BlastPoint's Credit Union Scorecard
A.B.
Charter #14879 · PA
A.B. has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.96% above tier average
- + Strong member growth: 28.3% YoY
- + Asset Growth Rate: Top 1.1% in tier
- + Member Growth Rate: Top 1.4% in tier
- + Deposit Growth Rate: Top 1.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.43% below tier average
- - AMR Growth Rate: Bottom 6.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits +20.3% year over year ($9.0M in shares and deposits).
- Membership: 1,060 members, +28.3% vs a year ago.
- Delinquency rate 0.08%.
- Return on assets 1.06%.
- Efficiency ratio 76.26% vs a 88.77% peer average.
- Loan-to-share ratio 59.21% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,060
+28.3% YoY+0.6% QoQ
|
-1.5K |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
30% |
| Assets |
$10.5M
+19.9% YoY+0.0% QoQ
|
$-19.8M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
32% |
| Loans |
$5.3M
+5.8% YoY+0.1% QoQ
|
$-10.1M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
36% |
| Deposits |
$9.0M
+20.3% YoY-0.3% QoQ
|
$-16.8M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
34% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.1%
+1130.7% YoY+23.4% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
63% |
| NIM |
4.9%
+4.6% YoY+0.4% QoQ
|
+1.0% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
Top 14.0% in tier |
| Efficiency Ratio |
76.3%
-19.8% YoY+0.6% QoQ
|
-12.5% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
39% |
| Delinquency Rate |
0.1%
-12.9% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
19% |
| Loan To Share |
59.2%
-12.1% YoY+0.4% QoQ
|
+0.3% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
50% |
| AMR |
$13,563
-10.8% YoY-0.7% QoQ
|
$-1K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
48% |
| CD Concentration |
0.1%
-69.8% YoY-58.1% QoQ
|
-24.4% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)