BlastPoint's Credit Union Scorecard
RIVER REGION
Charter #13763 · LA
RIVER REGION has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.33% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.86% above tier average
- - Loan-to-Share Ratio: Bottom 8.7% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,454
+0.4% YoY+0.5% QoQ
|
-161 |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
60% |
| Assets |
$40.7M
+2.6% YoY-0.1% QoQ
|
+$10.6M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
70% |
| Loans |
$9.2M
-2.4% YoY+0.2% QoQ
|
$-6.6M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
49% |
| Deposits |
$32.6M
+2.3% YoY-0.3% QoQ
|
+$6.9M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
68% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
-11.6% YoY+1.8% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
63% |
| NIM |
3.4%
+0.7% YoY+1.6% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
32% |
| Efficiency Ratio |
74.5%
+3.4% YoY+1.1% QoQ
|
-8.1% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
37% |
| Delinquency Rate |
2.4%
+171.6% YoY+31.5% QoQ
|
+0.9 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
82% |
| Loan To Share |
28.2%
-4.6% YoY+0.5% QoQ
|
-32.4% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
Bottom 8.6% in tier |
| AMR |
$17,031
+0.9% YoY-0.7% QoQ
|
+$2K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
67% |
| CD Concentration |
24.5%
+8.9% YoY+1.4% QoQ
|
+0.0% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)