BlastPoint's Credit Union Scorecard
A.B.
Charter #14879 · PA
A.B. shows strong momentum with 7 strengths and 31.4% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.71% above tier average
- + Net Interest Margin 0.84% above tier average
- + Strong member growth: 31.4% YoY
- + Member Growth Rate: Top 1.0% in tier
- + Deposit Growth Rate: Top 1.2% in tier
- + Asset Growth Rate: Top 1.2% in tier
- + Loan Growth Rate: Top 4.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,054
+31.4% YoY-0.7% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
18,228
+6.1% YoY
|
33,913
+5.7% YoY
|
30% |
| Assets |
$10.5M
+22.1% YoY+2.6% QoQ
|
$-19.7M |
$30.2M
+1.3% YoY
|
$307.3M
+11.2% YoY
|
$578.3M
+9.0% YoY
|
32% |
| Loans |
$5.3M
+17.5% YoY-1.2% QoQ
|
$-9.9M |
$15.3M
-2.0% YoY
|
$202.4M
+9.8% YoY
|
$402.4M
+8.7% YoY
|
36% |
| Deposits |
$9.1M
+23.2% YoY+2.7% QoQ
|
$-16.7M |
$25.8M
+0.7% YoY
|
$264.3M
+10.7% YoY
|
$494.3M
+9.1% YoY
|
34% |
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| ROA |
0.9%
-257.9% YoY-158.3% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.8%
+3.2% YoY
|
0.4%
-39.2% YoY
|
63% |
| NIM |
4.8%
+7.2% YoY+12.8% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
3.5%
+3.1% YoY
|
3.8%
+4.1% YoY
|
Top 14.4% in tier |
| Efficiency Ratio |
75.8%
-28.3% YoY-19.1% QoQ
|
-14.8% |
90.6%
+6.5% YoY
|
78.0%
-8.8% YoY
|
84.6%
+2.8% YoY
|
36% |
| Delinquency Rate |
0.1%
-3.9% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
1.2%
-7.0% YoY
|
1.2%
+3.4% YoY
|
21% |
| Loan To Share |
59.0%
-4.6% YoY-3.8% QoQ
|
+0.5% |
58.5%
-3.0% YoY
|
52.5%
-2.7% YoY
|
65.6%
-1.4% YoY
|
50% |
| AMR |
$13,657
-7.9% YoY+1.9% QoQ
|
$-1K |
$14,884
-1.7% YoY
|
$16,757
+3.3% YoY
|
$19,920
+1.6% YoY
|
48% |
| CD Concentration |
0.3%
-48.2% YoY-2.6% QoQ
|
-24.0% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)