BlastPoint's Credit Union Scorecard
CENTRAL SUSQUEHANNA COMMUNITY
Charter #14180 · PA
CENTRAL SUSQUEHANNA COMMUNITY has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.74% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 4.9% in tier
- + Loan-to-Member Ratio (LMR): Top 7.2% in tier
- + Fee Income Per Member: Top 9.2% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 4.7% in tier
- - Indirect Auto Concentration (%): Bottom 8.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,773
+1.3% YoY+0.5% QoQ
|
-903 |
2,676
+1.6% YoY
|
18,228
+6.1% YoY
|
33,913
+5.7% YoY
|
47% |
| Assets |
$37.7M
+8.2% YoY+3.9% QoQ
|
+$7.5M |
$30.2M
+1.3% YoY
|
$307.3M
+11.2% YoY
|
$578.3M
+9.0% YoY
|
67% |
| Loans |
$18.4M
+8.9% YoY+2.2% QoQ
|
+$3.1M |
$15.3M
-2.0% YoY
|
$202.4M
+9.8% YoY
|
$402.4M
+8.7% YoY
|
68% |
| Deposits |
$33.2M
+8.6% YoY+4.3% QoQ
|
+$7.4M |
$25.8M
+0.7% YoY
|
$264.3M
+10.7% YoY
|
$494.3M
+9.1% YoY
|
68% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+202.5% YoY+82.6% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.8%
+3.2% YoY
|
0.4%
-39.2% YoY
|
64% |
| NIM |
2.7%
-3.3% YoY-4.7% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
3.5%
+3.1% YoY
|
3.8%
+4.1% YoY
|
Bottom 10.9% in tier |
| Efficiency Ratio |
73.8%
-16.5% YoY-12.1% QoQ
|
-16.8% |
90.6%
+6.5% YoY
|
78.0%
-8.8% YoY
|
84.6%
+2.8% YoY
|
32% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.2%
-7.0% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
55.3%
+0.2% YoY-2.0% QoQ
|
-3.2% |
58.5%
-3.0% YoY
|
52.5%
-2.7% YoY
|
65.6%
-1.4% YoY
|
45% |
| AMR |
$29,090
+7.4% YoY+3.0% QoQ
|
+$14K |
$14,884
-1.7% YoY
|
$16,757
+3.3% YoY
|
$19,920
+1.6% YoY
|
Top 5.0% in tier |
| CD Concentration |
28.6%
+4.1% YoY+2.2% QoQ
|
+4.3% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % |
10.0%
+45.5% YoY-0.5% QoQ
|
-3.8% | 13.8% | 8.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)