BlastPoint's Credit Union Scorecard

SRU

Charter #12654 · PA

<100M

2508 CUs in <100M nationally 186 in PA

SRU has 1 strength but faces 1 concern

National Analysis

How does the industry compare?

PA Analysis

How does PA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.00% above tier average

Key Concerns

Areas that may need attention

- Indirect Auto Concentration (%): Bottom 3.2% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (PA)	National Avg	Tier Percentile
Members	4,449 +3.4% YoY+0.8% QoQ	+1.8K	2,676 +1.6% YoY	18,228 +6.1% YoY	33,913 +5.7% YoY	83%
Assets	$66.2M +4.8% YoY+1.8% QoQ	+$36.0M	$30.2M +1.3% YoY	$307.3M +11.2% YoY	$578.3M +9.0% YoY	Top 13.9% in tier
Loans	$37.8M +2.6% YoY-1.8% QoQ	+$22.5M	$15.3M -2.0% YoY	$202.4M +9.8% YoY	$402.4M +8.7% YoY	Top 11.4% in tier
Deposits	$57.7M +4.4% YoY+1.7% QoQ	+$31.9M	$25.8M +0.7% YoY	$264.3M +10.7% YoY	$494.3M +9.1% YoY	Top 13.5% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.1% +29.9% YoY+1.1% QoQ	+1.0%	0.1% -77.6% YoY	0.8% +3.2% YoY	0.4% -39.2% YoY	74%
NIM	3.4% +2.2% YoY+0.1% QoQ	-0.6%	4.0% +4.0% YoY	3.5% +3.1% YoY	3.8% +4.1% YoY	32%
Efficiency Ratio	70.7% -4.1% YoY+2.6% QoQ	-20.0%	90.6% +6.5% YoY	78.0% -8.8% YoY	84.6% +2.8% YoY	27%
Delinquency Rate	1.1% +10.1% YoY+17.1% QoQ	-0.4	1.5% +3.8% YoY	1.2% -7.0% YoY	1.2% +3.4% YoY	66%
Loan To Share	65.4% -1.6% YoY-3.4% QoQ	+6.9%	58.5% -3.0% YoY	52.5% -2.7% YoY	65.6% -1.4% YoY	60%
AMR	$21,463 +0.3% YoY-0.5% QoQ	+$7K	$14,884 -1.7% YoY	$16,757 +3.3% YoY	$19,920 +1.6% YoY	83%
CD Concentration	22.1% +8.0% YoY-2.6% QoQ	-2.2%	24.3%	15.4%	19.8%	50%
Indirect Auto %	34.5% +8.0% YoY+3.4% QoQ	+20.7%	13.8%	8.3%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

269

Member Growth Rate

growth

Value: 3.39%

Peer Median: -1.37%

#269 of 2508 Top 10.7% in <100M tier

286

Total Loans

balance_sheet

Value: $37.76M

Peer Median: $9.48M

#286 of 2508 Top 11.4% in <100M tier

338

Total Deposits

balance_sheet

Value: $57.72M

Peer Median: $18.77M

#338 of 2508 Top 13.4% in <100M tier

348

Total Assets

balance_sheet

Value: $66.18M

Peer Median: $21.86M

#348 of 2508 Top 13.8% in <100M tier

368

Loan-to-Member Ratio (LMR)

engagement

Value: $8,488

Peer Median: $4,923

#368 of 2508 Top 14.6% in <100M tier

433

Total Members

engagement

Value: 4,449

Peer Median: 1,918

#433 of 2508 Top 17.2% in <100M tier

434

Average Member Relationship (AMR)

engagement

Value: $21,463

Peer Median: $13,926

#434 of 2508 Top 17.3% in <100M tier

628

Asset Growth Rate

growth

Value: 4.85%

Peer Median: 1.30%

#628 of 2508 Top 25.0% in <100M tier

Top Weaknesses (3 metrics)

2429

Indirect Auto Concentration (%)

balance_sheet

Value: 34.47%

Peer Median: 0.00%

#2429 of 2508 Bottom 3.2% in <100M tier

2117

First Mortgage Concentration (%)

balance_sheet

Value: 36.66%

Peer Median: 3.66%

#2117 of 2508 Bottom 15.6% in <100M tier

2052

Net Charge-Off Rate

risk

Value: 0.79%

Peer Median: 0.07%

#2052 of 2508 Bottom 18.2% in <100M tier