BlastPoint's Credit Union Scorecard
PUEBLO GOVERNMENT AGENCIES
Charter #1499 · CO
PUEBLO GOVERNMENT AGENCIES faces 4 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.84% below tier average
- - Member decline: -3.8% YoY
- - Loan-to-Share Ratio: Bottom 5.5% in tier
- - Indirect Auto Concentration (%): Bottom 6.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits +0.8% year over year ($37.9M in shares and deposits).
- Membership: 2,913 members, -3.8% vs a year ago.
- Delinquency rate 0.02%.
- Return on assets 0.66%.
- Efficiency ratio 85.76% vs a 88.77% peer average.
- Loan-to-share ratio 20.81% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,913
-3.8% YoY-0.9% QoQ
|
+327 |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
67% |
| Assets |
$43.8M
+2.2% YoY-0.4% QoQ
|
+$13.6M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
72% |
| Loans |
$7.9M
-16.3% YoY-4.6% QoQ
|
$-7.6M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
45% |
| Deposits |
$37.9M
+0.8% YoY-0.9% QoQ
|
+$12.1M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
73% |
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| ROA |
0.7%
-49.1% YoY-56.3% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
41% |
| NIM |
3.9%
+5.0% YoY+3.6% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
51% |
| Efficiency Ratio |
85.8%
+23.3% YoY+28.4% QoQ
|
-3.0% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
62% |
| Delinquency Rate |
0.0%
-94.9% YoY-65.3% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
Top 14.4% in tier |
| Loan To Share |
20.8%
-17.0% YoY-3.8% QoQ
|
-38.1% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
Bottom 5.4% in tier |
| AMR |
$15,707
+1.3% YoY-0.7% QoQ
|
+$744 |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
59% |
| CD Concentration |
4.2%
-0.5% YoY-5.1% QoQ
|
-20.4% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % |
14.9%
-13.1% YoY+7.6% QoQ
|
+1.3% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)