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BlastPoint's Credit Union Scorecard

HURRICANE CREEK

Charter #11786 · AR

<100M
2437 CUs in <100M nationally 42 in AR

HURRICANE CREEK has 7 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Strong member growth: 6.0% YoY
  • + Total Loans: Top 3.4% in tier
  • + Asset Growth Rate: Top 5.7% in tier
  • + Member Growth Rate: Top 5.9% in tier
  • + Deposit Growth Rate: Top 6.5% in tier
  • + Loan-to-Member Ratio (LMR): Top 8.8% in tier
  • + Total Deposits: Top 9.4% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.98% below tier average
  • - Net Interest Margin (NIM): Bottom 5.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
  • Shares and deposits +11.3% year over year ($65.1M in shares and deposits).
  • Membership: 5,464 members, +6.0% vs a year ago.
  • Delinquency rate 0.44%.
  • Return on assets 0.51%.
  • Efficiency ratio 83.08% vs a 88.77% peer average.
  • Loan-to-share ratio 83.97% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 5,464
+6.0% YoY+0.9% QoQ
+2.9K 2,585
-1.7% YoY
8,161
+10.4% YoY
34,678
+6.6% YoY
Top 11.0% in tier
Assets $72.4M
+10.7% YoY-1.8% QoQ
+$42.2M $30.3M
+1.5% YoY
$115.8M
+17.0% YoY
$593.1M
+10.2% YoY
Top 11.5% in tier
Loans $54.7M
+8.4% YoY+0.1% QoQ
+$39.2M $15.5M
-1.7% YoY
$84.2M
+19.9% YoY
$418.6M
+10.1% YoY
Top 3.5% in tier
Deposits $65.1M
+11.3% YoY-2.2% QoQ
+$39.3M $25.8M
+1.1% YoY
$93.4M
+13.5% YoY
$504.8M
+10.3% YoY
Top 9.4% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.5%
-36.3% YoY+7.9% QoQ
-1.0% 1.5%
+241.5% YoY
1.6%
+705.7% YoY
1.2%
+121.4% YoY
32%
NIM 2.3%
-21.9% YoY+5.0% QoQ
-1.6% 3.9%
+0.9% YoY
4.1%
-5.5% YoY
3.8%
+2.3% YoY
Bottom 5.2% in tier
Efficiency Ratio 83.1%
+12.5% YoY-1.3% QoQ
-5.7% 88.8%
-6.9% YoY
86.5%
+3.6% YoY
83.0%
-5.3% YoY
56%
Delinquency Rate 0.4%
-31.5% YoY-26.1% QoQ
-1.1 1.5%
+2.1% YoY
1.9%
+36.9% YoY
1.3%
+2.6% YoY
39%
Loan To Share 84.0%
-2.6% YoY+2.3% QoQ
+25.1% 58.9%
-3.1% YoY
71.8%
-1.2% YoY
66.4%
-1.4% YoY
85%
AMR $21,920
+3.8% YoY-2.1% QoQ
+$7K $14,963
-6.8% YoY
$12,982
+3.9% YoY
$20,028
-0.9% YoY
84%
CD Concentration 28.9%
-9.9% YoY-2.2% QoQ
+4.3% 24.6% 15.4% 20.0% 50%
Indirect Auto % 1.0%
-56.4% YoY-26.8% QoQ
-12.7% 13.6% 2.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (13 metrics)

85
Total Loans
balance_sheet
Value: $54.67M
Peer Median: $9.49M
#85 of 2437 Top 3.4% in <100M tier
141
Asset Growth Rate
growth
Value: 10.67%
Peer Median: 1.25%
#141 of 2437 Top 5.7% in <100M tier
144
Member Growth Rate
growth
Value: 5.97%
Peer Median: -1.37%
#144 of 2437 Top 5.9% in <100M tier
160
Deposit Growth Rate
growth
Value: 11.31%
Peer Median: 0.92%
#160 of 2437 Top 6.5% in <100M tier
215
Loan-to-Member Ratio (LMR)
engagement
Value: $10,005
Peer Median: $4,937
#215 of 2437 Top 8.8% in <100M tier
230
Total Deposits
balance_sheet
Value: $65.10M
Peer Median: $18.69M
#230 of 2437 Top 9.4% in <100M tier
269
Total Members
engagement
Value: 5,464
Peer Median: 1,902
#269 of 2437 Top 11.0% in <100M tier
280
Total Assets
balance_sheet
Value: $72.43M
Peer Median: $21.91M
#280 of 2437 Top 11.4% in <100M tier
301
Loan Growth Rate
growth
Value: 8.39%
Peer Median: -2.63%
#301 of 2437 Top 12.3% in <100M tier
370
Loan-to-Share Ratio
balance_sheet
Value: 83.97%
Peer Median: 58.67%
#370 of 2437 Top 15.1% in <100M tier

Top Weaknesses (4 metrics)

2311
Net Interest Margin (NIM)
profitability
Value: 2.32%
Peer Median: 3.87%
#2311 of 2437 Bottom 5.2% in <100M tier
2097
Indirect Auto Concentration (%)
balance_sheet
Value: 0.95%
Peer Median: 0.00%
#2097 of 2437 Bottom 14.0% in <100M tier
2082
Net Worth Ratio
risk
Value: 9.76%
Peer Median: 14.28%
#2082 of 2437 Bottom 14.6% in <100M tier
1954
Share Certificate Concentration (%)
balance_sheet
Value: 28.89%
Peer Median: 12.77%
#1954 of 2437 Bottom 19.9% in <100M tier
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