BlastPoint's Credit Union Scorecard
MT TAYLOR
Charter #13654 · NM
MT TAYLOR has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.68% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Efficiency Ratio: Top 1.0% in tier
Key Concerns
Areas that may need attention
- - Total Members: Bottom 6.7% in tier
- - Total Assets: Bottom 9.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 21 that size in New Mexico.
- Shares and deposits +3.3% year over year ($1.7M in shares and deposits).
- Membership: 255 members, +0.4% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 2.17%.
- Efficiency ratio 35.93% vs a 88.77% peer average.
- Loan-to-share ratio 62.85% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
255
+0.4% YoY-2.3% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
31,280
+3.2% YoY
|
34,678
+6.6% YoY
|
Bottom 6.5% in tier |
| Assets |
$2.2M
+3.5% YoY+3.4% QoQ
|
$-28.1M |
$30.3M
+1.5% YoY
|
$563.2M
+7.3% YoY
|
$593.1M
+10.2% YoY
|
Bottom 9.8% in tier |
| Loans |
$1.1M
-4.7% YoY-1.1% QoQ
|
$-14.4M |
$15.5M
-1.7% YoY
|
$387.4M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
Bottom 12.1% in tier |
| Deposits |
$1.7M
+3.3% YoY+4.0% QoQ
|
$-24.1M |
$25.8M
+1.1% YoY
|
$479.3M
+6.9% YoY
|
$504.8M
+10.3% YoY
|
Bottom 10.4% in tier |
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| ROA |
2.2%
+191.3% YoY+159.2% QoQ
|
+0.7% |
1.5%
+241.5% YoY
|
1.0%
+20.6% YoY
|
1.2%
+121.4% YoY
|
Top 7.7% in tier |
| NIM |
3.1%
+5.8% YoY-12.9% QoQ
|
-0.8% |
3.9%
+0.9% YoY
|
3.9%
+4.7% YoY
|
3.8%
+2.3% YoY
|
20% |
| Efficiency Ratio |
35.9%
-53.3% YoY-54.1% QoQ
|
-52.8% |
88.8%
-6.9% YoY
|
77.7%
+3.4% YoY
|
83.0%
-5.3% YoY
|
Top 1.0% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.0%
+10.0% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
62.9%
-7.8% YoY-4.9% QoQ
|
+4.0% |
58.9%
-3.1% YoY
|
70.5%
+0.9% YoY
|
66.4%
-1.4% YoY
|
56% |
| AMR |
$11,160
-0.3% YoY+4.4% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$21,119
+3.0% YoY
|
$20,028
-0.9% YoY
|
34% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 24.3% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 14.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)