BlastPoint's Credit Union Scorecard
LEE
Charter #15174 · DC
<100M
2508 CUs in <100M nationally
18 in DC
LEE has 4 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.92% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Worth Ratio: Top 0.9% in tier
- + Efficiency Ratio: Top 1.6% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.0% YoY
- - First Mortgage Concentration (%): Bottom 1.6% in tier
- - Deposit Growth Rate: Bottom 2.6% in tier
- - Total Members: Bottom 6.1% in tier
- - Members Per Employee (MPE): Bottom 7.9% in tier
- - AMR Growth Rate: Bottom 8.3% in tier
- - Asset Growth Rate: Bottom 9.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
248
-5.0% YoY-0.8% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
11,106
+1.6% YoY
|
33,913
+5.7% YoY
|
Bottom 6.1% in tier |
| Assets |
$5.5M
-6.7% YoY-0.7% QoQ
|
$-24.7M |
$30.2M
+1.3% YoY
|
$410.2M
+3.1% YoY
|
$578.3M
+9.0% YoY
|
21% |
| Loans |
$1.2M
-8.4% YoY-2.4% QoQ
|
$-14.1M |
$15.3M
-2.0% YoY
|
$239.7M
+1.2% YoY
|
$402.4M
+8.7% YoY
|
Bottom 13.1% in tier |
| Deposits |
$2.8M
-15.7% YoY-2.2% QoQ
|
$-23.0M |
$25.8M
+0.7% YoY
|
$357.7M
+2.6% YoY
|
$494.3M
+9.1% YoY
|
Bottom 14.4% in tier |
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| ROA |
2.1%
-25.7% YoY-14.6% QoQ
|
+1.9% |
0.1%
-77.6% YoY
|
-0.4%
-168.3% YoY
|
0.4%
-39.2% YoY
|
Top 5.6% in tier |
| NIM |
3.2%
-16.2% YoY-11.9% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.5%
+3.4% YoY
|
3.8%
+4.1% YoY
|
26% |
| Efficiency Ratio |
36.9%
+32.6% YoY+8.1% QoQ
|
-53.8% |
90.6%
+6.5% YoY
|
86.5%
+9.1% YoY
|
84.6%
+2.8% YoY
|
Top 1.6% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
2.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
44.5%
+8.7% YoY-0.2% QoQ
|
-14.0% |
58.5%
-3.0% YoY
|
60.4%
-2.3% YoY
|
65.6%
-1.4% YoY
|
28% |
| AMR |
$16,078
-9.1% YoY-1.5% QoQ
|
+$1K |
$14,884
-1.7% YoY
|
$22,450
-2.0% YoY
|
$19,920
+1.6% YoY
|
61% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 0.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (7 metrics)
1
Total Delinquency Rate (60+ days)
risk
Value:
0.00%
Peer Median: 0.65%
#1 of 2508
Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
24
Net Worth Ratio
risk
Value:
49.77%
Peer Median: 14.28%
#24 of 2508
Top 0.9% in <100M tier
41
Efficiency Ratio
profitability
Value:
36.87%
Peer Median: 81.45%
#41 of 2508
Top 1.6% in <100M tier
141
Return on Assets (ROA)
profitability
Value:
2.07%
Peer Median: 0.61%
#141 of 2508
Top 5.6% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
Top Weaknesses (11 metrics)
2468
First Mortgage Concentration (%)
balance_sheet
Value:
75.95%
Peer Median: 3.66%
#2468 of 2508
Bottom 1.6% in <100M tier
2445
Deposit Growth Rate
growth
Value:
-15.72%
Peer Median: 0.66%
#2445 of 2508
Bottom 2.6% in <100M tier
2355
Total Members
engagement
Value:
248
Peer Median: 1,918
#2355 of 2508
Bottom 6.1% in <100M tier
2311
Members Per Employee (MPE)
engagement
Value:
124.000
Peer Median: 333.750
#2311 of 2508
Bottom 7.9% in <100M tier
2300
AMR Growth Rate
growth
Value:
-9.07%
Peer Median: 1.27%
#2300 of 2508
Bottom 8.3% in <100M tier
2264
Asset Growth Rate
growth
Value:
-6.66%
Peer Median: 1.30%
#2264 of 2508
Bottom 9.8% in <100M tier
2179
Total Loans
balance_sheet
Value:
$1.23M
Peer Median: $9.48M
#2179 of 2508
Bottom 13.2% in <100M tier
2147
Total Deposits
balance_sheet
Value:
$2.76M
Peer Median: $18.77M
#2147 of 2508
Bottom 14.4% in <100M tier
2076
Member Growth Rate
growth
Value:
-4.98%
Peer Median: -1.37%
#2076 of 2508
Bottom 17.3% in <100M tier
2017
Fee Income Per Member
profitability
Value:
$10.08
Peer Median: $60.42
#2017 of 2508
Bottom 19.6% in <100M tier