BlastPoint's Credit Union Scorecard
METHODIST HEALTHCARE
Charter #13456 · TN
METHODIST HEALTHCARE has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 9.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.51% below tier average
- - Efficiency ratio 6.45% above tier (higher cost structure)
- - Delinquency rate 0.80% above tier average
- - Member decline: -6.5% YoY
- - Net Charge-Off Rate: Bottom 4.2% in tier
- - Loan-to-Share Ratio: Bottom 4.3% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.7% in tier
- - Loan Growth Rate: Bottom 8.9% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,639
-6.5% YoY-2.0% QoQ
|
+3.0K |
2,625
-2.2% YoY
|
21,139
+4.9% YoY
|
33,089
+6.1% YoY
|
Top 11.0% in tier |
| Assets |
$46.4M
-0.9% YoY-1.8% QoQ
|
+$16.6M |
$29.9M
+1.1% YoY
|
$362.5M
+9.5% YoY
|
$547.7M
+7.8% YoY
|
76% |
| Loans |
$7.4M
-17.0% YoY-4.2% QoQ
|
$-8.4M |
$15.8M
-2.4% YoY
|
$271.1M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
43% |
| Deposits |
$38.3M
-0.7% YoY-1.4% QoQ
|
+$12.9M |
$25.5M
+0.4% YoY
|
$303.0M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
74% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-55.5% YoY+727.6% QoQ
|
-0.5% |
0.7%
-731.4% YoY
|
0.8%
+4.1% YoY
|
0.7%
+273.4% YoY
|
23% |
| NIM |
3.5%
+14.1% YoY+5.3% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
3.8%
+5.1% YoY
|
3.7%
+5.0% YoY
|
33% |
| Efficiency Ratio |
87.8%
+3.6% YoY-4.6% QoQ
|
+6.4% |
81.4%
-2.4% YoY
|
75.4%
-1.8% YoY
|
79.1%
-3.3% YoY
|
72% |
| Delinquency Rate |
2.3%
-54.5% YoY-3.7% QoQ
|
+0.8 |
1.5%
-2.0% YoY
|
1.1%
+8.5% YoY
|
1.2%
-0.9% YoY
|
83% |
| Loan To Share |
19.2%
-16.5% YoY-2.9% QoQ
|
-42.0% |
61.2%
-3.0% YoY
|
70.4%
-2.4% YoY
|
68.0%
-1.7% YoY
|
Bottom 4.1% in tier |
| AMR |
$8,100
+3.0% YoY+0.2% QoQ
|
$-7K |
$14,627
-2.7% YoY
|
$18,470
+2.4% YoY
|
$19,418
+1.3% YoY
|
20% |
| CD Concentration |
3.7%
+26.5% YoY+35.4% QoQ
|
-20.7% |
24.4%
+4.2% YoY
|
22.3%
+6.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
6.9%
+1.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)