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BlastPoint's Credit Union Scorecard

BATON ROUGE FIRE DEPARTMENT

Charter #1257 · LA

<100M
2437 CUs in <100M nationally 107 in LA

BATON ROUGE FIRE DEPARTMENT demonstrates 7 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.37% above tier average
  • + Total Loans: Top 4.8% in tier
  • + Total Assets: Top 6.9% in tier
  • + Total Members: Top 6.9% in tier
  • + Total Deposits: Top 9.3% in tier
  • + Deposit Growth Rate: Top 9.7% in tier
  • + Asset Growth Rate: Top 9.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
  • Shares and deposits +9.1% year over year ($65.2M in shares and deposits).
  • Membership: 6,471 members, +2.3% vs a year ago.
  • Delinquency rate 0.52%.
  • Return on assets 1.86%.
  • Efficiency ratio 59.88% vs a 88.77% peer average.
  • Loan-to-share ratio 77.54% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 6,471
+2.3% YoY+0.7% QoQ
+3.9K 2,585
-1.7% YoY
9,550
+2.7% YoY
34,678
+6.6% YoY
Top 7.0% in tier
Assets $82.1M
+8.4% YoY+1.1% QoQ
+$51.9M $30.3M
+1.5% YoY
$130.2M
+7.1% YoY
$593.1M
+10.2% YoY
Top 6.9% in tier
Loans $50.5M
-2.3% YoY-0.2% QoQ
+$35.1M $15.5M
-1.7% YoY
$92.6M
+7.3% YoY
$418.6M
+10.1% YoY
Top 4.8% in tier
Deposits $65.2M
+9.1% YoY+2.0% QoQ
+$39.4M $25.8M
+1.1% YoY
$111.6M
+7.6% YoY
$504.8M
+10.3% YoY
Top 9.4% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.9%
+26.8% YoY+6.9% QoQ
+0.4% 1.5%
+241.5% YoY
1.1%
+258.0% YoY
1.2%
+121.4% YoY
Top 11.7% in tier
NIM 3.8%
+0.0% YoY+1.2% QoQ
-0.1% 3.9%
+0.9% YoY
4.2%
-0.2% YoY
3.8%
+2.3% YoY
48%
Efficiency Ratio 59.9%
+2.0% YoY-0.1% QoQ
-28.9% 88.8%
-6.9% YoY
89.3%
+0.7% YoY
83.0%
-5.3% YoY
Top 11.4% in tier
Delinquency Rate 0.5%
-25.4% YoY-47.7% QoQ
-1.0 1.5%
+2.1% YoY
2.0%
+21.9% YoY
1.3%
+2.6% YoY
42%
Loan To Share 77.5%
-10.4% YoY-2.2% QoQ
+18.7% 58.9%
-3.1% YoY
68.1%
-2.7% YoY
66.4%
-1.4% YoY
78%
AMR $17,876
+1.5% YoY+0.3% QoQ
+$3K $14,963
-6.8% YoY
$13,536
+2.7% YoY
$20,028
-0.9% YoY
68%
CD Concentration 25.6%
+3.6% YoY+0.9% QoQ
+1.0% 24.6% 15.1% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (15 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
118
Total Loans
balance_sheet
Value: $50.52M
Peer Median: $9.49M
#118 of 2437 Top 4.8% in <100M tier
169
Total Assets
balance_sheet
Value: $82.13M
Peer Median: $21.91M
#169 of 2437 Top 6.9% in <100M tier
170
Total Members
engagement
Value: 6,471
Peer Median: 1,902
#170 of 2437 Top 6.9% in <100M tier
228
Total Deposits
balance_sheet
Value: $65.15M
Peer Median: $18.69M
#228 of 2437 Top 9.3% in <100M tier
238
Deposit Growth Rate
growth
Value: 9.11%
Peer Median: 0.92%
#238 of 2437 Top 9.7% in <100M tier
242
Asset Growth Rate
growth
Value: 8.37%
Peer Median: 1.25%
#242 of 2437 Top 9.9% in <100M tier
280
Efficiency Ratio
profitability
Value: 59.88%
Peer Median: 80.65%
#280 of 2437 Top 11.4% in <100M tier
286
Return on Assets (ROA)
profitability
Value: 1.86%
Peer Median: 0.81%
#286 of 2437 Top 11.7% in <100M tier
338
Member Growth Rate
growth
Value: 2.31%
Peer Median: -1.37%
#338 of 2437 Top 13.8% in <100M tier

Top Weaknesses (2 metrics)

2022
First Mortgage Concentration (%)
balance_sheet
Value: 34.50%
Peer Median: 3.59%
#2022 of 2437 Bottom 17.1% in <100M tier
1837
Share Certificate Concentration (%)
balance_sheet
Value: 25.55%
Peer Median: 12.77%
#1837 of 2437 Bottom 24.7% in <100M tier
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