BlastPoint's Credit Union Scorecard
RIVERFORK
Charter #13067 · ND
RIVERFORK has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.32% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 8.1% in tier
- + Asset Growth Rate: Top 8.8% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.18% above tier average
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,145
-1.0% YoY-0.5% QoQ
|
-470 |
2,615
-1.9% YoY
|
7,403
+0.2% YoY
|
33,374
+5.7% YoY
|
54% |
| Assets |
$31.6M
+10.0% YoY+1.4% QoQ
|
+$1.4M |
$30.1M
+2.1% YoY
|
$203.1M
+5.7% YoY
|
$561.6M
+9.7% YoY
|
61% |
| Loans |
$13.0M
-11.2% YoY-3.6% QoQ
|
$-2.7M |
$15.8M
-1.3% YoY
|
$138.6M
+3.3% YoY
|
$397.0M
+8.8% YoY
|
58% |
| Deposits |
$26.8M
+9.1% YoY-0.1% QoQ
|
+$1.1M |
$25.7M
+1.4% YoY
|
$169.6M
+4.0% YoY
|
$477.3M
+9.7% YoY
|
61% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+17.5% YoY+15.6% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.8%
+5.9% YoY
|
0.7%
+15.9% YoY
|
63% |
| NIM |
2.8%
-10.7% YoY-6.3% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
3.3%
+8.5% YoY
|
3.8%
+5.1% YoY
|
Bottom 14.4% in tier |
| Efficiency Ratio |
65.1%
-5.6% YoY-4.1% QoQ
|
-17.5% |
82.6%
-2.3% YoY
|
75.8%
-12.1% YoY
|
79.7%
-3.3% YoY
|
18% |
| Delinquency Rate |
1.7%
-30.5% YoY+17.3% QoQ
|
+0.2 |
1.6%
-3.1% YoY
|
0.9%
+9.0% YoY
|
1.3%
-2.1% YoY
|
75% |
| Loan To Share |
48.8%
-18.6% YoY-3.4% QoQ
|
-11.8% |
60.6%
-3.1% YoY
|
70.8%
-2.6% YoY
|
67.4%
-1.7% YoY
|
31% |
| AMR |
$18,555
+2.6% YoY-0.8% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$32,845
+1.7% YoY
|
$19,687
+2.0% YoY
|
73% |
| CD Concentration |
20.5%
+8.3% YoY+4.6% QoQ
|
-3.9% | 24.4% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 1.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)