BlastPoint's Credit Union Scorecard

DISTRICT 58

Charter #15211 · LA

<100M
2508 CUs in <100M nationally 107 in LA

DISTRICT 58 has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 4.5% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.14% below tier average
  • - Share Certificate Concentration (%): Bottom 4.3% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 706
+1.7% YoY+0.3% QoQ
-2.0K 2,676
+1.6% YoY
9,512
+2.6% YoY
33,913
+5.7% YoY
20%
Assets $6.4M
+3.8% YoY-0.7% QoQ
$-23.8M $30.2M
+1.3% YoY
$128.1M
+5.9% YoY
$578.3M
+9.0% YoY
24%
Loans $4.5M
-11.5% YoY-6.6% QoQ
$-10.8M $15.3M
-2.0% YoY
$89.6M
+5.7% YoY
$402.4M
+8.7% YoY
32%
Deposits $5.4M
+4.3% YoY-0.6% QoQ
$-20.4M $25.8M
+0.7% YoY
$109.6M
+6.0% YoY
$494.3M
+9.1% YoY
24%

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ROA 0.0%
-99.0% YoY-97.9% QoQ
-0.1% 0.1%
-77.6% YoY
0.1%
-79.1% YoY
0.4%
-39.2% YoY
21%
NIM 2.9%
-12.2% YoY+20.7% QoQ
-1.1% 4.0%
+4.0% YoY
4.2%
-0.4% YoY
3.8%
+4.1% YoY
17%
Efficiency Ratio 76.0%
+2.2% YoY-8.9% QoQ
-14.7% 90.6%
+6.5% YoY
88.0%
+2.9% YoY
84.6%
+2.8% YoY
37%
Delinquency Rate 0.6%
-57.3% YoY-16.3% QoQ
-0.9 1.5%
+3.8% YoY
1.7%
-21.7% YoY
1.2%
+3.4% YoY
47%
Loan To Share 83.2%
-15.1% YoY-6.1% QoQ
+24.7% 58.5%
-3.0% YoY
68.2%
-2.4% YoY
65.6%
-1.4% YoY
Top 14.8% in tier
AMR $14,047
-5.2% YoY-3.7% QoQ
$-837 $14,884
-1.7% YoY
$13,483
+2.5% YoY
$19,920
+1.6% YoY
51%
CD Concentration 48.5%
-3.8% YoY-2.3% QoQ
+24.2% 24.3% 14.9% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
115
Members Per Employee (MPE)
engagement
Value: 706.000
Peer Median: 333.750
#115 of 2508 Top 4.5% in <100M tier
370
Loan-to-Share Ratio
balance_sheet
Value: 83.22%
Peer Median: 58.72%
#370 of 2508 Top 14.7% in <100M tier
466
Member Growth Rate
growth
Value: 1.73%
Peer Median: -1.37%
#466 of 2508 Top 18.5% in <100M tier

Top Weaknesses (10 metrics)

2402
Share Certificate Concentration (%)
balance_sheet
Value: 48.46%
Peer Median: 12.45%
#2402 of 2508 Bottom 4.3% in <100M tier
2130
Net Charge-Off Rate
risk
Value: 0.92%
Peer Median: 0.07%
#2130 of 2508 Bottom 15.1% in <100M tier
2094
AMR Growth Rate
growth
Value: -5.18%
Peer Median: 1.27%
#2094 of 2508 Bottom 16.5% in <100M tier
2091
Net Interest Margin (NIM)
profitability
Value: 2.94%
Peer Median: 3.83%
#2091 of 2508 Bottom 16.7% in <100M tier
2080
Fee Income Per Member
profitability
Value: $7.17
Peer Median: $60.42
#2080 of 2508 Bottom 17.1% in <100M tier
2039
Loan Growth Rate
growth
Value: -11.52%
Peer Median: -2.36%
#2039 of 2508 Bottom 18.7% in <100M tier
2010
Total Members
engagement
Value: 706
Peer Median: 1,918
#2010 of 2508 Bottom 19.9% in <100M tier
1971
Return on Assets (ROA)
profitability
Value: 0.01%
Peer Median: 0.61%
#1971 of 2508 Bottom 21.5% in <100M tier
1919
Total Assets
balance_sheet
Value: $6.43M
Peer Median: $21.86M
#1919 of 2508 Bottom 23.5% in <100M tier
1901
Total Deposits
balance_sheet
Value: $5.41M
Peer Median: $18.77M
#1901 of 2508 Bottom 24.2% in <100M tier
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