BlastPoint's Credit Union Scorecard
MOHAVE COMMUNITY
Charter #12000 · AZ
MOHAVE COMMUNITY has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Net Interest Margin 1.09% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.11% above tier average
- - Indirect Auto Concentration (%): Bottom 1.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (AZ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,330
+3.5% YoY-0.1% QoQ
|
+2.7K |
2,625
-2.2% YoY
|
60,829
+5.9% YoY
|
33,089
+6.1% YoY
|
Top 12.2% in tier |
| Assets |
$60.7M
+5.1% YoY-0.2% QoQ
|
+$30.9M |
$29.9M
+1.1% YoY
|
$1.0B
+8.7% YoY
|
$547.7M
+7.8% YoY
|
83% |
| Loans |
$33.9M
-9.5% YoY+1.3% QoQ
|
+$18.1M |
$15.8M
-2.4% YoY
|
$651.1M
+13.2% YoY
|
$388.7M
+8.6% YoY
|
Top 14.9% in tier |
| Deposits |
$53.3M
+5.8% YoY-0.1% QoQ
|
+$27.9M |
$25.5M
+0.4% YoY
|
$883.8M
+10.9% YoY
|
$464.6M
+9.3% YoY
|
84% |
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| ROA |
0.9%
-23.2% YoY+1.4% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
0.8%
+38.7% YoY
|
0.7%
+273.4% YoY
|
59% |
| NIM |
5.0%
-3.2% YoY-0.5% QoQ
|
+1.1% |
3.9%
+3.8% YoY
|
4.0%
+6.6% YoY
|
3.7%
+5.0% YoY
|
Top 13.7% in tier |
| Efficiency Ratio |
59.3%
-3.3% YoY-1.0% QoQ
|
-22.1% |
81.4%
-2.4% YoY
|
75.3%
-3.3% YoY
|
79.1%
-3.3% YoY
|
Bottom 13.1% in tier |
| Delinquency Rate |
2.6%
+21.8% YoY+4.2% QoQ
|
+1.1 |
1.5%
-2.0% YoY
|
0.9%
+2.1% YoY
|
1.2%
-0.9% YoY
|
Top 14.3% in tier |
| Loan To Share |
63.5%
-14.5% YoY+1.4% QoQ
|
+2.3% |
61.2%
-3.0% YoY
|
71.1%
-3.6% YoY
|
68.0%
-1.7% YoY
|
53% |
| AMR |
$16,363
-4.1% YoY+0.6% QoQ
|
+$2K |
$14,627
-2.7% YoY
|
$19,058
+3.8% YoY
|
$19,418
+1.3% YoY
|
64% |
| CD Concentration |
8.8%
+52.0% YoY+9.4% QoQ
|
-15.6% |
24.4%
+4.2% YoY
|
16.8%
+14.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
57.9%
-9.5% YoY-3.6% QoQ
|
+43.9% |
14.0%
-5.7% YoY
|
23.2%
-8.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)