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BlastPoint's Credit Union Scorecard

HURRICANE CREEK

Charter #11786 · AR

<100M
2508 CUs in <100M nationally 43 in AR

HURRICANE CREEK has 8 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.33% above tier average
  • + Strong member growth: 6.6% YoY
  • + Deposit Growth Rate: Top 1.4% in tier
  • + Asset Growth Rate: Top 1.5% in tier
  • + Total Loans: Top 3.0% in tier
  • + Member Growth Rate: Top 5.2% in tier
  • + Loan Growth Rate: Top 7.4% in tier
  • + Loan-to-Member Ratio (LMR): Top 7.9% in tier

Key Concerns

Areas that may need attention

  • - Net Interest Margin (NIM): Bottom 5.1% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 5,413
+6.6% YoY+1.4% QoQ
+2.7K 2,676
+1.6% YoY
7,947
+7.9% YoY
33,913
+5.7% YoY
Top 11.3% in tier
Assets $73.8M
+19.7% YoY+6.3% QoQ
+$43.6M $30.2M
+1.3% YoY
$111.4M
+12.6% YoY
$578.3M
+9.0% YoY
Top 10.4% in tier
Loans $54.6M
+12.2% YoY+2.1% QoQ
+$39.3M $15.3M
-2.0% YoY
$80.4M
+16.0% YoY
$402.4M
+8.7% YoY
Top 3.0% in tier
Deposits $66.5M
+21.4% YoY+6.9% QoQ
+$40.8M $25.8M
+0.7% YoY
$90.2M
+11.4% YoY
$494.3M
+9.1% YoY
Top 8.5% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.5%
-47.5% YoY-23.5% QoQ
+0.3% 0.1%
-77.6% YoY
-4.0%
+7873.5% YoY
0.4%
-39.2% YoY
44%
NIM 2.2%
-30.4% YoY-17.5% QoQ
-1.8% 4.0%
+4.0% YoY
4.1%
-8.1% YoY
3.8%
+4.1% YoY
Bottom 5.1% in tier
Efficiency Ratio 84.2%
+12.5% YoY+4.6% QoQ
-6.5% 90.6%
+6.5% YoY
125.8%
+36.6% YoY
84.6%
+2.8% YoY
56%
Delinquency Rate 0.6%
-4.6% YoY-28.4% QoQ
-0.9 1.5%
+3.8% YoY
1.6%
+18.4% YoY
1.2%
+3.4% YoY
48%
Loan To Share 82.1%
-7.6% YoY-4.5% QoQ
+23.6% 58.5%
-3.0% YoY
70.8%
-3.6% YoY
65.6%
-1.4% YoY
84%
AMR $22,382
+9.9% YoY+3.3% QoQ
+$7K $14,884
-1.7% YoY
$12,879
+3.3% YoY
$19,920
+1.6% YoY
Top 14.2% in tier
CD Concentration 29.6%
-4.7% YoY-6.3% QoQ
+5.3% 24.3% 15.4% 19.8% 50%
Indirect Auto % 1.3%
-45.4% YoY-16.5% QoQ
-12.5% 13.8% 2.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (14 metrics)

35
Deposit Growth Rate
growth
Value: 21.42%
Peer Median: 0.66%
#35 of 2508 Top 1.4% in <100M tier
39
Asset Growth Rate
growth
Value: 19.65%
Peer Median: 1.30%
#39 of 2508 Top 1.5% in <100M tier
76
Total Loans
balance_sheet
Value: $54.61M
Peer Median: $9.48M
#76 of 2508 Top 3.0% in <100M tier
132
Member Growth Rate
growth
Value: 6.60%
Peer Median: -1.37%
#132 of 2508 Top 5.2% in <100M tier
186
Loan Growth Rate
growth
Value: 12.24%
Peer Median: -2.36%
#186 of 2508 Top 7.4% in <100M tier
199
Loan-to-Member Ratio (LMR)
engagement
Value: $10,088
Peer Median: $4,923
#199 of 2508 Top 7.9% in <100M tier
213
Total Deposits
balance_sheet
Value: $66.54M
Peer Median: $18.77M
#213 of 2508 Top 8.5% in <100M tier
250
AMR Growth Rate
growth
Value: 9.86%
Peer Median: 1.27%
#250 of 2508 Top 9.9% in <100M tier
261
Total Assets
balance_sheet
Value: $73.76M
Peer Median: $21.86M
#261 of 2508 Top 10.4% in <100M tier
283
Total Members
engagement
Value: 5,413
Peer Median: 1,918
#283 of 2508 Top 11.2% in <100M tier

Top Weaknesses (4 metrics)

2380
Net Interest Margin (NIM)
profitability
Value: 2.21%
Peer Median: 3.83%
#2380 of 2508 Bottom 5.1% in <100M tier
2180
Indirect Auto Concentration (%)
balance_sheet
Value: 1.30%
Peer Median: 0.00%
#2180 of 2508 Bottom 13.1% in <100M tier
2179
Net Worth Ratio
risk
Value: 9.45%
Peer Median: 14.28%
#2179 of 2508 Bottom 13.2% in <100M tier
2055
Share Certificate Concentration (%)
balance_sheet
Value: 29.55%
Peer Median: 12.45%
#2055 of 2508 Bottom 18.1% in <100M tier
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