BlastPoint's Credit Union Scorecard
FELICIANA
Charter #13687 · LA
FELICIANA has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.55% above tier average
Key Concerns
Areas that may need attention
- - ROA 2.13% below tier average
- - Efficiency ratio 31.00% above tier (higher cost structure)
- - Delinquency rate 0.69% above tier average
- - Member decline: -9.2% YoY
- - Member Growth Rate: Bottom 6.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,737
-9.2% YoY-6.1% QoQ
|
-878 |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
46% |
| Assets |
$23.2M
-6.2% YoY-0.7% QoQ
|
$-6.9M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
52% |
| Loans |
$14.3M
-4.3% YoY-1.4% QoQ
|
$-1.5M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
60% |
| Deposits |
$19.4M
-5.2% YoY-0.2% QoQ
|
$-6.2M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
51% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-1.5%
+5.8% YoY+17.7% QoQ
|
-2.1% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
Bottom 4.1% in tier |
| NIM |
4.5%
+16.1% YoY+3.5% QoQ
|
+0.5% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
73% |
| Efficiency Ratio |
113.6%
-11.1% YoY-6.9% QoQ
|
+31.0% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
Bottom 5.4% in tier |
| Delinquency Rate |
2.2%
+369.2% YoY+32.8% QoQ
|
+0.7 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
81% |
| Loan To Share |
73.3%
+1.0% YoY-1.2% QoQ
|
+12.7% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
69% |
| AMR |
$19,402
+4.9% YoY+5.8% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
77% |
| CD Concentration |
20.7%
-13.9% YoY+5.0% QoQ
|
-3.7% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)