BlastPoint's Credit Union Scorecard

METHODIST HEALTHCARE

Charter #13456 · TN

<100M
2437 CUs in <100M nationally 84 in TN

METHODIST HEALTHCARE has 1 strength but faces 6 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 7.9% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.70% below tier average
  • - Member decline: -7.8% YoY
  • - Net Charge-Off Rate: Bottom 3.7% in tier
  • - Loan-to-Share Ratio: Bottom 5.0% in tier
  • - Loan-to-Member Ratio (LMR): Bottom 7.8% in tier
  • - Member Growth Rate: Bottom 9.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 84 that size in Tennessee.
  • Shares and deposits -3.5% year over year ($37.5M in shares and deposits).
  • Membership: 5,310 members, -7.8% vs a year ago.
  • Delinquency rate 1.03%.
  • Return on assets 0.79%.
  • Efficiency ratio 77.11% vs a 88.77% peer average.
  • Loan-to-share ratio 19.41% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TN) National Avg Tier Percentile
Members 5,310
-7.8% YoY-2.2% QoQ
+2.7K 2,585
-1.7% YoY
22,058
+4.8% YoY
34,678
+6.6% YoY
Top 11.7% in tier
Assets $46.2M
-2.2% YoY-1.8% QoQ
+$16.0M $30.3M
+1.5% YoY
$390.3M
+9.5% YoY
$593.1M
+10.2% YoY
74%
Loans $7.3M
-5.4% YoY-0.1% QoQ
$-8.2M $15.5M
-1.7% YoY
$289.3M
+8.5% YoY
$418.6M
+10.1% YoY
43%
Deposits $37.5M
-3.5% YoY-2.2% QoQ
+$11.7M $25.8M
+1.1% YoY
$326.4M
+8.9% YoY
$504.8M
+10.3% YoY
72%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.8%
+214.8% QoQ
-0.7% 1.5%
+241.5% YoY
1.1%
+46.9% YoY
1.2%
+121.4% YoY
49%
NIM 3.7%
+11.9% YoY+5.4% QoQ
-0.2% 3.9%
+0.9% YoY
3.9%
+2.1% YoY
3.8%
+2.3% YoY
41%
Efficiency Ratio 77.1%
-16.2% YoY-13.0% QoQ
-11.7% 88.8%
-6.9% YoY
78.9%
+2.6% YoY
83.0%
-5.3% YoY
42%
Delinquency Rate 1.0%
-57.1% YoY-52.0% QoQ
-0.5 1.5%
+2.1% YoY
1.1%
-1.7% YoY
1.3%
+2.6% YoY
62%
Loan To Share 19.4%
-2.0% YoY+2.2% QoQ
-39.5% 58.9%
-3.1% YoY
68.7%
-1.7% YoY
66.4%
-1.4% YoY
Bottom 4.9% in tier
AMR $8,429
+4.3% YoY+0.3% QoQ
$-7K $14,963
-6.8% YoY
$19,228
+3.5% YoY
$20,028
-0.9% YoY
20%
CD Concentration 4.3%
+55.5% YoY+6.2% QoQ
-20.3% 24.6% 22.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
194
Members Per Employee (MPE)
engagement
Value: 590.000
Peer Median: 328.333
#194 of 2437 Top 7.9% in <100M tier
286
Total Members
engagement
Value: 5,310
Peer Median: 1,902
#286 of 2437 Top 11.7% in <100M tier
287
Fee Income Per Member
profitability
Value: $153.13
Peer Median: $63.89
#287 of 2437 Top 11.7% in <100M tier

Top Weaknesses (6 metrics)

2349
Net Charge-Off Rate
risk
Value: 3.00%
Peer Median: 0.18%
#2349 of 2437 Bottom 3.7% in <100M tier
2315
Loan-to-Share Ratio
balance_sheet
Value: 19.41%
Peer Median: 58.67%
#2315 of 2437 Bottom 5.0% in <100M tier
2248
Loan-to-Member Ratio (LMR)
engagement
Value: $1,370
Peer Median: $4,937
#2248 of 2437 Bottom 7.8% in <100M tier
2213
Member Growth Rate
growth
Value: -7.76%
Peer Median: -1.37%
#2213 of 2437 Bottom 9.2% in <100M tier
1937
Average Member Relationship (AMR)
engagement
Value: $8,429
Peer Median: $13,967
#1937 of 2437 Bottom 20.6% in <100M tier
1837
Deposit Growth Rate
growth
Value: -3.50%
Peer Median: 0.92%
#1837 of 2437 Bottom 24.7% in <100M tier
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