BlastPoint's Credit Union Scorecard
RIM COUNTRY
Charter #16190 · AZ
RIM COUNTRY has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.54% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.84% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 12 that size in Arizona.
- Shares and deposits -3.2% year over year ($21.4M in shares and deposits).
- Membership: 2,023 members, -1.1% vs a year ago.
- Delinquency rate 1.33%.
- Return on assets 0.65%.
- Efficiency ratio 86.19% vs a 88.77% peer average.
- Loan-to-share ratio 64.03% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AZ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,023
-1.1% YoY-0.3% QoQ
|
-562 |
2,585
-1.7% YoY
|
62,580
+4.2% YoY
|
34,678
+6.6% YoY
|
52% |
| Assets |
$24.6M
-1.9% YoY-1.7% QoQ
|
$-5.7M |
$30.3M
+1.5% YoY
|
$1.1B
+8.8% YoY
|
$593.1M
+10.2% YoY
|
54% |
| Loans |
$13.7M
-1.4% YoY-0.7% QoQ
|
$-1.8M |
$15.5M
-1.7% YoY
|
$693.0M
+9.0% YoY
|
$418.6M
+10.1% YoY
|
60% |
| Deposits |
$21.4M
-3.2% YoY-2.1% QoQ
|
$-4.4M |
$25.8M
+1.1% YoY
|
$946.4M
+8.0% YoY
|
$504.8M
+10.3% YoY
|
54% |
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| ROA |
0.6%
-32.6% YoY+6.7% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
0.9%
+15.7% YoY
|
1.2%
+121.4% YoY
|
40% |
| NIM |
4.4%
+2.6% YoY+0.9% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.0%
+1.6% YoY
|
3.8%
+2.3% YoY
|
74% |
| Efficiency Ratio |
86.2%
+9.4% YoY-0.5% QoQ
|
-2.6% |
88.8%
-6.9% YoY
|
75.7%
-0.5% YoY
|
83.0%
-5.3% YoY
|
64% |
| Delinquency Rate |
1.3%
+71.1% YoY+5.0% QoQ
|
-0.2 |
1.5%
+2.1% YoY
|
0.9%
+18.9% YoY
|
1.3%
+2.6% YoY
|
68% |
| Loan To Share |
64.0%
+1.9% YoY+1.4% QoQ
|
+5.1% |
58.9%
-3.1% YoY
|
69.6%
-1.2% YoY
|
66.4%
-1.4% YoY
|
58% |
| AMR |
$17,327
-1.4% YoY-1.3% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$19,787
+3.1% YoY
|
$20,028
-0.9% YoY
|
66% |
| CD Concentration |
13.6%
+51.4% YoY+7.7% QoQ
|
-10.9% | 24.6% | 17.9% | 20.0% | 50% |
| Indirect Auto % |
5.3%
+0.2% YoY+9.3% QoQ
|
-8.3% | 13.6% | 21.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)