BlastPoint's Credit Union Scorecard

GREEN RIVER AREA

Charter #12852 · KY

<100M

2508 CUs in <100M nationally 35 in KY

GREEN RIVER AREA demonstrates 2 strengths

National Analysis

How does the industry compare?

KY Analysis

How does KY stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.21% above tier average
+ Net Interest Margin 0.10% above tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (KY)	National Avg	Tier Percentile
Members	4,970 -1.8% YoY+0.1% QoQ	+2.3K	2,676 +1.6% YoY	19,049 +8.0% YoY	33,913 +5.7% YoY	Top 13.3% in tier
Assets	$60.1M +7.3% YoY+3.6% QoQ	+$29.9M	$30.2M +1.3% YoY	$318.2M +13.2% YoY	$578.3M +9.0% YoY	83%
Loans	$35.2M +3.0% YoY+1.0% QoQ	+$19.9M	$15.3M -2.0% YoY	$224.2M +14.2% YoY	$402.4M +8.7% YoY	Top 13.2% in tier
Deposits	$47.7M +7.1% YoY+4.2% QoQ	+$21.9M	$25.8M +0.7% YoY	$268.6M +13.0% YoY	$494.3M +9.1% YoY	80%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.4% +10.1% YoY-8.5% QoQ	+1.2%	0.1% -77.6% YoY	-0.2% -46.7% YoY	0.4% -39.2% YoY	81%
NIM	4.1% +7.0% YoY+1.1% QoQ	+0.1%	4.0% +4.0% YoY	3.3% -7.9% YoY	3.8% +4.1% YoY	63%
Efficiency Ratio	64.3% -9.5% YoY-4.6% QoQ	-26.3%	90.6% +6.5% YoY	83.1% -14.8% YoY	84.6% +2.8% YoY	17%
Delinquency Rate	0.3% -67.7% YoY-18.2% QoQ	-1.2	1.5% +3.8% YoY	0.9% -11.3% YoY	1.2% +3.4% YoY	32%
Loan To Share	73.8% -3.9% YoY-3.0% QoQ	+15.3%	58.5% -3.0% YoY	64.5% +0.1% YoY	65.6% -1.4% YoY	73%
AMR	$16,686 +7.3% YoY+2.7% QoQ	+$2K	$14,884 -1.7% YoY	$17,696 +5.9% YoY	$19,920 +1.6% YoY	64%
CD Concentration	16.3% +7.2% YoY+13.5% QoQ	-7.9%	24.3%	22.8%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	7.7%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (13 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

330

Total Loans

balance_sheet

Value: $35.20M

Peer Median: $9.48M

#330 of 2508 Top 13.1% in <100M tier

334

Total Members

engagement

Value: 4,970

Peer Median: 1,918

#334 of 2508 Top 13.3% in <100M tier

350

Asset Growth Rate

growth

Value: 7.28%

Peer Median: 1.30%

#350 of 2508 Top 13.9% in <100M tier

382

Deposit Growth Rate

growth

Value: 7.15%

Peer Median: 0.66%

#382 of 2508 Top 15.2% in <100M tier

404

AMR Growth Rate

growth

Value: 7.30%

Peer Median: 1.27%

#404 of 2508 Top 16.1% in <100M tier

423

Efficiency Ratio

profitability

Value: 64.34%

Peer Median: 81.45%

#423 of 2508 Top 16.8% in <100M tier

430

Total Assets

balance_sheet

Value: $60.13M

Peer Median: $21.86M

#430 of 2508 Top 17.1% in <100M tier

468

Return on Assets (ROA)

profitability

Value: 1.36%

Peer Median: 0.61%

#468 of 2508 Top 18.6% in <100M tier

488

Fee Income Per Member

profitability

Value: $124.90

Peer Median: $60.42

#488 of 2508 Top 19.4% in <100M tier

Top Weaknesses (1 metrics)

1975

First Mortgage Concentration (%)

balance_sheet

Value: 29.30%

Peer Median: 3.66%

#1975 of 2508 Bottom 21.3% in <100M tier