 1.18%.
- Efficiency ratio 61.81% vs a 88.77% peer average.
- Loan-to-share ratio 52.04% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
791
-13.6% YoY-0.5% QoQ
|
-1.8K |
2,585
-1.7% YoY
|
27,051
+5.9% YoY
|
34,678
+6.6% YoY
|
23% |
| Assets |
$10.2M
-4.5% YoY-0.1% QoQ
|
$-20.1M |
$30.3M
+1.5% YoY
|
$505.5M
+8.1% YoY
|
$593.1M
+10.2% YoY
|
32% |
| Loans |
$4.2M
-4.3% YoY-4.3% QoQ
|
$-11.2M |
$15.5M
-1.7% YoY
|
$338.7M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
31% |
| Deposits |
$8.1M
-6.5% YoY-0.3% QoQ
|
$-17.7M |
$25.8M
+1.1% YoY
|
$431.4M
+8.2% YoY
|
$504.8M
+10.3% YoY
|
32% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
+7.4% YoY-109.9% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.2%
+60.1% YoY
|
1.2%
+121.4% YoY
|
69% |
| NIM |
3.1%
+13.1% YoY-129.6% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.6%
-0.3% YoY
|
3.8%
+2.3% YoY
|
19% |
| Efficiency Ratio |
61.8%
+3.4% YoY
|
-27.0% |
88.8%
-6.9% YoY
|
80.5%
+0.8% YoY
|
83.0%
-5.3% YoY
|
Top 13.4% in tier |
| Delinquency Rate | 2.1% | +0.6 |
1.5%
+2.1% YoY
|
1.7%
-18.0% YoY
|
1.3%
+2.6% YoY
|
81% |
| Loan To Share |
52.0%
+2.4% YoY-4.0% QoQ
|
-6.8% |
58.9%
-3.1% YoY
|
59.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
40% |
| AMR |
$15,645
+9.0% YoY-1.2% QoQ
|
+$682 |
$14,963
-6.8% YoY
|
$19,620
+2.7% YoY
|
$20,028
-0.9% YoY
|
58% |
| CD Concentration |
1.2%
-61.3% YoY-5.6% QoQ
|
-23.4% | 24.6% | 16.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)