BlastPoint's Credit Union Scorecard
MOOG EMPLOYEES
Charter #15669 · NY
MOOG EMPLOYEES has 7 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 50.0% in tier
- + ROA 1.14% above tier average
- + Total Delinquency Rate (60+ days): Top 0.4% in tier
- + Efficiency Ratio: Top 0.5% in tier
- + Net Worth Ratio: Top 0.8% in tier
- + Members Per Employee (MPE): Top 0.9% in tier
- + Share Certificate Concentration (%): Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Liquidity Overhang: Bottom 50.0% in tier
- - First Mortgage Concentration (%): Bottom 1.2% in tier
- - Fee Income Per Member: Bottom 1.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 55 that size in New York.
- Shares and deposits +5.1% year over year ($188M in shares and deposits).
- Membership: 8,642 members, +0.1% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 2.00%.
- Efficiency ratio 36.29% vs a 76.73% peer average.
- Loan-to-share ratio 52.50% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,642
+0.1% YoY+0.4% QoQ
|
-6.5K |
15,168
-2.6% YoY
|
27,051
+5.9% YoY
|
34,678
+6.6% YoY
|
22% |
| Assets |
$257.3M
+5.9% YoY+0.9% QoQ
|
+$25.3M |
$232.0M
+0.7% YoY
|
$505.5M
+8.1% YoY
|
$593.1M
+10.2% YoY
|
65% |
| Loans |
$98.9M
-2.5% YoY-0.5% QoQ
|
$-47.4M |
$146.3M
+0.2% YoY
|
$338.7M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
35% |
| Deposits |
$188.4M
+5.1% YoY+0.5% QoQ
|
$-12.3M |
$200.7M
+0.2% YoY
|
$431.4M
+8.2% YoY
|
$504.8M
+10.3% YoY
|
55% |
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| ROA |
2.0%
-3.1% YoY+3.0% QoQ
|
+1.1% |
0.9%
+12.5% YoY
|
1.2%
+60.1% YoY
|
1.2%
+121.4% YoY
|
Top 3.2% in tier |
| NIM |
3.0%
-3.3% YoY+1.6% QoQ
|
-0.7% |
3.7%
+4.5% YoY
|
3.6%
-0.3% YoY
|
3.8%
+2.3% YoY
|
Bottom 14.6% in tier |
| Efficiency Ratio |
36.3%
-0.4% YoY-2.2% QoQ
|
-40.4% |
76.7%
-0.8% YoY
|
80.5%
+0.8% YoY
|
83.0%
-5.3% YoY
|
Top 0.5% in tier |
| Delinquency Rate |
0.0%
-98.3% YoY-98.5% QoQ
|
-0.9 |
0.9%
+6.6% YoY
|
1.7%
-18.0% YoY
|
1.3%
+2.6% YoY
|
Top 0.4% in tier |
| Loan To Share |
52.5%
-7.3% YoY-1.0% QoQ
|
-19.0% |
71.5%
-0.3% YoY
|
59.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
Bottom 14.4% in tier |
| AMR |
$33,240
+2.2% YoY-0.3% QoQ
|
+$8K |
$25,107
+3.2% YoY
|
$19,620
+2.7% YoY
|
$20,028
-0.9% YoY
|
Top 12.7% in tier |
| CD Concentration |
9.7%
+3.0% YoY-1.6% QoQ
|
-14.9% | 24.6% | 16.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.7% | 7.7% | 50% |
Signature Analysis
Strengths (1)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Concerns (1)
Liquidity Overhang
riskExceptional capital position (>16%, top quartile). Strong fundamentals—opportunity to deploy capital more productively.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)