BlastPoint's Credit Union Scorecard
FORT DIX
Charter #15513 · NJ
FORT DIX faces 5 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.21% below tier average
- - Delinquency rate 2.99% above tier average
- - Member decline: -4.7% YoY
- - Total Delinquency Rate (60+ days): Bottom 7.5% in tier
- - Loan-to-Share Ratio: Bottom 8.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in New Jersey.
- Shares and deposits +6.5% year over year ($6.4M in shares and deposits).
- Membership: 531 members, -4.7% vs a year ago.
- Delinquency rate 4.54%.
- Return on assets 0.29%.
- Efficiency ratio 84.01% vs a 88.77% peer average.
- Loan-to-share ratio 26.59% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
531
-4.7% YoY-0.4% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
7,520
+5.0% YoY
|
34,678
+6.6% YoY
|
Bottom 14.5% in tier |
| Assets |
$7.3M
+6.0% YoY-0.1% QoQ
|
$-23.0M |
$30.3M
+1.5% YoY
|
$121.5M
+6.2% YoY
|
$593.1M
+10.2% YoY
|
26% |
| Loans |
$1.7M
-8.5% YoY+2.3% QoQ
|
$-13.7M |
$15.5M
-1.7% YoY
|
$76.8M
+8.6% YoY
|
$418.6M
+10.1% YoY
|
16% |
| Deposits |
$6.4M
+6.5% YoY-0.2% QoQ
|
$-19.4M |
$25.8M
+1.1% YoY
|
$104.3M
+6.9% YoY
|
$504.8M
+10.3% YoY
|
27% |
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| ROA |
0.3%
-22.3% YoY-30.7% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
0.9%
+81.6% YoY
|
1.2%
+121.4% YoY
|
17% |
| NIM |
3.9%
+3.1% YoY+3.3% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.9%
+3.8% YoY
|
3.8%
+2.3% YoY
|
53% |
| Efficiency Ratio |
84.0%
-8.0% YoY+4.7% QoQ
|
-4.8% |
88.8%
-6.9% YoY
|
85.3%
-2.0% YoY
|
83.0%
-5.3% YoY
|
59% |
| Delinquency Rate |
4.5%
+141.9% YoY-27.0% QoQ
|
+3.0 |
1.5%
+2.1% YoY
|
2.2%
+22.2% YoY
|
1.3%
+2.6% YoY
|
Bottom 7.5% in tier |
| Loan To Share |
26.6%
-14.1% YoY+2.5% QoQ
|
-32.3% |
58.9%
-3.1% YoY
|
52.7%
+0.2% YoY
|
66.4%
-1.4% YoY
|
Bottom 8.5% in tier |
| AMR |
$15,351
+8.0% YoY+0.7% QoQ
|
+$389 |
$14,963
-6.8% YoY
|
$16,658
-5.0% YoY
|
$20,028
-0.9% YoY
|
57% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)