BlastPoint's Credit Union Scorecard

RIO BLANCO SCHOOLS

Charter #13161 · CO

<100M
2508 CUs in <100M nationally 25 in CO

RIO BLANCO SCHOOLS has 5 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.56% above tier average
  • + Loan Growth Rate: Top 1.2% in tier
  • + AMR Growth Rate: Top 2.4% in tier
  • + Deposit Growth Rate: Top 3.1% in tier
  • + Asset Growth Rate: Top 3.7% in tier

Key Concerns

Areas that may need attention

  • - Share Certificate Concentration (%): Bottom 8.8% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CO) National Avg Tier Percentile
Members 786
+2.1% YoY+1.4% QoQ
-1.9K 2,676
+1.6% YoY
45,987
+29.5% YoY
33,913
+5.7% YoY
22%
Assets $9.2M
+13.2% YoY+2.1% QoQ
$-21.0M $30.2M
+1.3% YoY
$896.2M
+38.1% YoY
$578.3M
+9.0% YoY
30%
Loans $5.4M
+42.5% YoY+16.8% QoQ
$-9.9M $15.3M
-2.0% YoY
$687.4M
+35.9% YoY
$402.4M
+8.7% YoY
36%
Deposits $7.7M
+15.6% YoY+2.1% QoQ
$-18.1M $25.8M
+0.7% YoY
$753.9M
+36.7% YoY
$494.3M
+9.1% YoY
30%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.7%
-40.5% YoY+19.6% QoQ
+0.6% 0.1%
-77.6% YoY
0.5%
+3.7% YoY
0.4%
-39.2% YoY
55%
NIM 3.7%
-4.9% YoY+7.6% QoQ
-0.3% 4.0%
+4.0% YoY
3.5%
+0.5% YoY
3.8%
+4.1% YoY
44%
Efficiency Ratio 79.3%
+10.6% YoY-4.5% QoQ
-11.3% 90.6%
+6.5% YoY
80.2%
-2.9% YoY
84.6%
+2.8% YoY
44%
Delinquency Rate 0.2%
-69.4% YoY-88.1% QoQ
-1.3 1.5%
+3.8% YoY
1.0%
+37.3% YoY
1.2%
+3.4% YoY
31%
Loan To Share 70.6%
+23.3% YoY+14.4% QoQ
+12.1% 58.5%
-3.0% YoY
71.5%
-0.6% YoY
65.6%
-1.4% YoY
68%
AMR $16,682
+22.8% YoY+6.2% QoQ
+$2K $14,884
-1.7% YoY
$24,339
+6.3% YoY
$19,920
+1.6% YoY
64%
CD Concentration 38.2%
+8.4% YoY-0.1% QoQ
+14.0% 24.3% 26.7% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
31
Loan Growth Rate
growth
Value: 42.51%
Peer Median: -2.36%
#31 of 2508 Top 1.2% in <100M tier
60
AMR Growth Rate
growth
Value: 22.84%
Peer Median: 1.27%
#60 of 2508 Top 2.4% in <100M tier
78
Deposit Growth Rate
growth
Value: 15.59%
Peer Median: 0.66%
#78 of 2508 Top 3.1% in <100M tier
95
Asset Growth Rate
growth
Value: 13.21%
Peer Median: 1.30%
#95 of 2508 Top 3.7% in <100M tier
420
Member Growth Rate
growth
Value: 2.08%
Peer Median: -1.37%
#420 of 2508 Top 16.7% in <100M tier

Top Weaknesses (4 metrics)

2288
Share Certificate Concentration (%)
balance_sheet
Value: 38.24%
Peer Median: 12.45%
#2288 of 2508 Bottom 8.8% in <100M tier
2239
Net Charge-Off Rate
risk
Value: 1.27%
Peer Median: 0.07%
#2239 of 2508 Bottom 10.8% in <100M tier
2132
Members Per Employee (MPE)
engagement
Value: 196.500
Peer Median: 333.750
#2132 of 2508 Bottom 15.0% in <100M tier
1949
Total Members
engagement
Value: 786
Peer Median: 1,918
#1949 of 2508 Bottom 22.3% in <100M tier
Link copied to clipboard!