BlastPoint's Credit Union Scorecard
MT TAYLOR
Charter #13654 · NM
MT TAYLOR has 9 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Strong member growth: 5.7% YoY
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 2.1% in tier
- + Member Growth Rate: Top 6.2% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Total Members: Bottom 6.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
259
+5.7% YoY+2.0% QoQ
|
-2.4K |
2,625
-2.2% YoY
|
30,510
+9.1% YoY
|
33,089
+6.1% YoY
|
Bottom 6.6% in tier |
| Assets |
$2.1M
-1.1% YoY+0.8% QoQ
|
$-27.7M |
$29.9M
+1.1% YoY
|
$545.3M
+12.6% YoY
|
$547.7M
+7.8% YoY
|
Bottom 10.4% in tier |
| Loans |
$1.2M
+23.5% YoY+6.2% QoQ
|
$-14.5M |
$15.8M
-2.4% YoY
|
$367.9M
+14.8% YoY
|
$388.7M
+8.6% YoY
|
Bottom 12.8% in tier |
| Deposits |
$1.7M
-3.1% YoY+0.6% QoQ
|
$-23.8M |
$25.5M
+0.4% YoY
|
$461.5M
+14.0% YoY
|
$464.6M
+9.3% YoY
|
Bottom 10.8% in tier |
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| ROA |
1.0%
+748.7% YoY+28.0% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
0.9%
+49.5% YoY
|
0.7%
+273.4% YoY
|
59% |
| NIM |
2.9%
+25.5% YoY+0.8% QoQ
|
-1.0% |
3.9%
+3.8% YoY
|
3.9%
+6.9% YoY
|
3.7%
+5.0% YoY
|
16% |
| Efficiency Ratio |
70.7%
-25.9% YoY-8.2% QoQ
|
-10.7% |
81.4%
-2.4% YoY
|
73.5%
-8.8% YoY
|
79.1%
-3.3% YoY
|
33% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
-2.0% YoY
|
1.1%
+5.6% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
71.9%
+27.4% YoY+5.5% QoQ
|
+10.7% |
61.2%
-3.0% YoY
|
71.6%
-0.2% YoY
|
68.0%
-1.7% YoY
|
65% |
| AMR |
$11,297
+0.8% YoY+0.9% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$20,672
+6.3% YoY
|
$19,418
+1.3% YoY
|
36% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
24.3%
+4.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
14.5%
+3.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)