BlastPoint's Credit Union Scorecard
TIMBERLINE
Charter #11678 · AR
TIMBERLINE has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.24% above tier average
- + Total Members: Top 0.8% in tier
- + Total Loans: Top 6.1% in tier
- + Total Assets: Top 7.2% in tier
- + Total Deposits: Top 7.9% in tier
Key Concerns
Areas that may need attention
- - ROA 1.12% below tier average
- - Efficiency ratio 6.15% above tier (higher cost structure)
- - Delinquency rate 0.18% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
11,031
+2.2% YoY+0.8% QoQ
|
+8.4K |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
Top 0.9% in tier |
| Assets |
$80.7M
-2.3% YoY+0.8% QoQ
|
+$50.5M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
Top 7.2% in tier |
| Loans |
$46.8M
-5.3% YoY-3.7% QoQ
|
+$31.5M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
Top 6.2% in tier |
| Deposits |
$67.7M
-2.3% YoY+1.5% QoQ
|
+$41.9M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
Top 7.9% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-1.0%
-32.2% YoY+33.0% QoQ
|
-1.1% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.5% in tier |
| NIM |
4.3%
+2.4% YoY-1.6% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
69% |
| Efficiency Ratio |
96.8%
+4.2% YoY+1.9% QoQ
|
+6.1% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
81% |
| Delinquency Rate |
1.7%
-22.6% YoY-27.5% QoQ
|
+0.2 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
77% |
| Loan To Share |
69.1%
-3.1% YoY-5.1% QoQ
|
+10.6% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$10,378
-5.6% YoY-1.5% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
30% |
| CD Concentration |
9.2%
-0.9% YoY-3.9% QoQ
|
-15.0% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % |
0.0%
-86.0% YoY
|
-13.8% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)