BlastPoint's Credit Union Scorecard
AVENUE BAPTIST BROTHERHOOD
Charter #11658 · LA
<100M
2508 CUs in <100M nationally
107 in LA
AVENUE BAPTIST BROTHERHOOD has 5 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.54% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Loan Growth Rate: Top 0.1% in tier
- + Efficiency Ratio: Top 0.2% in tier
- + AMR Growth Rate: Top 1.6% in tier
Key Concerns
Areas that may need attention
- - Total Members: Bottom 1.1% in tier
- - Net Interest Margin (NIM): Bottom 3.1% in tier
- - Total Loans: Bottom 3.5% in tier
- - Total Assets: Bottom 3.6% in tier
- - Total Deposits: Bottom 3.7% in tier
- - Fee Income Per Member: Bottom 4.7% in tier
- - Members Per Employee (MPE): Bottom 5.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 9.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
94
-1.1% YoY-3.1% QoQ
|
-2.6K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
Bottom 1.0% in tier |
| Assets |
$603,553
+0.4% YoY+1.9% QoQ
|
$-29.6M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
Bottom 3.6% in tier |
| Loans |
$140,535
+1534.3% YoY+9.1% QoQ
|
$-15.1M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
Bottom 3.4% in tier |
| Deposits |
$454,510
-1.2% YoY+2.7% QoQ
|
$-25.3M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
Bottom 3.7% in tier |
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| ROA |
1.7%
-447.6% YoY-32.0% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
Top 11.0% in tier |
| NIM |
1.9%
+843.9% YoY-24.1% QoQ
|
-2.1% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
Bottom 3.1% in tier |
| Efficiency Ratio |
10.5%
-96.9% YoY
|
-80.1% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
Top 0.2% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
30.9%
+1554.2% YoY+6.3% QoQ
|
-27.6% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
Bottom 12.3% in tier |
| AMR |
$6,330
+28.3% YoY+7.4% QoQ
|
$-9K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
Bottom 12.7% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (10 metrics)
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Median: 0.65%
#1 of 2508
Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
2
Loan Growth Rate
growth
Value:
1534.32%
Peer Median: -2.36%
#2 of 2508
Top 0.1% in <100M tier
7
Efficiency Ratio
profitability
Value:
10.52%
Peer Median: 81.45%
#7 of 2508
Top 0.2% in <100M tier
41
AMR Growth Rate
growth
Value:
28.32%
Peer Median: 1.27%
#41 of 2508
Top 1.6% in <100M tier
277
Return on Assets (ROA)
profitability
Value:
1.69%
Peer Median: 0.61%
#277 of 2508
Top 11.0% in <100M tier
282
Net Worth Ratio
risk
Value:
24.65%
Peer Median: 14.28%
#282 of 2508
Top 11.2% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (10 metrics)
2482
Total Members
engagement
Value:
94
Peer Median: 1,918
#2482 of 2508
Bottom 1.1% in <100M tier
2431
Net Interest Margin (NIM)
profitability
Value:
1.89%
Peer Median: 3.83%
#2431 of 2508
Bottom 3.1% in <100M tier
2422
Total Loans
balance_sheet
Value:
$140,535
Peer Median: $9.48M
#2422 of 2508
Bottom 3.5% in <100M tier
2418
Total Assets
balance_sheet
Value:
$603,553
Peer Median: $21.86M
#2418 of 2508
Bottom 3.6% in <100M tier
2416
Total Deposits
balance_sheet
Value:
$454,510
Peer Median: $18.77M
#2416 of 2508
Bottom 3.7% in <100M tier
2390
Fee Income Per Member
profitability
Value:
$0.00
Peer Median: $60.42
#2390 of 2508
Bottom 4.7% in <100M tier
2362
Members Per Employee (MPE)
engagement
Value:
94.000
Peer Median: 333.750
#2362 of 2508
Bottom 5.9% in <100M tier
2283
Loan-to-Member Ratio (LMR)
engagement
Value:
$1,495
Peer Median: $4,923
#2283 of 2508
Bottom 9.0% in <100M tier
2198
Loan-to-Share Ratio
balance_sheet
Value:
30.92%
Peer Median: 58.72%
#2198 of 2508
Bottom 12.4% in <100M tier
2190
Average Member Relationship (AMR)
engagement
Value:
$6,330
Peer Median: $13,926
#2190 of 2508
Bottom 12.7% in <100M tier