BlastPoint's Credit Union Scorecard
OLATHE
Charter #12608 · CO
OLATHE has 3 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan Growth Rate: Top 3.9% in tier
- + Loan-to-Share Ratio: Top 8.7% in tier
- + AMR Growth Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 4.69% above tier (higher cost structure)
- - Share Certificate Concentration (%): Bottom 0.1% in tier
- - Net Worth Ratio: Bottom 0.7% in tier
- - Net Interest Margin (NIM): Bottom 3.0% in tier
- - Total Assets: Bottom 7.0% in tier
- - Total Members: Bottom 7.1% in tier
- - Total Deposits: Bottom 8.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits +1.5% year over year ($1.3M in shares and deposits).
- Membership: 272 members, -1.1% vs a year ago.
- Delinquency rate 0.19%.
- Return on assets 1.46%.
- Efficiency ratio 93.45% vs a 88.77% peer average.
- Loan-to-share ratio 90.59% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
272
-1.1% YoY-2.5% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
Bottom 7.0% in tier |
| Assets |
$1.4M
+0.0% YoY-12.1% QoQ
|
$-28.9M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
Bottom 7.0% in tier |
| Loans |
$1.2M
+18.8% YoY-4.2% QoQ
|
$-14.3M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
Bottom 12.8% in tier |
| Deposits |
$1.3M
+1.5% YoY-11.9% QoQ
|
$-24.5M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
Bottom 8.2% in tier |
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| ROA |
1.5%
+18.8% YoY+112.3% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
78% |
| NIM |
1.9%
-45.3% YoY-12.0% QoQ
|
-2.0% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
Bottom 3.0% in tier |
| Efficiency Ratio |
93.5%
+40.4% YoY+30.7% QoQ
|
+4.7% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
78% |
| Delinquency Rate |
0.2%
-68.0% YoY-79.2% QoQ
|
-1.4 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
26% |
| Loan To Share |
90.6%
+17.1% YoY+8.7% QoQ
|
+31.7% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
Top 8.8% in tier |
| AMR |
$9,317
+10.2% YoY-6.1% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
25% |
| CD Concentration |
92.8%
+3.5% YoY+1.6% QoQ
|
+68.2% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)