BlastPoint's Credit Union Scorecard
OLATHE
Charter #12608 · CO
<100M
2508 CUs in <100M nationally
25 in CO
OLATHE has 7 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.54% above tier average
- + Strong member growth: 5.3% YoY
- + Asset Growth Rate: Top 0.5% in tier
- + Deposit Growth Rate: Top 0.5% in tier
- + AMR Growth Rate: Top 1.4% in tier
- + Loan Growth Rate: Top 1.7% in tier
- + Member Growth Rate: Top 6.4% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 0.2% in tier
- - Net Worth Ratio: Bottom 1.0% in tier
- - Net Interest Margin (NIM): Bottom 4.6% in tier
- - Net Charge-Off Rate: Bottom 5.1% in tier
- - Total Members: Bottom 7.3% in tier
- - Total Assets: Bottom 7.9% in tier
- - Total Deposits: Bottom 9.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
279
+5.3% YoY-1.1% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
Bottom 7.3% in tier |
| Assets |
$1.6M
+39.0% YoY-2.5% QoQ
|
$-28.6M |
$30.2M
+1.3% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 7.8% in tier |
| Loans |
$1.3M
+30.5% YoY+3.1% QoQ
|
$-14.0M |
$15.3M
-2.0% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
Bottom 13.2% in tier |
| Deposits |
$1.5M
+42.5% YoY-2.8% QoQ
|
$-24.3M |
$25.8M
+0.7% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
Bottom 9.3% in tier |
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| ROA |
0.7%
-63.2% YoY
|
+0.5% |
0.1%
-77.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
54% |
| NIM |
2.2%
-50.8% YoY-15.2% QoQ
|
-1.8% |
4.0%
+4.0% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
Bottom 4.5% in tier |
| Efficiency Ratio |
71.5%
+20.6% YoY-22.9% QoQ
|
-19.1% |
90.6%
+6.5% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
28% |
| Delinquency Rate |
0.9%
-39.0% YoY-45.7% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
61% |
| Loan To Share |
83.3%
-8.4% YoY+6.0% QoQ
|
+24.8% |
58.5%
-3.0% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
Top 14.7% in tier |
| AMR |
$9,918
+29.9% YoY+0.9% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
28% |
| CD Concentration |
91.3%
+3.8% YoY+0.6% QoQ
|
+67.1% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (8 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
14
Asset Growth Rate
growth
Value:
39.01%
Peer Median: 1.30%
#14 of 2508
Top 0.5% in <100M tier
14
Deposit Growth Rate
growth
Value:
42.50%
Peer Median: 0.66%
#14 of 2508
Top 0.5% in <100M tier
37
AMR Growth Rate
growth
Value:
29.91%
Peer Median: 1.27%
#37 of 2508
Top 1.4% in <100M tier
43
Loan Growth Rate
growth
Value:
30.48%
Peer Median: -2.36%
#43 of 2508
Top 1.7% in <100M tier
162
Member Growth Rate
growth
Value:
5.28%
Peer Median: -1.37%
#162 of 2508
Top 6.4% in <100M tier
367
Loan-to-Share Ratio
balance_sheet
Value:
83.35%
Peer Median: 58.72%
#367 of 2508
Top 14.6% in <100M tier
Top Weaknesses (9 metrics)
2504
Share Certificate Concentration (%)
balance_sheet
Value:
91.34%
Peer Median: 12.45%
#2504 of 2508
Bottom 0.2% in <100M tier
2485
Net Worth Ratio
risk
Value:
5.53%
Peer Median: 14.28%
#2485 of 2508
Bottom 1.0% in <100M tier
2394
Net Interest Margin (NIM)
profitability
Value:
2.16%
Peer Median: 3.83%
#2394 of 2508
Bottom 4.6% in <100M tier
2380
Net Charge-Off Rate
risk
Value:
2.35%
Peer Median: 0.07%
#2380 of 2508
Bottom 5.1% in <100M tier
2326
Total Members
engagement
Value:
279
Peer Median: 1,918
#2326 of 2508
Bottom 7.3% in <100M tier
2312
Total Assets
balance_sheet
Value:
$1.59M
Peer Median: $21.86M
#2312 of 2508
Bottom 7.9% in <100M tier
2276
Total Deposits
balance_sheet
Value:
$1.51M
Peer Median: $18.77M
#2276 of 2508
Bottom 9.3% in <100M tier
2176
Total Loans
balance_sheet
Value:
$1.26M
Peer Median: $9.48M
#2176 of 2508
Bottom 13.3% in <100M tier
1919
Fee Income Per Member
profitability
Value:
$14.34
Peer Median: $60.42
#1919 of 2508
Bottom 23.5% in <100M tier