BlastPoint's Credit Union Scorecard
WOLF POINT
Charter #15375 · MT
WOLF POINT demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.72% above tier average
- + Net Interest Margin 0.06% above tier average
- + Loan Growth Rate: Top 5.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,235
+2.1% YoY+0.7% QoQ
|
+619 |
2,615
-1.9% YoY
|
10,794
+3.9% YoY
|
33,374
+5.7% YoY
|
70% |
| Assets |
$21.2M
+1.6% YoY+1.4% QoQ
|
$-8.9M |
$30.1M
+2.1% YoY
|
$197.5M
+8.6% YoY
|
$561.6M
+9.7% YoY
|
50% |
| Loans |
$11.3M
+15.5% YoY-0.2% QoQ
|
$-4.5M |
$15.8M
-1.3% YoY
|
$129.1M
+6.1% YoY
|
$397.0M
+8.8% YoY
|
54% |
| Deposits |
$17.4M
+1.1% YoY+1.8% QoQ
|
$-8.3M |
$25.7M
+1.4% YoY
|
$168.5M
+7.6% YoY
|
$477.3M
+9.7% YoY
|
49% |
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| ROA |
1.3%
-18.9% YoY-15.7% QoQ
|
+0.7% |
0.6%
+10.8% YoY
|
0.7%
-27.4% YoY
|
0.7%
+15.9% YoY
|
79% |
| NIM |
4.0%
-9.1% YoY+0.5% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.7%
+4.3% YoY
|
3.8%
+5.1% YoY
|
55% |
| Efficiency Ratio |
63.5%
+8.7% YoY-2.0% QoQ
|
-19.0% |
82.6%
-2.3% YoY
|
76.7%
+2.1% YoY
|
79.7%
-3.3% YoY
|
16% |
| Delinquency Rate |
1.1%
+8.4% YoY-23.9% QoQ
|
-0.4 |
1.6%
-3.1% YoY
|
0.9%
-14.9% YoY
|
1.3%
-2.1% YoY
|
63% |
| Loan To Share |
64.9%
+14.2% YoY-2.0% QoQ
|
+4.2% |
60.6%
-3.1% YoY
|
67.3%
-2.3% YoY
|
67.4%
-1.7% YoY
|
56% |
| AMR |
$8,870
+4.1% YoY+0.4% QoQ
|
$-6K |
$14,783
-1.4% YoY
|
$21,802
+3.7% YoY
|
$19,687
+2.0% YoY
|
23% |
| CD Concentration |
9.8%
+22.9% YoY+2.7% QoQ
|
-14.6% | 24.4% | 17.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)