BlastPoint's Credit Union Scorecard
FOOTHILLS
Charter #15015 · TN
FOOTHILLS demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.75% above tier average
- + Total Deposits: Top 1.2% in tier
- + Total Assets: Top 2.7% in tier
- + Fee Income Per Member: Top 7.3% in tier
- + Total Loans: Top 8.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (TN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,251
-0.6% YoY-0.4% QoQ
|
+2.6K |
2,676
+1.6% YoY
|
21,412
+3.7% YoY
|
33,913
+5.7% YoY
|
Top 12.0% in tier |
| Assets |
$92.9M
+5.4% YoY+6.1% QoQ
|
+$62.7M |
$30.2M
+1.3% YoY
|
$379.6M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
Top 2.8% in tier |
| Loans |
$42.5M
+5.4% YoY-1.1% QoQ
|
+$27.2M |
$15.3M
-2.0% YoY
|
$279.0M
+7.7% YoY
|
$402.4M
+8.7% YoY
|
Top 8.1% in tier |
| Deposits |
$83.4M
+5.0% YoY+6.7% QoQ
|
+$57.6M |
$25.8M
+0.7% YoY
|
$319.1M
+8.0% YoY
|
$494.3M
+9.1% YoY
|
Top 1.3% in tier |
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| ROA |
0.9%
+100.5% YoY+4.7% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.6%
-5.0% YoY
|
0.4%
-39.2% YoY
|
64% |
| NIM |
3.0%
+10.5% YoY-5.9% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
3.9%
+5.1% YoY
|
3.8%
+4.1% YoY
|
18% |
| Efficiency Ratio |
75.3%
-13.1% YoY-5.5% QoQ
|
-15.3% |
90.6%
+6.5% YoY
|
79.6%
+1.7% YoY
|
84.6%
+2.8% YoY
|
35% |
| Delinquency Rate |
0.1%
-72.5% YoY-76.0% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.9%
-14.5% YoY
|
1.2%
+3.4% YoY
|
19% |
| Loan To Share |
51.0%
+0.4% YoY-7.3% QoQ
|
-7.5% |
58.5%
-3.0% YoY
|
68.3%
-1.5% YoY
|
65.6%
-1.4% YoY
|
38% |
| AMR |
$23,977
+5.7% YoY+4.4% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$18,957
+3.0% YoY
|
$19,920
+1.6% YoY
|
Top 10.5% in tier |
| CD Concentration |
32.2%
+12.0% YoY+5.3% QoQ
|
+7.9% | 24.3% | 22.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)