BlastPoint's Credit Union Scorecard
METHODIST HEALTHCARE
Charter #13456 · TN
METHODIST HEALTHCARE has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 6.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.42% below tier average
- - Efficiency ratio 5.27% above tier (higher cost structure)
- - Delinquency rate 1.31% above tier average
- - Member decline: -7.0% YoY
- - Net Charge-Off Rate: Bottom 3.4% in tier
- - Loan-to-Share Ratio: Bottom 4.9% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.3% in tier
- - Loan Growth Rate: Bottom 8.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,532
-7.0% YoY-1.9% QoQ
|
+2.9K |
2,615
-1.9% YoY
|
21,265
+4.5% YoY
|
33,374
+5.7% YoY
|
Top 11.1% in tier |
| Assets |
$44.5M
-0.4% YoY-4.1% QoQ
|
+$14.4M |
$30.1M
+2.1% YoY
|
$372.5M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
73% |
| Loans |
$7.3M
-16.4% YoY-1.2% QoQ
|
$-8.5M |
$15.8M
-1.3% YoY
|
$275.7M
+8.6% YoY
|
$397.0M
+8.8% YoY
|
43% |
| Deposits |
$36.4M
-0.6% YoY-5.0% QoQ
|
+$10.7M |
$25.7M
+1.4% YoY
|
$312.1M
+9.5% YoY
|
$477.3M
+9.7% YoY
|
72% |
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| ROA |
0.2%
-42.8% YoY+15.8% QoQ
|
-0.4% |
0.6%
+10.8% YoY
|
0.7%
-5.8% YoY
|
0.7%
+15.9% YoY
|
26% |
| NIM |
3.6%
+14.0% YoY+3.8% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.8%
+3.7% YoY
|
3.8%
+5.1% YoY
|
38% |
| Efficiency Ratio |
87.8%
+1.8% YoY-0.0% QoQ
|
+5.3% |
82.6%
-2.3% YoY
|
79.4%
+2.9% YoY
|
79.7%
-3.3% YoY
|
70% |
| Delinquency Rate |
2.9%
-33.4% YoY+23.7% QoQ
|
+1.3 |
1.6%
-3.1% YoY
|
1.1%
-12.6% YoY
|
1.3%
-2.1% YoY
|
Bottom 13.7% in tier |
| Loan To Share |
20.0%
-16.0% YoY+3.9% QoQ
|
-40.6% |
60.6%
-3.1% YoY
|
70.0%
-2.2% YoY
|
67.4%
-1.7% YoY
|
Bottom 4.7% in tier |
| AMR |
$7,895
+3.6% YoY-2.5% QoQ
|
$-7K |
$14,783
-1.4% YoY
|
$18,770
+3.9% YoY
|
$19,687
+2.0% YoY
|
19% |
| CD Concentration |
3.9%
+27.7% YoY+5.9% QoQ
|
-20.5% | 24.4% | 22.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)