BlastPoint's Credit Union Scorecard
MOFFAT COUNTY SCHOOLS
Charter #15230 · CO
MOFFAT COUNTY SCHOOLS has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.90% below tier average
- - Member decline: -3.2% YoY
- - Asset Growth Rate: Bottom 2.3% in tier
- - Deposit Growth Rate: Bottom 2.9% in tier
- - AMR Growth Rate: Bottom 4.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits -16.7% year over year ($5.0M in shares and deposits).
- Membership: 779 members, -3.2% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.60%.
- Efficiency ratio 87.02% vs a 88.77% peer average.
- Loan-to-share ratio 39.05% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
779
-3.2% YoY-3.2% QoQ
|
-1.8K |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
22% |
| Assets |
$5.7M
-14.8% YoY-12.9% QoQ
|
$-24.5M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
21% |
| Loans |
$1.9M
-15.6% YoY-5.7% QoQ
|
$-13.5M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
17% |
| Deposits |
$5.0M
-16.7% YoY-14.6% QoQ
|
$-20.8M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
22% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-287.8% YoY+3.3% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
37% |
| NIM |
3.7%
+51.4% YoY+3.3% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
44% |
| Efficiency Ratio |
87.0%
-21.0% YoY+2.7% QoQ
|
-1.7% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
65% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
39.1%
+1.4% YoY+10.4% QoQ
|
-19.8% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
21% |
| AMR |
$8,882
-13.6% YoY-9.4% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
22% |
| CD Concentration |
5.1%
+20.7% YoY+13.2% QoQ
|
-19.5% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)