BlastPoint's Credit Union Scorecard

FORT DIX

Charter #15513 · NJ

<100M

2508 CUs in <100M nationally 97 in NJ

FORT DIX has 1 strength but faces 4 concerns

National Analysis

How does the industry compare?

NJ Analysis

How does NJ stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.27% above tier average

Key Concerns

Areas that may need attention

- Delinquency rate 4.71% above tier average
- Member decline: -3.3% YoY
- Total Delinquency Rate (60+ days): Bottom 4.3% in tier
- Loan-to-Share Ratio: Bottom 8.2% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NJ)	National Avg	Tier Percentile
Members	533 -3.3% YoY-1.5% QoQ	-2.1K	2,676 +1.6% YoY	7,451 +5.5% YoY	33,913 +5.7% YoY	Bottom 14.8% in tier
Assets	$7.3M +5.6% YoY-0.3% QoQ	$-22.9M	$30.2M +1.3% YoY	$121.0M +5.7% YoY	$578.3M +9.0% YoY	26%
Loans	$1.7M -5.3% YoY+0.1% QoQ	$-13.6M	$15.3M -2.0% YoY	$75.7M +10.1% YoY	$402.4M +8.7% YoY	16%
Deposits	$6.5M +5.8% YoY-0.5% QoQ	$-19.3M	$25.8M +0.7% YoY	$104.6M +7.1% YoY	$494.3M +9.1% YoY	27%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.4% +227.1% YoY+8.0% QoQ	+0.3%	0.1% -77.6% YoY	0.4% -4.8% YoY	0.4% -39.2% YoY	40%
NIM	3.8% -3.2% YoY+0.3% QoQ	-0.2%	4.0% +4.0% YoY	3.8% +4.3% YoY	3.8% +4.1% YoY	49%
Efficiency Ratio	80.2% -17.4% YoY-11.7% QoQ	-10.4%	90.6% +6.5% YoY	85.6% -4.2% YoY	84.6% +2.8% YoY	47%
Delinquency Rate	6.2% +194.7% YoY+25.3% QoQ	+4.7	1.5% +3.8% YoY	2.4% +59.8% YoY	1.2% +3.4% YoY	Bottom 4.3% in tier
Loan To Share	25.9% -10.5% YoY+0.5% QoQ	-32.6%	58.5% -3.0% YoY	51.7% -1.0% YoY	65.6% -1.4% YoY	Bottom 8.1% in tier
AMR	$15,242 +6.8% YoY+1.1% QoQ	+$358	$14,884 -1.7% YoY	$16,671 +1.3% YoY	$19,920 +1.6% YoY	57%
CD Concentration	0.0%	-24.3%	24.3%	14.5%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	1.0%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

Share Certificate Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 12.45%

#1 of 2508 Top 0.1% in <100M tier

438

AMR Growth Rate

growth

Value: 6.83%

Peer Median: 1.27%

#438 of 2508 Top 17.4% in <100M tier

498

Deposit Growth Rate

growth

Value: 5.82%

Peer Median: 0.66%

#498 of 2508 Top 19.8% in <100M tier

530

Asset Growth Rate

growth

Value: 5.62%

Peer Median: 1.30%

#530 of 2508 Top 21.1% in <100M tier

Top Weaknesses (6 metrics)

2400

Total Delinquency Rate (60+ days)

risk

Value: 6.22%

Peer Median: 0.65%

#2400 of 2508 Bottom 4.3% in <100M tier

2304

Loan-to-Share Ratio

balance_sheet

Value: 25.94%

Peer Median: 58.72%

#2304 of 2508 Bottom 8.2% in <100M tier

2197

Members Per Employee (MPE)

engagement

Value: 177.667

Peer Median: 333.750

#2197 of 2508 Bottom 12.4% in <100M tier

2138

Total Members

engagement

Value: 533

Peer Median: 1,918

#2138 of 2508 Bottom 14.8% in <100M tier

2107

Total Loans

balance_sheet

Value: $1.67M

Peer Median: $9.48M

#2107 of 2508 Bottom 16.0% in <100M tier

1950

Net Worth Ratio

risk

Value: 10.68%

Peer Median: 14.28%

#1950 of 2508 Bottom 22.3% in <100M tier