BlastPoint's Credit Union Scorecard
LEE
Charter #15174 · DC
LEE has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Worth Ratio: Top 0.9% in tier
- + Efficiency Ratio: Top 1.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.4% YoY
- - First Mortgage Concentration (%): Bottom 1.7% in tier
- - Deposit Growth Rate: Bottom 3.8% in tier
- - Total Members: Bottom 6.1% in tier
- - Members Per Employee (MPE): Bottom 7.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -13.8% year over year ($2.7M in shares and deposits).
- Membership: 243 members, -5.4% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.85%.
- Efficiency ratio 42.22% vs a 88.77% peer average.
- Loan-to-share ratio 44.84% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
243
-5.4% YoY-2.0% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Bottom 5.9% in tier |
| Assets |
$5.5M
-5.5% YoY-1.0% QoQ
|
$-24.8M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
20% |
| Loans |
$1.2M
-8.5% YoY-2.2% QoQ
|
$-14.3M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 12.8% in tier |
| Deposits |
$2.7M
-13.8% YoY-2.9% QoQ
|
$-23.1M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 14.2% in tier |
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| ROA |
1.9%
-31.1% YoY-10.4% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
Top 11.9% in tier |
| NIM |
3.2%
-15.9% YoY-1.4% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
23% |
| Efficiency Ratio |
42.2%
+45.8% YoY+14.5% QoQ
|
-46.6% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
Top 1.9% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
44.8%
+6.1% YoY+0.8% QoQ
|
-14.1% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
28% |
| AMR |
$15,968
-7.1% YoY-0.7% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
60% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)