BlastPoint's Credit Union Scorecard
AKRON SCHOOL EMPLOYEES
Charter #13367 · NY
AKRON SCHOOL EMPLOYEES has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.41% below tier average
- - Efficiency ratio 19.82% above tier (higher cost structure)
- - Member decline: -2.9% YoY
- - Total Members: Bottom 4.9% in tier
- - Total Assets: Bottom 6.1% in tier
- - Total Deposits: Bottom 6.4% in tier
- - Net Interest Margin (NIM): Bottom 7.3% in tier
- - Total Loans: Bottom 7.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
204
-2.9% YoY-1.0% QoQ
|
-2.5K |
2,676
+1.6% YoY
|
27,572
+9.2% YoY
|
33,913
+5.7% YoY
|
Bottom 4.8% in tier |
| Assets |
$1.2M
-1.6% YoY+4.6% QoQ
|
$-29.0M |
$30.2M
+1.3% YoY
|
$497.6M
+8.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 6.1% in tier |
| Loans |
$477,865
-6.2% YoY-3.9% QoQ
|
$-14.8M |
$15.3M
-2.0% YoY
|
$329.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
Bottom 7.4% in tier |
| Deposits |
$901,346
-3.2% YoY+5.9% QoQ
|
$-24.9M |
$25.8M
+0.7% YoY
|
$425.1M
+7.9% YoY
|
$494.3M
+9.1% YoY
|
Bottom 6.3% in tier |
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| ROA |
-0.3%
-17.9% YoY-126.6% QoQ
|
-0.4% |
0.1%
-77.6% YoY
|
0.7%
-43.8% YoY
|
0.4%
-39.2% YoY
|
16% |
| NIM |
2.5%
-12.8% YoY-29.5% QoQ
|
-1.6% |
4.0%
+4.0% YoY
|
3.5%
-2.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 7.2% in tier |
| Efficiency Ratio |
110.5%
+36.4% YoY+51.2% QoQ
|
+19.8% |
90.6%
+6.5% YoY
|
81.8%
+0.3% YoY
|
84.6%
+2.8% YoY
|
Bottom 9.4% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.5%
-10.1% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
53.0%
-3.1% YoY-9.3% QoQ
|
-5.5% |
58.5%
-3.0% YoY
|
58.9%
-2.1% YoY
|
65.6%
-1.4% YoY
|
42% |
| AMR |
$6,761
-1.4% YoY+3.3% QoQ
|
$-8K |
$14,884
-1.7% YoY
|
$19,395
-21.8% YoY
|
$19,920
+1.6% YoY
|
Bottom 14.2% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 16.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)