BlastPoint's Credit Union Scorecard
RIVERFORK
Charter #13067 · ND
RIVERFORK demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.13% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Asset Growth Rate: Top 9.4% in tier
- + Deposit Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,156
-1.6% YoY-0.6% QoQ
|
-469 |
2,625
-2.2% YoY
|
7,412
-0.5% YoY
|
33,089
+6.1% YoY
|
54% |
| Assets |
$31.1M
+9.5% YoY+3.0% QoQ
|
+$1.3M |
$29.9M
+1.1% YoY
|
$201.0M
+5.9% YoY
|
$547.7M
+7.8% YoY
|
61% |
| Loans |
$13.5M
-7.4% YoY-2.0% QoQ
|
$-2.2M |
$15.8M
-2.4% YoY
|
$137.9M
+2.5% YoY
|
$388.7M
+8.6% YoY
|
59% |
| Deposits |
$26.8M
+9.7% YoY+3.4% QoQ
|
+$1.3M |
$25.5M
+0.4% YoY
|
$165.9M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
61% |
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| ROA |
0.8%
+32.5% YoY+117.2% QoQ
|
+0.1% |
0.7%
-731.4% YoY
|
0.9%
-6.7% YoY
|
0.7%
+273.4% YoY
|
53% |
| NIM |
3.0%
-4.6% YoY-2.6% QoQ
|
-0.9% |
3.9%
+3.8% YoY
|
3.4%
+7.4% YoY
|
3.7%
+5.0% YoY
|
18% |
| Efficiency Ratio |
67.9%
+4.4% YoY+2.3% QoQ
|
-13.5% |
81.4%
-2.4% YoY
|
74.0%
-24.8% YoY
|
79.1%
-3.3% YoY
|
27% |
| Delinquency Rate |
1.5%
-55.3% YoY-22.9% QoQ
|
-0.0 |
1.5%
-2.0% YoY
|
0.9%
-3.9% YoY
|
1.2%
-0.9% YoY
|
72% |
| Loan To Share |
50.5%
-15.6% YoY-5.3% QoQ
|
-10.7% |
61.2%
-3.0% YoY
|
72.0%
-4.4% YoY
|
68.0%
-1.7% YoY
|
33% |
| AMR |
$18,701
+5.0% YoY+2.1% QoQ
|
+$4K |
$14,627
-2.7% YoY
|
$32,427
+3.2% YoY
|
$19,418
+1.3% YoY
|
74% |
| CD Concentration |
19.6%
+8.5% YoY-4.7% QoQ
|
-4.8% |
24.4%
+4.2% YoY
|
22.4%
+2.4% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
1.1%
-2.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)