BlastPoint's Credit Union Scorecard
WVU EMPLOYEES
Charter #14611 · WV
WVU EMPLOYEES demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.17% above tier average
- + Net Interest Margin 0.74% above tier average
- + Efficiency Ratio: Top 1.6% in tier
- + Members Per Employee (MPE): Top 3.4% in tier
- + Total Members: Top 8.5% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 63 that size in West Virginia.
- Shares and deposits +3.5% year over year ($51.6M in shares and deposits).
- Membership: 6,081 members, +2.4% vs a year ago.
- Delinquency rate 0.23%.
- Return on assets 2.66%.
- Efficiency ratio 40.94% vs a 88.77% peer average.
- Loan-to-share ratio 69.72% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,081
+2.4% YoY+0.8% QoQ
|
+3.5K |
2,585
-1.7% YoY
|
5,079
-0.5% YoY
|
34,678
+6.6% YoY
|
Top 8.5% in tier |
| Assets |
$67.8M
+5.5% YoY+1.7% QoQ
|
+$37.5M |
$30.3M
+1.5% YoY
|
$71.2M
+3.6% YoY
|
$593.1M
+10.2% YoY
|
Top 13.5% in tier |
| Loans |
$36.0M
+8.6% YoY+2.7% QoQ
|
+$20.5M |
$15.5M
-1.7% YoY
|
$38.5M
+1.2% YoY
|
$418.6M
+10.1% YoY
|
Top 12.8% in tier |
| Deposits |
$51.6M
+3.5% YoY+1.6% QoQ
|
+$25.8M |
$25.8M
+1.1% YoY
|
$60.8M
+2.9% YoY
|
$504.8M
+10.3% YoY
|
83% |
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| ROA |
2.7%
-6.1% YoY-5.4% QoQ
|
+1.2% |
1.5%
+241.5% YoY
|
1.1%
+25.0% YoY
|
1.2%
+121.4% YoY
|
Top 4.9% in tier |
| NIM |
4.6%
+4.1% YoY+2.0% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
80% |
| Efficiency Ratio |
40.9%
-2.1% YoY+0.2% QoQ
|
-47.8% |
88.8%
-6.9% YoY
|
78.0%
+6.1% YoY
|
83.0%
-5.3% YoY
|
Top 1.6% in tier |
| Delinquency Rate |
0.2%
-48.5% YoY-56.5% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.4%
+1.7% YoY
|
1.3%
+2.6% YoY
|
28% |
| Loan To Share |
69.7%
+4.9% YoY+1.0% QoQ
|
+10.8% |
58.9%
-3.1% YoY
|
58.3%
-3.5% YoY
|
66.4%
-1.4% YoY
|
66% |
| AMR |
$14,409
+3.1% YoY+1.3% QoQ
|
$-554 |
$14,963
-6.8% YoY
|
$15,001
+0.4% YoY
|
$20,028
-0.9% YoY
|
52% |
| CD Concentration |
14.4%
-0.2% YoY+3.6% QoQ
|
-10.2% | 24.6% | 16.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)