BlastPoint's Credit Union Scorecard
WOLF POINT
Charter #15375 · MT
WOLF POINT has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Asset Growth Rate: Top 6.6% in tier
Key Concerns
Areas that may need attention
- - ROA 1.34% below tier average
- - Net Interest Margin (NIM): Bottom 8.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 24 that size in Montana.
- Shares and deposits +7.6% year over year ($18.7M in shares and deposits).
- Membership: 3,256 members, +1.8% vs a year ago.
- Delinquency rate 1.54%.
- Return on assets 0.16%.
- Efficiency ratio 87.50% vs a 88.77% peer average.
- Loan-to-share ratio 59.49% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,256
+1.8% YoY+0.6% QoQ
|
+670 |
2,585
-1.7% YoY
|
10,566
-1.9% YoY
|
34,678
+6.6% YoY
|
71% |
| Assets |
$23.3M
+10.2% YoY+1.1% QoQ
|
$-7.0M |
$30.3M
+1.5% YoY
|
$194.5M
+2.8% YoY
|
$593.1M
+10.2% YoY
|
52% |
| Loans |
$11.1M
+2.6% YoY+1.3% QoQ
|
$-4.3M |
$15.5M
-1.7% YoY
|
$131.1M
+3.2% YoY
|
$418.6M
+10.1% YoY
|
54% |
| Deposits |
$18.7M
+7.6% YoY-1.7% QoQ
|
$-7.1M |
$25.8M
+1.1% YoY
|
$167.3M
+2.4% YoY
|
$504.8M
+10.3% YoY
|
50% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-89.0% YoY-77.2% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
0.9%
+32.5% YoY
|
1.2%
+121.4% YoY
|
Bottom 9.9% in tier |
| NIM |
2.6%
-33.4% YoY-15.6% QoQ
|
-1.3% |
3.9%
+0.9% YoY
|
3.7%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Bottom 8.3% in tier |
| Efficiency Ratio |
87.5%
+31.6% YoY+27.2% QoQ
|
-1.3% |
88.8%
-6.9% YoY
|
77.6%
+2.2% YoY
|
83.0%
-5.3% YoY
|
66% |
| Delinquency Rate |
1.5%
+44.3% YoY-2.3% QoQ
|
+0.0 |
1.5%
+2.1% YoY
|
0.8%
+6.4% YoY
|
1.3%
+2.6% YoY
|
72% |
| Loan To Share |
59.5%
-4.6% YoY+3.0% QoQ
|
+0.6% |
58.9%
-3.1% YoY
|
65.5%
-4.7% YoY
|
66.4%
-1.4% YoY
|
51% |
| AMR |
$9,159
+3.8% YoY-1.2% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$22,069
+4.9% YoY
|
$20,028
-0.9% YoY
|
24% |
| CD Concentration |
11.3%
+29.1% YoY-5.5% QoQ
|
-13.2% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)