BlastPoint's Credit Union Scorecard

COMANCHE COUNTY

Charter #16367 · OK

<100M
2508 CUs in <100M nationally 26 in OK

COMANCHE COUNTY has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.22% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + AMR Growth Rate: Top 6.2% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -10.2% YoY
  • - Member Growth Rate: Bottom 5.8% in tier
  • - Loan-to-Share Ratio: Bottom 6.1% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (OK) National Avg Tier Percentile
Members 3,223
-10.2% YoY-3.6% QoQ
+546 2,676
+1.6% YoY
27,625
+2.9% YoY
33,913
+5.7% YoY
71%
Assets $36.2M
+3.8% YoY+3.3% QoQ
+$6.0M $30.2M
+1.3% YoY
$413.6M
+5.6% YoY
$578.3M
+9.0% YoY
65%
Loans $6.5M
-4.6% YoY-1.0% QoQ
$-8.8M $15.3M
-2.0% YoY
$253.0M
+3.1% YoY
$402.4M
+8.7% YoY
40%
Deposits $29.2M
+2.6% YoY+3.8% QoQ
+$3.4M $25.8M
+0.7% YoY
$348.7M
+5.1% YoY
$494.3M
+9.1% YoY
64%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.4%
-27.2% YoY-26.3% QoQ
+1.2% 0.1%
-77.6% YoY
0.3%
+194.5% YoY
0.4%
-39.2% YoY
82%
NIM 3.5%
-9.5% YoY-10.9% QoQ
-0.5% 4.0%
+4.0% YoY
3.9%
+1.6% YoY
3.8%
+4.1% YoY
38%
Efficiency Ratio 68.3%
+16.4% YoY+14.4% QoQ
-22.3% 90.6%
+6.5% YoY
85.0%
-0.4% YoY
84.6%
+2.8% YoY
23%
Delinquency Rate 0.0% -1.5 1.5%
+3.8% YoY
1.0%
-16.7% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 22.1%
-7.1% YoY-4.6% QoQ
-36.4% 58.5%
-3.0% YoY
68.5%
-1.8% YoY
65.6%
-1.4% YoY
Bottom 6.0% in tier
AMR $11,078
+12.7% YoY+6.8% QoQ
$-4K $14,884
-1.7% YoY
$18,267
+3.9% YoY
$19,920
+1.6% YoY
34%
CD Concentration 14.4%
+65.9% YoY+13.2% QoQ
-9.9% 24.3% 22.8% 19.8% 50%
Indirect Auto % 4.6%
-34.5% YoY-7.8% QoQ
-9.2% 13.8% 14.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (4 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
157
AMR Growth Rate
growth
Value: 12.70%
Peer Median: 1.27%
#157 of 2508 Top 6.2% in <100M tier
464
Return on Assets (ROA)
profitability
Value: 1.36%
Peer Median: 0.61%
#464 of 2508 Top 18.5% in <100M tier
578
Efficiency Ratio
profitability
Value: 68.30%
Peer Median: 81.45%
#578 of 2508 Top 23.0% in <100M tier

Top Weaknesses (5 metrics)

2363
Member Growth Rate
growth
Value: -10.20%
Peer Median: -1.37%
#2363 of 2508 Bottom 5.8% in <100M tier
2355
Loan-to-Share Ratio
balance_sheet
Value: 22.14%
Peer Median: 58.72%
#2355 of 2508 Bottom 6.1% in <100M tier
2234
Indirect Auto Concentration (%)
balance_sheet
Value: 4.65%
Peer Median: 0.00%
#2234 of 2508 Bottom 11.0% in <100M tier
2166
Loan-to-Member Ratio (LMR)
engagement
Value: $2,008
Peer Median: $4,923
#2166 of 2508 Bottom 13.7% in <100M tier
2110
Members Per Employee (MPE)
engagement
Value: 201.438
Peer Median: 333.750
#2110 of 2508 Bottom 15.9% in <100M tier
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