BlastPoint's Credit Union Scorecard
ANTIOCH COMMUNITY
Charter #13261 · CA
ANTIOCH COMMUNITY has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.31% above tier average
- + Net Interest Margin 0.43% above tier average
- + Loan Growth Rate: Top 1.4% in tier
- + Average Member Relationship (AMR): Top 2.3% in tier
- + Loan-to-Member Ratio (LMR): Top 5.1% in tier
- + Efficiency Ratio: Top 5.5% in tier
- + AMR Growth Rate: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.2% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,282
-3.2% YoY-1.1% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
60,320
+5.7% YoY
|
33,374
+5.7% YoY
|
35% |
| Assets |
$33.8M
-0.5% YoY-2.1% QoQ
|
+$3.6M |
$30.1M
+2.1% YoY
|
$1.3B
+6.2% YoY
|
$561.6M
+9.7% YoY
|
63% |
| Loans |
$14.9M
+33.9% YoY+5.4% QoQ
|
$-882K |
$15.8M
-1.3% YoY
|
$856.7M
+6.3% YoY
|
$397.0M
+8.8% YoY
|
61% |
| Deposits |
$28.7M
-3.6% YoY-2.8% QoQ
|
+$3.0M |
$25.7M
+1.4% YoY
|
$1.1B
+7.1% YoY
|
$477.3M
+9.7% YoY
|
63% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.9%
+4.8% YoY+14.3% QoQ
|
+1.3% |
0.6%
+10.8% YoY
|
0.5%
+14.3% YoY
|
0.7%
+15.9% YoY
|
Top 7.9% in tier |
| NIM |
4.4%
-4.1% YoY+3.5% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.3%
+7.0% YoY
|
3.8%
+5.1% YoY
|
70% |
| Efficiency Ratio |
51.6%
+1.2% YoY+2.1% QoQ
|
-30.9% |
82.6%
-2.3% YoY
|
80.7%
-1.8% YoY
|
79.7%
-3.3% YoY
|
Top 5.5% in tier |
| Delinquency Rate |
0.4%
-80.1% YoY+311.6% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
0.7%
-40.0% YoY
|
1.3%
-2.1% YoY
|
35% |
| Loan To Share |
51.9%
+38.9% YoY+8.4% QoQ
|
-8.8% |
60.6%
-3.1% YoY
|
68.6%
-1.3% YoY
|
67.4%
-1.7% YoY
|
36% |
| AMR |
$33,987
+10.2% YoY+1.0% QoQ
|
+$19K |
$14,783
-1.4% YoY
|
$28,728
+2.4% YoY
|
$19,687
+2.0% YoY
|
Top 2.3% in tier |
| CD Concentration |
5.6%
+9.7% YoY+5.0% QoQ
|
-18.9% | 24.4% | 21.7% | 19.8% | 50% |
| Indirect Auto % |
7.6%
-32.4% YoY-17.8% QoQ
|
-6.1% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)