BlastPoint's Credit Union Scorecard
GREEN RIVER AREA
Charter #12852 · KY
GREEN RIVER AREA has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.19% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.06% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits +1.8% year over year ($47.7M in shares and deposits).
- Membership: 4,979 members, -0.3% vs a year ago.
- Delinquency rate 0.53%.
- Return on assets 1.44%.
- Efficiency ratio 65.27% vs a 88.77% peer average.
- Loan-to-share ratio 72.20% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,979
-0.3% YoY+0.2% QoQ
|
+2.4K |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
Top 13.6% in tier |
| Assets |
$60.3M
+3.1% YoY+0.4% QoQ
|
+$30.1M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
83% |
| Loans |
$34.5M
-1.4% YoY-2.1% QoQ
|
+$19.0M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
Top 13.7% in tier |
| Deposits |
$47.7M
+1.8% YoY+0.0% QoQ
|
+$21.9M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
80% |
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| ROA |
1.4%
+2.6% YoY+5.7% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
78% |
| NIM |
4.1%
+4.3% YoY-0.5% QoQ
|
+0.2% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
60% |
| Efficiency Ratio |
65.3%
-4.3% YoY+1.4% QoQ
|
-23.5% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
18% |
| Delinquency Rate |
0.5%
+365.4% YoY+105.7% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
43% |
| Loan To Share |
72.2%
-3.2% YoY-2.1% QoQ
|
+13.3% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
70% |
| AMR |
$16,505
+0.7% YoY-1.1% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
63% |
| CD Concentration |
17.5%
+17.0% YoY+7.1% QoQ
|
-7.0% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)