BlastPoint's Credit Union Scorecard
AVENUE BAPTIST BROTHERHOOD
Charter #11658 · LA
2596 CUs in <100M nationally
108 in LA
AVENUE BAPTIST BROTHERHOOD has 7 strengths but faces 10 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.14% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Efficiency Ratio: Top 0.0% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Members Per Employee (MPE): Bottom 0.0% in tier
- - Loan-to-Share Ratio: Bottom 1.0% in tier
- - Total Members: Bottom 1.2% in tier
- - Total Loans: Bottom 1.3% in tier
- - Loan-to-Member Ratio (LMR): Bottom 1.7% in tier
- - Loan Growth Rate: Bottom 1.9% in tier
- - Total Assets: Bottom 3.7% in tier
- - Total Deposits: Bottom 3.7% in tier
- - Fee Income Per Member: Bottom 3.9% in tier
- - Average Member Relationship (AMR): Bottom 8.5% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
96
+1.1% YoY+4.3% QoQ
|
-2.5K |
2,625
-2.2% YoY
|
9,352
+2.6% YoY
|
33,089
+6.1% YoY
|
Bottom 1.1% in tier |
| Assets |
$592,376
-1.1% YoY+1.6% QoQ
|
$-29.3M |
$29.9M
+1.1% YoY
|
$121.4M
+4.9% YoY
|
$547.7M
+7.8% YoY
|
Bottom 3.7% in tier |
| Loans |
$15,568
-36.1% YoY-9.4% QoQ
|
$-15.8M |
$15.8M
-2.4% YoY
|
$86.9M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
Bottom 1.2% in tier |
| Deposits |
$441,379
-3.8% YoY+0.3% QoQ
|
$-25.0M |
$25.5M
+0.4% YoY
|
$103.9M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
Bottom 3.7% in tier |
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| ROA |
2.8%
-385.2% YoY-4881.5% QoQ
|
+2.1% |
0.7%
-731.4% YoY
|
0.5%
+1.1% YoY
|
0.7%
+273.4% YoY
|
Top 2.6% in tier |
| NIM |
3.0%
+1366.6% YoY+1400.2% QoQ
|
-1.0% |
3.9%
+3.8% YoY
|
4.3%
+3.2% YoY
|
3.7%
+5.0% YoY
|
18% |
| Efficiency Ratio |
5.1%
-98.8% YoY-96.0% QoQ
|
-76.3% |
81.4%
-2.4% YoY
|
82.9%
-3.6% YoY
|
79.1%
-3.3% YoY
|
Bottom 0.0% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
-2.0% YoY
|
1.8%
-12.2% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
3.5%
-33.6% YoY-9.6% QoQ
|
-57.7% |
61.2%
-3.0% YoY
|
70.9%
-2.6% YoY
|
68.0%
-1.7% YoY
|
Bottom 0.8% in tier |
| AMR |
$4,760
-6.4% YoY-4.3% QoQ
|
$-10K |
$14,627
-2.7% YoY
|
$13,297
+2.9% YoY
|
$19,418
+1.3% YoY
|
Bottom 8.5% in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
15.0%
+9.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.3%
+10.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (9 metrics)
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Avg: -
#1 of 2596
Top 0.0% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: -
#1 of 2596
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: -
#1 of 2596
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: -
#1 of 2596
Top 0.0% in <100M tier
2
Efficiency Ratio
profitability
Value:
5.14%
Peer Avg: -
#2 of 2596
Top 0.0% in <100M tier
68
Return on Assets (ROA)
profitability
Value:
2.83%
Peer Avg: -
#68 of 2596
Top 2.6% in <100M tier
246
Net Charge-Off Rate
risk
Value:
0.00%
Peer Avg: -
#246 of 2596
Top 9.4% in <100M tier
276
Net Worth Ratio
risk
Value:
25.44%
Peer Avg: -
#276 of 2596
Top 10.6% in <100M tier
608
Member Growth Rate
growth
Value:
1.05%
Peer Avg: -
#608 of 2596
Top 23.4% in <100M tier
Top Weaknesses (13 metrics)
2596
Members Per Employee (MPE)
engagement
Value:
-
Peer Avg: -
#2596 of 2596
Bottom 0.0% in <100M tier
2571
Loan-to-Share Ratio
balance_sheet
Value:
3.53%
Peer Avg: -
#2571 of 2596
Bottom 1.0% in <100M tier
2567
Total Members
engagement
Value:
96
Peer Avg: -
#2567 of 2596
Bottom 1.2% in <100M tier
2564
Total Loans
balance_sheet
Value:
$15,568
Peer Avg: -
#2564 of 2596
Bottom 1.3% in <100M tier
2553
Loan-to-Member Ratio (LMR)
engagement
Value:
$162.17
Peer Avg: -
#2553 of 2596
Bottom 1.7% in <100M tier
2547
Loan Growth Rate
growth
Value:
-36.09%
Peer Avg: -
#2547 of 2596
Bottom 1.9% in <100M tier
2501
Total Assets
balance_sheet
Value:
$592,376
Peer Avg: -
#2501 of 2596
Bottom 3.7% in <100M tier
2500
Total Deposits
balance_sheet
Value:
$441,379
Peer Avg: -
#2500 of 2596
Bottom 3.7% in <100M tier
2495
Fee Income Per Member
profitability
Value:
$0.00
Peer Avg: -
#2495 of 2596
Bottom 3.9% in <100M tier
2376
Average Member Relationship (AMR)
engagement
Value:
$4,760
Peer Avg: -
#2376 of 2596
Bottom 8.5% in <100M tier