BlastPoint's Credit Union Scorecard
FAIRFIELD
Charter #12305 · AR
FAIRFIELD has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Total Assets: Top 0.8% in tier
- + Total Members: Top 1.5% in tier
- + Total Deposits: Top 5.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.62% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits +0.1% year over year ($74.7M in shares and deposits).
- Membership: 9,515 members, -1.5% vs a year ago.
- Delinquency rate 1.57%.
- Return on assets 0.87%.
- Efficiency ratio 78.38% vs a 88.77% peer average.
- Loan-to-share ratio 41.27% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
9,515
-1.5% YoY-0.2% QoQ
|
+6.9K |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
Top 1.5% in tier |
| Assets |
$97.7M
+0.9% YoY-1.4% QoQ
|
+$67.4M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
Top 0.9% in tier |
| Loans |
$30.8M
-10.9% YoY-4.2% QoQ
|
+$15.4M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
84% |
| Deposits |
$74.7M
+0.1% YoY-1.7% QoQ
|
+$48.9M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
Top 5.2% in tier |
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| ROA |
0.9%
-24.6% YoY-62.3% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
53% |
| NIM |
3.9%
-9.1% YoY-0.9% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
52% |
| Efficiency Ratio |
78.4%
+9.0% YoY+5.2% QoQ
|
-10.4% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
44% |
| Delinquency Rate |
1.6%
-44.9% YoY+2.2% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
73% |
| Loan To Share |
41.3%
-11.0% YoY-2.6% QoQ
|
-17.6% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
23% |
| AMR |
$11,097
-1.9% YoY-2.3% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
34% |
| CD Concentration |
1.4%
-28.7% YoY-14.6% QoQ
|
-23.1% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY
|
-13.6% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)