BlastPoint's Credit Union Scorecard
DIAMOND LAKES
Charter #13762 · AR
DIAMOND LAKES has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.21% above tier average
- + Net Interest Margin 1.59% above tier average
- + Total Members: Top 2.0% in tier
- + Total Loans: Top 2.7% in tier
- + Total Assets: Top 7.0% in tier
- + Fee Income Per Member: Top 7.5% in tier
- + Total Deposits: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.7% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,953
-2.7% YoY-2.2% QoQ
|
+6.3K |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
Top 2.1% in tier |
| Assets |
$81.0M
+2.9% YoY+2.9% QoQ
|
+$50.8M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
Top 7.1% in tier |
| Loans |
$55.9M
+6.2% YoY+0.8% QoQ
|
+$40.6M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
Top 2.7% in tier |
| Deposits |
$64.7M
+3.3% YoY+3.0% QoQ
|
+$38.9M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
Top 9.6% in tier |
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| ROA |
0.4%
-78.9% YoY-61.4% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
38% |
| NIM |
5.6%
-2.3% YoY-4.4% QoQ
|
+1.6% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
Top 5.8% in tier |
| Efficiency Ratio |
87.7%
+15.6% YoY+9.4% QoQ
|
-2.9% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
65% |
| Delinquency Rate |
0.8%
+47.5% YoY+6.6% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
59% |
| Loan To Share |
86.4%
+2.8% YoY-2.1% QoQ
|
+27.9% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
Top 11.1% in tier |
| AMR |
$13,466
+7.5% YoY+4.2% QoQ
|
$-1K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
47% |
| CD Concentration |
9.0%
+39.2% YoY+23.1% QoQ
|
-15.3% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % |
2.6%
-28.7% YoY-7.4% QoQ
|
-11.2% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)