BlastPoint's Credit Union Scorecard
TEWKSBURY
Charter #13926 · MA
TEWKSBURY demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.12% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Total Deposits: Top 1.9% in tier
- + Total Assets: Top 2.5% in tier
- + Total Loans: Top 3.3% in tier
- + Member Growth Rate: Top 7.2% in tier
- + Total Members: Top 9.2% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,993
+4.3% YoY+1.5% QoQ
|
+3.4K |
2,615
-1.9% YoY
|
27,118
+2.4% YoY
|
33,374
+5.7% YoY
|
Top 9.2% in tier |
| Assets |
$93.0M
+3.1% YoY-0.2% QoQ
|
+$62.8M |
$30.1M
+2.1% YoY
|
$450.6M
+5.5% YoY
|
$561.6M
+9.7% YoY
|
Top 2.6% in tier |
| Loans |
$55.7M
+7.6% YoY+1.3% QoQ
|
+$39.9M |
$15.8M
-1.3% YoY
|
$346.1M
+3.6% YoY
|
$397.0M
+8.8% YoY
|
Top 3.3% in tier |
| Deposits |
$82.4M
+4.7% YoY-0.4% QoQ
|
+$56.7M |
$25.7M
+1.4% YoY
|
$377.7M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
Top 2.0% in tier |
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| ROA |
0.7%
+24.2% YoY-1.0% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.6%
+6.8% YoY
|
0.7%
+15.9% YoY
|
54% |
| NIM |
3.9%
+18.2% YoY+2.2% QoQ
|
-0.0% |
4.0%
+4.0% YoY
|
3.3%
+4.1% YoY
|
3.8%
+5.1% YoY
|
52% |
| Efficiency Ratio |
82.1%
-2.5% YoY+0.7% QoQ
|
-0.5% |
82.6%
-2.3% YoY
|
81.2%
-12.2% YoY
|
79.7%
-3.3% YoY
|
56% |
| Delinquency Rate |
0.4%
-23.0% YoY+3.9% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
0.9%
+13.0% YoY
|
1.3%
-2.1% YoY
|
35% |
| Loan To Share |
67.5%
+2.7% YoY+1.7% QoQ
|
+6.9% |
60.6%
-3.1% YoY
|
73.5%
-2.0% YoY
|
67.4%
-1.7% YoY
|
60% |
| AMR |
$23,038
+1.4% YoY-1.2% QoQ
|
+$8K |
$14,783
-1.4% YoY
|
$25,262
+4.8% YoY
|
$19,687
+2.0% YoY
|
Top 11.9% in tier |
| CD Concentration |
18.0%
-9.2% YoY-6.7% QoQ
|
-6.5% | 24.4% | 25.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.4% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)