BlastPoint's Credit Union Scorecard
AVENUE BAPTIST BROTHERHOOD
Charter #11658 · LA
2556 CUs in <100M nationally
109 in LA
AVENUE BAPTIST BROTHERHOOD has 9 strengths but faces 9 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.87% above tier average
- + Efficiency Ratio: Top 0.0% in tier
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 0.2% in tier
- + AMR Growth Rate: Top 4.0% in tier
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - Total Members: Bottom 1.1% in tier
- - Total Loans: Bottom 3.1% in tier
- - Fee Income Per Member: Bottom 3.3% in tier
- - Total Assets: Bottom 3.6% in tier
- - Total Deposits: Bottom 3.7% in tier
- - Members Per Employee (MPE): Bottom 5.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.4% in tier
- - Net Interest Margin (NIM): Bottom 7.7% in tier
- - Loan-to-Share Ratio: Bottom 9.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
97
+2.1% YoY+1.0% QoQ
|
-2.5K |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
Bottom 1.1% in tier |
| Assets |
$592,513
-0.9% YoY+0.0% QoQ
|
$-29.6M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
Bottom 3.5% in tier |
| Loans |
$128,834
+490.4% YoY+727.6% QoQ
|
$-15.6M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
Bottom 3.1% in tier |
| Deposits |
$442,763
-3.4% YoY+0.3% QoQ
|
$-25.2M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
Bottom 3.6% in tier |
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| ROA |
2.5%
-421.9% YoY-12.0% QoQ
|
+1.9% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
Top 2.7% in tier |
| NIM |
2.5%
+6855.3% YoY-16.5% QoQ
|
-1.5% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
Bottom 7.7% in tier |
| Efficiency Ratio |
0.0%
-100.0% YoY-100.0% QoQ
|
-82.6% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
Bottom 0.0% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.6 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
29.1%
+511.2% YoY+725.0% QoQ
|
-31.5% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
Bottom 9.5% in tier |
| AMR |
$5,893
+16.6% YoY+23.8% QoQ
|
$-9K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
Bottom 11.7% in tier |
| CD Concentration | 0.0% | -24.4% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (11 metrics)
1
Efficiency Ratio
profitability
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
5
Loan Growth Rate
growth
Value:
490.39%
Peer Median: -
#5 of 2556
Top 0.2% in <100M tier
69
Return on Assets (ROA)
profitability
Value:
2.49%
Peer Median: -
#69 of 2556
Top 2.7% in <100M tier
103
AMR Growth Rate
growth
Value:
16.58%
Peer Median: -
#103 of 2556
Top 4.0% in <100M tier
208
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: -
#208 of 2556
Top 8.1% in <100M tier
279
Net Worth Ratio
risk
Value:
25.27%
Peer Median: -
#279 of 2556
Top 10.9% in <100M tier
Top Weaknesses (11 metrics)
2528
Total Members
engagement
Value:
97
Peer Median: -
#2528 of 2556
Bottom 1.1% in <100M tier
2477
Total Loans
balance_sheet
Value:
$128,834
Peer Median: -
#2477 of 2556
Bottom 3.1% in <100M tier
2473
Fee Income Per Member
profitability
Value:
$0.00
Peer Median: -
#2473 of 2556
Bottom 3.3% in <100M tier
2466
Total Assets
balance_sheet
Value:
$592,513
Peer Median: -
#2466 of 2556
Bottom 3.6% in <100M tier
2463
Total Deposits
balance_sheet
Value:
$442,763
Peer Median: -
#2463 of 2556
Bottom 3.7% in <100M tier
2406
Members Per Employee (MPE)
engagement
Value:
97.000
Peer Median: -
#2406 of 2556
Bottom 5.9% in <100M tier
2369
Loan-to-Member Ratio (LMR)
engagement
Value:
$1,328
Peer Median: -
#2369 of 2556
Bottom 7.4% in <100M tier
2360
Net Interest Margin (NIM)
profitability
Value:
2.49%
Peer Median: -
#2360 of 2556
Bottom 7.7% in <100M tier
2311
Loan-to-Share Ratio
balance_sheet
Value:
29.10%
Peer Median: -
#2311 of 2556
Bottom 9.6% in <100M tier
2256
Average Member Relationship (AMR)
engagement
Value:
$5,893
Peer Median: -
#2256 of 2556
Bottom 11.8% in <100M tier