BlastPoint's Credit Union Scorecard
OLATHE
Charter #12608 · CO
2556 CUs in <100M nationally
29 in CO
OLATHE has 8 strengths but faces 9 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 8.0% YoY
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Asset Growth Rate: Top 0.4% in tier
- + Deposit Growth Rate: Top 0.4% in tier
- + AMR Growth Rate: Top 1.5% in tier
- + Loan Growth Rate: Top 3.1% in tier
- + Member Growth Rate: Top 3.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.63% below tier average
- - Efficiency ratio 10.15% above tier (higher cost structure)
- - Delinquency rate 0.09% above tier average
- - Share Certificate Concentration (%): Bottom 0.2% in tier
- - Net Worth Ratio: Bottom 0.8% in tier
- - Total Members: Bottom 7.4% in tier
- - Total Assets: Bottom 7.9% in tier
- - Net Interest Margin (NIM): Bottom 8.9% in tier
- - Total Deposits: Bottom 9.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
282
+8.0% YoY+1.1% QoQ
|
-2.3K |
2,615
-1.9% YoY
|
37,842
+7.2% YoY
|
33,374
+5.7% YoY
|
Bottom 7.3% in tier |
| Assets |
$1.6M
+48.9% YoY+6.3% QoQ
|
$-28.5M |
$30.1M
+2.1% YoY
|
$688.6M
+9.4% YoY
|
$561.6M
+9.7% YoY
|
Bottom 7.9% in tier |
| Loans |
$1.2M
+21.9% YoY+9.1% QoQ
|
$-14.5M |
$15.8M
-1.3% YoY
|
$531.4M
+7.9% YoY
|
$397.0M
+8.8% YoY
|
Bottom 12.7% in tier |
| Deposits |
$1.6M
+52.9% YoY+7.2% QoQ
|
$-24.1M |
$25.7M
+1.4% YoY
|
$583.2M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
Bottom 9.8% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.0%
-93.9% YoY-101.1% QoQ
|
-0.6% |
0.6%
+10.8% YoY
|
0.4%
-10.6% YoY
|
0.7%
+15.9% YoY
|
16% |
| NIM |
2.5%
-9.4% YoY-14.6% QoQ
|
-1.4% |
4.0%
+4.0% YoY
|
3.5%
+1.6% YoY
|
3.8%
+5.1% YoY
|
Bottom 8.8% in tier |
| Efficiency Ratio |
92.7%
+12.8% YoY+21.5% QoQ
|
+10.2% |
82.6%
-2.3% YoY
|
82.6%
+1.3% YoY
|
79.7%
-3.3% YoY
|
80% |
| Delinquency Rate |
1.6%
+2.9% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.0%
+15.7% YoY
|
1.3%
-2.1% YoY
|
74% |
| Loan To Share |
78.6%
-20.3% YoY+1.7% QoQ
|
+18.0% |
60.6%
-3.1% YoY
|
72.0%
-2.4% YoY
|
67.4%
-1.7% YoY
|
77% |
| AMR |
$9,834
+27.3% YoY+6.9% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$23,202
+4.3% YoY
|
$19,687
+2.0% YoY
|
28% |
| CD Concentration |
90.8%
+4.7% YoY-0.2% QoQ
|
+66.3% | 24.4% | 26.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (8 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: -
#1 of 2556
Top 0.0% in <100M tier
10
Asset Growth Rate
growth
Value:
48.92%
Peer Median: -
#10 of 2556
Top 0.4% in <100M tier
12
Deposit Growth Rate
growth
Value:
52.92%
Peer Median: -
#12 of 2556
Top 0.4% in <100M tier
40
AMR Growth Rate
growth
Value:
27.28%
Peer Median: -
#40 of 2556
Top 1.5% in <100M tier
79
Loan Growth Rate
growth
Value:
21.92%
Peer Median: -
#79 of 2556
Top 3.1% in <100M tier
97
Member Growth Rate
growth
Value:
8.05%
Peer Median: -
#97 of 2556
Top 3.8% in <100M tier
597
Loan-to-Share Ratio
balance_sheet
Value:
78.60%
Peer Median: -
#597 of 2556
Top 23.3% in <100M tier
Top Weaknesses (10 metrics)
2553
Share Certificate Concentration (%)
balance_sheet
Value:
90.76%
Peer Median: -
#2553 of 2556
Bottom 0.2% in <100M tier
2537
Net Worth Ratio
risk
Value:
5.78%
Peer Median: -
#2537 of 2556
Bottom 0.8% in <100M tier
2369
Total Members
engagement
Value:
282
Peer Median: -
#2369 of 2556
Bottom 7.4% in <100M tier
2354
Total Assets
balance_sheet
Value:
$1.64M
Peer Median: -
#2354 of 2556
Bottom 7.9% in <100M tier
2330
Net Interest Margin (NIM)
profitability
Value:
2.55%
Peer Median: -
#2330 of 2556
Bottom 8.9% in <100M tier
2306
Total Deposits
balance_sheet
Value:
$1.55M
Peer Median: -
#2306 of 2556
Bottom 9.8% in <100M tier
2231
Total Loans
balance_sheet
Value:
$1.22M
Peer Median: -
#2231 of 2556
Bottom 12.8% in <100M tier
2154
Return on Assets (ROA)
profitability
Value:
-0.01%
Peer Median: -
#2154 of 2556
Bottom 15.8% in <100M tier
2084
Fee Income Per Member
profitability
Value:
$10.49
Peer Median: -
#2084 of 2556
Bottom 18.5% in <100M tier
2040
Efficiency Ratio
profitability
Value:
92.71%
Peer Median: -
#2040 of 2556
Bottom 20.2% in <100M tier